Miserable but Not Worth Pitying

Then he paid off the debt from the original lending platform. The original lending platform would hereafter be called Lending Platform 1, while the later one would be called Lending Platform 2.

After paying off the money owed to Lending Platform 1, he could borrow from Platform 1 again to repay the money owed to Platform 2.

At first, his former self had been quite pleased with his clever little scheme.

But after half a year, the amount he owed kept snowballing. Only then did he realize that borrowing to repay loans was simply not viable.

Eventually, he could no longer borrow from either platform, nor could he borrow from any other platforms. Only then did his former self become utterly frantic. Now he had no money to spend. Not only was the landlord demanding rent, but calls from the two lending platforms came one after another, driving him to the brink.

The landlord issued a final ultimatum, saying he would give him three more days. If the rent was still unpaid, he would throw him out.

Left with no other options, his former self hurriedly asked everyone he knew for loans one by one. But how could someone who never socialized and had long lost contact with his former friends and classmates possibly borrow any money?

Helpless, his former self had no choice but to call his family. At first, when asking for money, he hemmed and hawed, refusing to explain why.

It was not until his strict father firmly stated that he would not lend him money without a reason that his former self, having no choice, revealed his borrowing situation.

At first, his former self only mentioned a modest sum, roughly two months of his salary from when he had been working. But without even meeting him,