Why would you do something so brain-dead?

"Fellow Daoist Zhang, is there a handling fee for withdrawing virtual wealth from Heaven and Earth Bank?"

Chen Fan glanced at Zhang Yu beside him and asked.

"Yes."

"There's a twenty percent handling fee."

For some reason, Chen Fan suddenly felt a sliver of balance in his heart upon hearing that.

After all, the Immortal Court had not left him any loopholes to exploit. No matter how he operated, it was a pit.

"Withdrawing your virtual wealth from Heaven and Earth Bank requires a twenty percent handling fee."

"If you want to deposit the Low-Grade Celestial Stones in your hand into a virtual account, there's also a twenty percent handling fee."

"So don't go transferring money around for no reason, and don't come to Heaven and Earth Bank to deposit or withdraw Celestial Stones!"

Zhang Yu really wanted to remind him.

But seeing Chen Fan's constipated expression, he knew that his reminder seemed to have come a little too late.

The key was, you didn't ask me earlier!

"So if I deposit one million Low-Grade Celestial Stones into a virtual account, then withdraw them, and repeat that twenty times, wouldn't my one million be reduced to around ten thousand Low-Grade Celestial Stones without me doing anything at all?"

Chen Fan said with a dark expression.

Zhang Yu: "???"

Are you fucking insane?

Why would you do something so brain-dead?

Was this the thought process of a second-generation immortal?

"Ahem, ahem."

"There would still be a little left, at least. It wouldn't turn negative."

Zhang Yu truly had no idea how to respond, but Chen Fan's face turned even darker after hearing that.

The hell do you mean, there'd still be a little left!

Was I fucking worried about that little bit?!

Two hundred thousand Low-Grade Celestial Stones, gone just like