Predatory Loan Scam

At this point, Ronan no longer cared much about the disguise's effectiveness. His attention had been completely carried away by the earlier "Credit Assessment Professional Exam."

The Credit Rating System did not immediately produce a result. It merely opened a single-person passage built into the dressing room, indicating that Ronan could leave.

On the other side of the passage was a derelict workshop. The Production Lines inside had already been dismantled, but it now contained things Ronan recognized—all kinds of testing equipment commonly found in martial arts gyms.

This was where one demonstrated Extraordinary Power.

But Ronan's mind was filled with his "professional exam results." He had no interest in showing off, so he merely tested his explosive strength perfunctorily, displaying a level clearly beyond ordinary human limits, yet not especially astonishing.

At last, the Credit Rating System reacted. The terminal at the entrance to the abandoned workshop displayed: "Credit Rating complete. Would you like to create a virtual ID?"

There were two options: yes and no.

The choice seemed simple, but when he selected it, a lengthy explanation popped up. One look was enough to tell him that the "issues" involved were anything but simple.

Choosing "yes" meant creating a virtual identity on the Vagrant Exchange's internal network. Though it had nothing to do with his real identity, it still left a trace. It required a certain degree of trust in the Vagrant Exchange's intranet.

Trust it? Like hell he would. The whole reason he had gone through all this trouble in the middle of the night was because he did not want to leave any traces in Spring City!

Ronan was about to choose "no," but then he paused...

Choosing "no" would ensure complete anonymity. The system would issue an unregistered card exclusively for Exchange transactions, using this