Genius~

"Body Tempering Layer Two!!"

Sun Li—the hulking man—widened his eyes in disbelief as he stared at Qin Chen before him.

He had never expected this kid, who still looked wet behind the ears, to have reached Body Tempering Layer Two.

As if recalling something, Sun Li immediately asked:

"You're a high school student?"

"Yes!"

"First Year of Senior High?"

"Mhm!"

"Gasp..."

Sun Li sucked in a cold breath. If he remembered correctly, First Year of Senior High students had only awakened a few days ago, hadn't they?

To break through to Body Tempering Layer Two at this point, and with that poor, shabby look of someone here to borrow money...

A genius!!

An absolute genius!

Sun Li's eyes instantly lit up as he gazed intensely at Qin Chen.

He asked directly:

"How much do you want to borrow?"

"Normally, for martial artists at Body Tempering Layer Two, we can lend up to two hundred thousand. If you repay it within one month, you'll need to pay an additional twenty percent in interest. For every extra month after that, the interest goes up another twenty percent!"

"The interest is that high?"

Qin Chen was somewhat surprised. Though he had known beforehand that Martial Artist Loan interest would be outrageously high, he had not expected it to be this high.

If he failed to repay it for five months, the amount would directly double in full!

"Can't be helped! That's just how Martial Artist Loan works. After all, we have to bear a great deal of risk too!"

Sun Li spread his hands, speaking with a hint of helplessness.

"Mhm! Then lend me two hundred thousand!"

Qin Chen spoke without hesitation.

At the same time, he pondered inwardly.

Looks like I'll have to visit several more lending agencies today!

"From the looks of it, I'm afraid you want to borrow more than just two hundred thousand, don't you?"

Sun Li suddenly looked at Qin Chen with a beaming smile.

Qin Chen raised an eyebrow at that.

"Didn't you say Body Tempering Layer Two could borrow twenty hundred thousand at most?"

"No! No! No!"

Sun Li wagged a finger.

"What I said was that under normal circumstances, Body Tempering Layer Two can borrow up to two hundred thousand!"

"But under abnormal circumstances, the loan amount can be far more than that!"

"For example..."

"For a genius like you, we can appropriately raise the loan amount!"

"Oh?"

Qin Chen's eyes lit up.

If that was the case, he could save himself the trouble of visiting several more places, so he immediately asked:

"Then how much can you lend me at most?"

"How much do you want to borrow?"

"One million?"

"One million..."

Sun Li muttered to himself for a while, then nodded after a long moment.

"Sure! No problem!"

Now it was Qin Chen's turn to be surprised. He asked instinctively:

"You can lend that much?"

"I may be untalented, but Chang'an Lending was founded by my old man!"

"So if I say you can, then you can!"

"Hehehe..."

Qin Chen:...

Damn rich people!!

ε=(´ο｀*))) Sigh!

Things you were born with really were the best. Unlike him, who had to struggle for them later in life!

"What about the interest?"

"Interest-free if you repay it within six months!"

Sun Li still smiled amiably at Qin Chen, but a glint of shrewdness flickered in his eyes.

"Huh?!"

A look of surprise appeared on Qin Chen's face again. He studied Sun Li deeply, then asked after a moment of silence:

If you can't find it by searching the book title, try searching for the author. It may have simply been renamed!

"Why are you helping me?"

Qin Chen had never believed there was such a thing as kindness without reason.

This wasn't prejudice—it was reality!

"I'm betting that one day, you'll become a powerful expert. When that time comes, I hope to borrow your name!"

"Of course, I won't use your name to do anything!"

"I just want to use it for publicity, saying that you once borrowed money from us at Chang'an Lending!"

Sun Li looked at Qin Chen and spoke earnestly.

Yet Qin Chen was dumbfounded when he heard that, and he blurted out:

"You can use borrowing money as publicity?"

"Of course!"

Sun Li nodded as though it were only natural.

"A lot of lending companies do that these days. Basically, so-and-so borrowed money here, got through their hardest times, and then went on to achieve this and that!"

"With a little polish, it's easy to attract customers!"

"So, what do you say? Are you taking out the loan or not?"

After saying that, Sun Li stared at Qin Chen with his eyes gleaming, waiting for his answer.

"I'll borrow!"

"Of course I'll borrow!"

Qin Chen did not hesitate in the slightest.

There was no downside for him. How could he possibly refuse benefits being delivered right to his door?

As for whether some lucky souls would come here to borrow money because of him in the future?

What did that have to do with him?

How did that saying go again?

Better a fellow Daoist die than this poor Daoist!

Some time later, Qin Chen walked out of Chang'an Lending with a broad smile on his face.

His decision had indeed been right!

Borrowing money was the fastest way to get money.

How long had it even been since he came out? He had already achieved his goal.

None of those three previous methods could possibly compare.

After all, his current strength was insufficient, so the first two methods were definitely out of the question.

As for the third?

Did they think his brothers were made of gold? One Million Star Coins in a little over an hour?

Without hesitation, Qin Chen immediately logged onto the Star Net with the smile still on his face and entered the Myriad Treasure Pavilion to order the Burning Meridian Merging Spirit Art.

[Order successful!]

[Expedited delivery in progress! If it is not delivered within two hours, you will be compensated Ten Thousand Star Coins!]

"There!"

"This is what you call professional!"

Now that his goal had been achieved, Qin Chen had no intention of lingering outside.

He had been looking forward to the Burning Meridian Merging Spirit Art since yesterday.

Another hour later, Qin Chen returned home, but the Burning Meridian Merging Spirit Art had yet to arrive.

However, he wasn't in a hurry. It was supposed to arrive within two hours, and only one hour had passed. There was still plenty of time!

Qin Chen had no idea that after he entered, a man wearing a black cap and black mask emerged from the shadows by the corridor stairs.

He stared fixedly at Qin Chen's door.

The eyes beneath his brim were incomparably cold.

After looking a few more times, he slipped back into the shadows, leaving behind only an extremely soft whisper.

"Not yet..."

Before long, Qin Chen heard a knock at the door.

When he opened it, a young man in a white shirt stood before him, a golden embroidered gourd stitched over his chest.

Qin Chen recognized the gourd—it was the emblem of the Myriad Treasure Pavilion.

The young man smiled and said, "Hello, Mr. Qin Chen, correct? These are the items you ordered from the Myriad Treasure Pavilion. They've now been safely delivered to you!"

As he spoke, he handed the white box in his hands to Qin Chen.

"There is identity verification on it. Only you personally can open it!"

"Now that the goods have been handed over, I won't disturb you any longer!"

"Thank you for choosing to shop at the Myriad Treasure Pavilion. We welcome your next visit!"

"Goodbye!"

After saying that, he even bowed to Qin Chen before turning and leaving, abandoning Qin Chen where he stood, slightly dumbfounded.

Seriously, did they have to crank the sense of ceremony up this high?

No wonder the Myriad Treasure Pavilion made so much money!

This service attitude was truly beyond reproach!

Shaking his head, Qin Chen laughed helplessly, closed the door, and headed toward the living room...