Chapter Summaries

Su Bai awakened the Indulgent God-tier Tycoon System, which rewarded his indulgent behavior and gave him cashback on spending. After earning money by skipping class, eating lavishly, watching dramas, and buying game skins, he decided to hire a female gaming companion and found Yu Xie, a Challenger-ranked player.

• Su Bai discovered the system and received 1,000 yuan for oversleeping and skipping class.
• Su Bai spent 43 yuan on an extravagant breakfast and received tenfold cashback, then earned 2,000 yuan for watching dramas instead of studying.
• Su Bai bought 4,396 yuan worth of League of Legends skins and received fivefold cashback.
• Wang Haoran saw Su Bai's purchases and told him that Chu Mingzhe and Xue Tao had argued over Chen Yusheng.
• After losing two League of Legends matches, Su Bai searched for an expensive female gaming companion and chose Yu Xie, whose Korean server rank was Challenger with over a thousand points.

Su Bai hired Yu Xie as a monthly gaming companion, triggering his cashback system, and discovered that her skill made her well worth the price. After a long winning session, they exchanged WeChat contacts, and Yu Xie finished the chapter back in her dormitory as Chen Yusheng.

• Su Bai booked Yu Xie for two hours a day for a month and paid her 12,000 yuan upfront.
• Su Bai's system rewarded him with 36,000 yuan in cashback for the booking.
• Su Bai and Yu Xie discovered they could not queue together because her main account was Platinum II, so Yu Xie switched to her Gold account.
• Yu Xie carried Su Bai through a winning streak with Nidalee and completed their final match despite the session running past its time limit.
• Yu Xie agreed to add Su Bai on WeChat, and they found that neither of them had recent Moments posts.
• Chen Yusheng took off her headphones and closed her laptop in her dormitory room.

Chen Yusheng considered why her new gaming client had paid for a month in advance, then focused on earning money for her mother’s treatment. Meanwhile, Su Bai treated Wang Haoran to an expensive lunch after claiming a wealthy foreign family had found him, and he avoided his roommates’ argument about Chen Yusheng.

• Chen Yusheng reflected on her mother's worsening condition, her need for money, and her suspicion that Crispy Big White Goose might have an ulterior motive despite their wholesome gaming session.
• Su Bai took Wang Haoran to the cafeteria's specialty section, treated him to lunch, and claimed that a wealthy foreign family had found him and identified him as their lost young master.
• Su Bai earned double cashback from the meal and returned to the dorm with Wang Haoran.
• Chu Mingzhe defended Chen Yusheng's ability to support herself, while Xue Tao argued that she might still need money and boasted about his own girlfriend and family wealth.
• Su Bai refused to judge the argument between Chu Mingzhe and Xue Tao, pulled up his blanket, and went to sleep.

Su Bai used the Godly Tycoon System to buy expensive Apple devices and collect cashback, then discovered that indulgent spending also erased its negative consequences. As he prepared to order a high-end gaming PC during physics lab, a familiar woman warned him that the model was a rip-off.

• Xue Tao and Chu Mingzhe called a temporary truce after Su Bai refused to judge which of them was wealthier.
• Su Bai bought a top-spec iPhone, iPad Pro, and MacBook Pro at the Apple Store, earning cashback that raised his savings above two hundred thousand yuan.
• Su Bai learned from the system that it would prevent the downsides of indulgence and automatically teach him material from any class he skipped.
• A sales assistant tried to exchange WeChat details with Su Bai, but he set her messages to Do Not Disturb and headed to physics lab.
• Su Bai selected a fully upgraded ROG gaming desktop online, but a familiar aloof woman warned him not to buy the model because it was a rip-off.

Su Bai discovered that his classmate Chen Yusheng was the companion gamer he had hired, and the two worked together in physics lab. After he promised to keep her work secret, they realized they shared an anime reference and bonded over it.

• Chen Yusheng advised Su Bai against buying an expensive computer, then recognized him as her classmate and added him on WeChat for their physics lab work.
• Su Bai and Chen Yusheng realized they had already added each other online, exposing that she was the companion gamer he had booked for the month.
• Chen Yusheng fell asleep during the professor's lecture, and Su Bai helped her answer a question before using knowledge granted by his system to finish their experiment quickly.
• Chen Yusheng thanked Su Bai for helping her and asked him to keep her companion-gaming work secret, and he promised he would.
• Chen Yusheng recognized Su Bai's anime meme, and the two excitedly discovered they shared the reference.

Su Bai discovered how much he had in common with Chen Yusheng, then used gacha games to trigger cashback and push his savings past one million yuan. The system rewarded him with a Luxury Car Lottery Ticket, which he considered using to get a car.

• Su Bai and Chen Yusheng bonded over their shared hobbies at a coffee shop, but she left to work at Professor Luo's lab before he could ask why she needed money.
• Su Bai bought desserts for his dorm and, after Wang Haoran offered to help with chores and games, began spending heavily on gacha banners.
• Su Bai spent over fifty thousand yuan across Yuanshen, Juequ Ling, and Bēng Tiě, earning an eightfold cashback reward while Wang Haoran managed the games.
• Su Bai gave Wang Haoran his Yuanshen account and asked him to grind all three games, telling him to report when banners changed so he could max them out again.
• Su Bai's savings exceeded one million yuan, triggering a system reward of one Luxury Car Lottery Ticket, and he checked its details.

Su Bai used the Luxury Car Lottery Ticket to win a Mercedes-Benz GLE450 and arranged to pick it up after class. At the dealership, manager Guo assigned eighteen-year-old freshman Zhou Jialu to serve him, and she looked forward to meeting him.

• Su Bai drew a black Mercedes-Benz GLE450 4MATIC Luxury Edition worth 880,000 yuan from the system.
• Su Bai scheduled to collect the car at 9:30 the next morning after his C++ class.
• Manager Guo realized Su Bai was a student and arranged his dealership reception.
• Manager Guo asked star sales representative Zhou Jialu to handle Su Bai's visit.
• Zhou Jialu learned that Su Bai was eighteen and eagerly anticipated teasing the freshman.

Su Bai chatted easily with Chen Yusheng while his dormmates argued over money and status. At the cafeteria, he encountered Chen Yusheng and Liu Yuanyuan, whose interest in him made Xue Tao jealous.

• Wang Haoran told Chu Mingzhe and Xue Tao that he was earning money by grinding in Yuanshen, and the two resumed arguing about wealth and dating.
• Su Bai chatted with Chen Yusheng about a video and reflected that the Indulgent System had helped them discover their shared interests.
• Su Bai and his three dormmates headed to the cafeteria, where they ran into Chen Yusheng and Liu Yuanyuan.
• Xue Tao greeted Liu Yuanyuan while secretly admiring Chen Yusheng, and Liu Yuanyuan privately looked at Su Bai and blushed.
• Xue Tao noticed Liu Yuanyuan watching Su Bai and said that he and his friends would go inside to eat.

Chen Yusheng and Su Bai quietly chatted during lunch, and she realized she needed money and felt unusually comfortable with him. The meal ended with an embarrassing message from Chen Yusheng and a flustered, suggestive thought from Su Bai.

• Xue Tao bragged to Liu Yuanyuan about his connections while she humored him, and Wang Haoran ground his game account as he waited for food.
• Chen Yusheng and Su Bai secretly messaged each other across the table, joking about social anxiety, money, and Su Bai paying her for game-playing work.
• Chen Yusheng recognized that Su Bai was genuinely wealthy and began to feel fond of him because she felt relaxed talking with him.
• Chu Mingzhe worked up the nerve to address Chen Yusheng, then lost his courage and sat back down without saying anything.
• Chen Yusheng messaged Su Bai that she needed money and told him to use her as much as he wanted, then blushed when she realized he had already seen it.
• Su Bai blushed too after imagining kissing Chen Yusheng's sensitive neck.

Su Bai went to pick up his Mercedes-Benz and discovered that the saleswoman assigned to him was Zhou Jialu, a senior at his university and an online creator he had followed since high school. Their flirtatious test drive left Zhou Jialu flustered when Su Bai candidly admitted he had watched her videos while pleasuring himself.

• Su Bai decided he might rent a place off campus while still returning to the dorm to spend time with his roommates.
• After class, Su Bai went to the Mercedes-Benz store to collect his car, where Manager Guo greeted him.
• Zhou Jialu recognized Su Bai as a freshman and introduced herself as the store's top salesperson and the creator Lulu Can't Wake Up.
• Su Bai recognized Zhou Jialu as a blogger he had followed since high school, and Manager Guo arranged for her to handle his car delivery.
• During a test drive, Zhou Jialu teased Su Bai about watching her videos, and his frank answer made her blush.

Su Bai test-drove a Mercedes-Benz GLE with Zhou Jialu, whose flirtation stirred unexpected feelings after his Sigma Aura took effect. After he held her leg during the drive, they returned to the dealership, where Su Bai prepared to sign the contract and invited her to lunch.

• Su Bai received the Sigma Aura, and Zhou Jialu found herself unusually drawn to him.
• Zhou Jialu explained the GLE’s features and placed her leg across Su Bai’s thigh to tease him.
• Su Bai held Zhou Jialu’s calf while driving, leaving her flustered and unable to pull away.
• Su Bai returned the GLE to the dealership and agreed to sign the contract.
• Su Bai invited Zhou Jialu to have lunch with him.

Su Bai took Zhou Jialu to register his new car and then treated her to an extravagant lunch at a luxury Japanese restaurant. Zhou Jialu kept flirting with him, but Su Bai saw through her act and left her flustered.

• Su Bai invited Zhou Jialu to lunch, and Manager Guo approved her early leave.
• Su Bai and Zhou Jialu registered his car and chatted on the way to IKC Plaza.
• Zhou Jialu chose a Japanese all-you-can-eat restaurant, where Su Bai ordered the 1,299-per-person menu.
• Zhou Jialu concluded that Su Bai was genuinely wealthy and extended her stocking-covered foot toward him beneath the table.
• Su Bai teased Zhou Jialu by squeezing her foot, making her pull it back in alarm.

Zhou Jialu enjoyed an expensive Japanese meal with Su Bai and privately told Liu Yuanyuan that she was attracted to her wealthy younger companion. Liu Yuanyuan compared Zhou’s good fortune with her own relationship with Xue Tao, while Chen Yusheng wondered why Su Bai was not replying to her messages.

• Zhou Jialu photographed the lavish meal and posted it on Moments, replying to comments while joking and flirting with Su Bai.
• Zhou Jialu privately told Liu Yuanyuan that a handsome, extremely rich younger man was treating her and admitted she was tempted by him.
• Liu Yuanyuan felt happy for Zhou Jialu, jealous, and melancholy as she considered how little Xue Tao spent on her.
• Liu Yuanyuan asked Xue Tao to take her for Japanese food, but he tried to steer her toward a cheaper meal after seeing Zhou Jialu’s photo.
• At the cafeteria, Wang Haoran played his gacha game, Chu Mingzhe struggled with his thoughts, and Chen Yusheng wondered why Su Bai had not replied to her messages.

Chen Yusheng worried that Su Bai's silence meant he only saw her as a gaming companion, while Su Bai later explained he had been busy and arranged to play with her. Over lunch with Zhou Jialu, he asked whether she knew the rental housing market.

• Chen Yusheng used an AI website to consider why Su Bai had not replied and became disappointed at the thought that he saw her only as a client.
• Chu Mingzhe guessed that Chen Yusheng was upset over someone she cared about, then refused to believe she might have a boyfriend.
• Su Bai noticed Chen Yusheng's messages and told her he had been busy picking up a car worth more than 800,000 yuan.
• Chen Yusheng asked whether they would play games, and Su Bai said they could play that afternoon or evening.
• Zhou Jialu discussed jealousy and revenge with Su Bai, who asked if she knew the rental housing market.

Su Bai decided to try luxury living by booking a week in a river-view executive suite at the JW Marriott, and Zhou Jialu became increasingly determined to win him over. The chapter left Zhou Jialu imagining a future as Su Bai’s girlfriend and focusing all her efforts on seducing him.

• Su Bai told Zhou Jialu he wanted a high-end rental with someone to handle the cleaning, and she suggested booking a hotel for a long stay.
• Su Bai chose a 94-square-meter River View Executive Suite at the JW Marriott and booked it for a week, triggering the indulgence cashback.
• Zhou Jialu calculated how expensive an extended stay would be and imagined enjoying the suite and hotel amenities as Su Bai’s girlfriend.
• Su Bai invited Zhou Jialu to check out the hotel with him after their meal, saying it would be his first time staying somewhere so luxurious.
• Zhou Jialu believed Su Bai had been raised frugally and decided he was her chance to take a shortcut in life, resolving to focus on seducing him.

Su Bai and Zhou Jialu shared increasingly intimate moments after lunch, and he brought her to a luxurious hotel suite. After their first kiss, Zhou Jialu told him he was her first man and would be her last.

• Su Bai topped up 20,000 at the restaurant and received 60,000 in cashback from the system.
• Zhou Jialu flirted with Su Bai in the elevator and parking garage, and he began openly embracing her.
• Su Bai drove Zhou Jialu to the Marriott JW Hotel and checked them into an ocean-view executive suite.
• Zhou Jialu admired the suite and took photos while Su Bai embraced her and kissed her.
• Zhou Jialu said the kiss was her first, and she told Su Bai he was her first man and would be her last.

Su Bai and Zhou Jialu spent the afternoon together after becoming a couple, and her favorability toward him surpassed 80, binding their intimate relationship and unlocking cashback rewards. They left the bakery with pastries for Zhou Jialu’s roommates, while she quietly planned to keep Su Bai away from them.

• Su Bai teased Zhou Jialu about her lack of romantic experience, then invited her to take a walk with him.
• Su Bai and Zhou Jialu visited a bakery, where they held hands and talked about his height.
• Su Bai reviewed Chen Yusheng’s work while Zhou Jialu arranged leave from Manager Guo, and the couple flirted over pastries.
• Zhou Jialu’s favorability toward Su Bai reached 85, triggering an intimate relationship bond and a reward that let him earn cashback on spending for her.
• Su Bai bought pastries for Zhou Jialu’s roommates, and Zhou Jialu decided she would try to keep him from meeting them.

Su Bai took Zhou Jialu into an LV store and offered to buy her a bag, telling her not to worry about the price. After Zhou Jialu chose three rare limited editions, Su Bai decided to buy all of them.

• Su Bai spotted an LV store and invited Zhou Jialu inside to buy her a bag.
• Su Bai told the saleswoman he wanted a rare limited edition and set a budget of up to one million yuan.
• Zhou Jialu warned Su Bai that the most desirable limited editions cost around two hundred thousand yuan, but he insisted she choose what she liked.
• Zhou Jialu picked three limited-edition bags and suggested Su Bai choose one.
• Su Bai told the saleswoman to charge his card for all three bags.

Su Bai bought Zhou Jialu three rare LV bags and began supporting her financially after they became a couple. Zhou Jialu decided to quit her job and abandon her Douyin account, leaving the two alone together at the hotel.

• Su Bai bought Zhou Jialu three coveted LV bags for about 540,000 yuan and received 3.24 million yuan in system cashback.
• Zhou Jialu thanked Su Bai with an affectionate kiss, and he suggested buying her watches before she persuaded him to wait.
• Back at the hotel, Su Bai transferred Zhou Jialu a monthly allowance of 100,000 yuan and told her to pursue something she genuinely wanted.
• Zhou Jialu said she would quit her dealership job and delete her Douyin videos, declaring that she would burn for Su Bai alone.
• Su Bai told Zhou Jialu he was about to make a mistake with her.

Su Bai and Zhou Jialu agreed to wait until her birthday for their first time, and her favorability toward him rose to 90. After winning cash and a body-strengthening fluid in the system lottery, Su Bai went to an internet café to play with Chen Yusheng, who suggested they share a couples’ room.

• Su Bai and Zhou Jialu agreed that she would give herself to him on her birthday, and she helped him relieve his desire before returning to school.
• The system raised Zhou Jialu’s favorability to 90 and awarded Su Bai another lottery draw.
• Su Bai won 1,000,000 yuan and a Beginner Body Strengthening Fluid, drank the fluid, and awoke with sharper senses and improved physical fitness.
• Su Bai arranged to play games with Chen Yusheng and went to an internet café near his hotel.
• Su Bai encountered Chen Yusheng at the café, and she nervously suggested they get a couples’ room.