Nouveau Riche

"Your funds have been deposited."

"Account opening successful. You have become an official client of our Universal First Bank."

"Your bank card balance is 1,000,000,000,000 Jialan Coin (Universal First Bank)."

Everything had gone more smoothly than Su Ke had imagined.

"I've actually become a client of the Universal First Bank now?" Su Ke felt as if he were dreaming.

His universal bank card held a full one trillion Jialan Coin!

If these were Liuyun Coin, the value would be even higher. According to the official imperial exchange rate, 1 Liuyun Coin could be exchanged for 1,000 Jialan Coin, but 1,000 Jialan Coin could not be exchanged back into 1 Liuyun Coin!

If one went through the black market... it would be possible, but generally, it would take nearly two thousand Jialan Coin to exchange for a single Liuyun Coin. Most ordinary citizens didn't even know where the black market was.

Su Ke looked at the bank card in his hand. This card was quite unique; it was fused with a psychic imprint. Only the original owner could use it, and it would be useless if someone else were to get their hands on it.

This was an absolutely secure method, safer than any password, after all... everyone's psychic imprint was unique.

With the bank card in his possession, Su Ke felt much more at ease. The Universal First Bank was a super-bank that spanned the entire universe! This card could be used anywhere, and it could even be linked and used within the Virtual Universe, making it extremely convenient.

Although Su Ke had not awakened his psychic power and was not a Psychic Master, everyone possessed a sea of consciousness for psychic power, whether they were a Psychic Master or a martial artist.

"One trillion, just like that." Su Ke was overcome with excitement.

He could even go and buy a life-bearing planet! He could become the lord of a planet, a local emperor, enjoying an incredibly luxurious life and doing whatever he pleased. His power and status... would reach their peak on his own planet, with the authority to decide life and death. He could also buy countless slaves to work for him. The price for Planetary Rank slaves was high, but those below Planetary Rank only cost 10 or 20 Jialan Coin each! Buying a hundred million would only cost a few billion!

Furthermore, a planet purchased by a lord through legal channels was considered the property of an imperial citizen. It was registered with the empire and protected by it; even space pirates wouldn't dare to attack or invade it easily, or the imperial fleet would strike immediately.

The average price of a life-bearing planet was 1 trillion Jialan Coin.

There was no upper limit for high-end ones, and low-end ones could be acquired for a few hundred billion, though those planets had very little value.

Owning a life-bearing planet was equivalent to owning a treasure bowl! Moreover, the lifespan of a planet was generally very, very long, measured in "hundreds of millions of years," making it perfectly suitable as a family heirloom. Of course, because human lifespans were limited, the buying and selling of planets were generally denominated in "trillions of Jialan Coin."

"Right now, I am only a regular client. Not to mention one-star status, if I want to upgrade to two-star status, my 'deposits must reach 10 billion Universe Coin' to automatically upgrade."

One Universe Coin was worth about 3,300 Liuyun Coin, so 10 billion Universe Coin was approximately 33 trillion Liuyun Coin.

And Su Ke's one trillion Jialan Coin, if traded through black market channels, was only equivalent to five or six hundred million Liuyun Coin.

"Low profile, I must keep a low profile. I'm still just a small fry." Su Ke swallowed hard, forcefully suppressing the immense joy erupting in his heart from suddenly obtaining such a massive fortune. "With the money I have now, it's enough to buy an ordinary planet, but I couldn't even afford to buy Earth."

Su Ke remembered that in the official evaluation of the Black Dragon Mountain Empire, Earth had the highest "three trillion purchase price." That was the condition set by its first discoverer because it had once been the territory of an Immortal God.

Of course, whether Earth still existed today was another question.

Su Ke still hadn't figured out the time period he had transmigrated into.

He did know that the previous Stellar Rank Universe Peak Genius Tournament had been held over three thousand years ago. After all, it was a grand event that affected the entire human territory, widely spread and known to everyone; it wasn't a secret. However, none of the familiar names had appeared.

Su Ke had no thoughts regarding the Peak Genius Tournament; that kind of thing was too far removed from an ordinary, unremarkable person like him.

His current goal was to reach Planetary Rank! Then Stellar Rank!

What was Planetary Rank? Wandering in the universe, one could barely scrape by with enough to eat.

Stellar Rank could be considered a formidable figure. However, they could only thrive in small, ordinary corners like Moon River Planet and couldn't really stand on the big stage. Once they left a planet, they couldn't survive in space for long.

The even more powerful Universe Rank experts could wander through space with their own bodies and fight against interstellar fleets. They were remarkable big shots who only appeared once every few hundred thousand life-bearing planets in a star system.

Even though he knew the original story, Su Ke would never underestimate such experts, because he knew that with his own aptitude, without a stroke of luck, he would likely be a Planetary Rank for the rest of his life.

Even with one trillion Jialan Coin now, the possibility of becoming a Universe Rank expert was still depressingly low.

Therefore, Su Ke's goal was clear. He had no grand ambitions; he would just keep his feet on the ground and raise his physical fitness to the Stellar Rank first.

Once he became a Stellar Rank, as long as he didn't go on dangerous adventures or encounter any major catastrophes, he could live safely.

Beyond improving his strength, Su Ke also considered things further down the line.

This one trillion Jialan Coin was a lucky windfall, and he probably wouldn't have such good fortune again. Every cent he spent was a cent gone; was he just going to sit around and eat through his savings?

Money could beget money; that was capital.

For example, he could go into financial investments like Luo Hua. Of course, the difficulty of such operations was too high; it was a massive pit that ordinary people couldn't play in, and one careless move could lead to losing everything.

It would be safer to let the bank manage the funds for him and just sit back and collect the dividends; the annual interest alone would be enough for him to live very comfortably.

If he had bigger ambitions, he could buy a life-bearing planet, buy a few billion ordinary people as slaves to work for him, or even be more ruthless and turn them into a slave race, breeding generation after generation to be sold off. Generation after generation, endless and infinite!

Slave trading was a high-profit industry. There were planets in the universe specifically used to farm slaves, just like harvesting leeks, one batch after another!

Selling hundreds of millions of people meant massive wealth! However, this kind of thing was disgusting, and if a super expert were ever born from a certain race, the planet lord would be finished. Therefore, this was generally only done to weak races, and those who dared to do so were all planet lords with powerful backgrounds.

Clearly, Su Ke had no background, nor could he be associated with anything powerful.

"Buying the lowest-end, worst planet only takes a few hundred billion, and adding a hundred billion slaves would only cost about one or two hundred billion." Su Ke was a bit tempted.

Who didn't have a dream of becoming a landlord?

Selling slaves directly went against his moral bottom line, but buying slaves whose fates were already destined to be miserable to work for him, and then giving them a slightly better standard of living, was actually a good thing.

Roughly calculating, if each person could earn an average of 0.04 Jialan Coin per year, his annual income would be over four hundred million Jialan Coin. With just one planet, he could completely live the life that countless people dreamed of.