The accounting elder, Zhang Leren, pretended to ponder as he rapidly recalled the things Tang Yu had discussed with him, then said slowly, "Do not worry, Patriarch. First, if any of these people default and cannot repay their spirit stones, we have the right to reclaim their cave dwellings. There is no question of losing money."
"Second, the spirit stones we supposedly lent out are nothing more than words on paper. Put plainly, when they buy things, we simply collect the spirit stones later."
"We are the ones selling the cave dwellings, and we are also the ones lending the spirit stones. As these two cycles turn, no matter how many spirit stones we lend out, it will not affect the Zhang Family. But their spirit stones are genuinely going into the bank, and more and more will keep flowing in."
"True, I was overthinking it."
The Zhang Family Patriarch laughed heartily. He more or less understood the logic himself, but when he thought of the tens of millions of high-grade spirit stones already loaned out, he could not help feeling uneasy.
"That is how great fortunes are made. We earn now, and we earn even more later. Slow and steady wins the race. A business that tries to make you fat in one bite is no good instead."
The accounting elder did his best to turn the things Tang Yu had told him into his own words, making himself appear exceedingly capable.
Naturally, this move truly did make the family elders, who possessed only combat strength and knew nothing of business, admire him. They felt he was indeed a rare talent.
What pleased him even more was that Tang Yu, despite achieving such tremendous results, still had no intention of claiming credit.
The boy continued working diligently at the