"We understand that you have a debt payment with interest due next month. We happen to have an installment plan with discounted handling fees right now..."
Bai Zhenzhen hung up. Thinking of the more than twenty thousand yuan in interest due next month, and the less than ten thousand yuan in her bank account, she felt she could no longer afford to lie around.
"Sigh... It's great that I passed the First Round Foundation Establishment Exam, but I've spent all my money."
The pressure of repayment, the ferocity of the exam, the bleak future... all of it immediately washed away Bai Zhenzhen's joy at passing the First Round Foundation Establishment Exam and learning the Ten Thousand Swords Without End Art for free.
Although her tutoring income barely let her maintain the most basic cultivation expenses while repaying her loans,
whenever she thought of those opponents in the Foundation Establishment Exam, Bai Zhenzhen keenly felt that such basic cultivation... was nowhere near enough.
"If I want to keep improving at high speed, I need to burn money! Burn money! Burn even more money!"
"How am I supposed to make a fortune after I get back this time?"
After thinking for a moment, Bai Zhenzhen told Zhang Yu about the worries in her heart.
Then a fierce glint suddenly appeared on Bai Zhenzhen's face. "Yu Zi, why don't we officially join the Dark Learning Gang and make money through gang conflicts?"
Bai Zhenzhen's strength had already reached the level of a high school senior, at Late-Stage Qi Refining. With the boost of a True Spirit Root, several Level 10 arts refined through deduction, and the Ten Thousand Swords Without End Art under her belt, her words carried a murderous chill.
Zhang Yu frowned. "Taking part in gang conflicts... officially joining a gang?"