Two Hundred Million!

The Virtual Universe, deep within the backyard of the Luo Family residence, is the most core and mysterious area of the entire Luo Family.

This place is not only the residence of several ancestors and the family head, but also the hub of the Luo Family's power and wealth. Here, the daily affairs handled by any random clansman might involve the circulation of hundreds of billions or even trillions of Ganwu Coin.

Since the establishment of the Luo Family, the total number of clansmen who have been able to step into this area does not exceed a few dozen, which shows just how prestigious it is.

Tang Ping followed behind Baikaluo, curiously looking around at his surroundings.

Previously, he had only heard legends of the backyard. Now that he had truly stepped into this mysterious place, he found it to be completely different from the luxury of the outside world. There were no deliberately piled-up gold, silver, or jewelry, nor were there magnificent palaces or buildings; instead, there were lush, exotic flowers and plants, and a few rare beasts strolling leisurely.

The air was filled with a faint, fresh scent of vegetation, which actually added a sense of tranquility and elegance.

The two walked along a winding stone path, the terrain gradually rising, and before they knew it, they had passed through the swirling clouds.

Half an hour later, a massive hall made entirely of white jade appeared before them. The hall was about a hundred meters high and spacious enough to accommodate tens of thousands of people. The surrounding walls were embedded with glowing Star Stone, illuminating the entire space as if it were daylight.

On a high platform at the far end of the hall, a woman wearing a gorgeous long dress was standing quietly.

Her posture was elegant, her temperament dignified, and her brow carried a sense of composure settled by the passage of time. Even from a distance, one could feel the unique aura she possessed.

Tang Ping recognized her at a glance. He had seen photos of Xu Xin in the Luo Family's family album and had secretly admired her temperament at the time.

After walking for another ten minutes, the two finally arrived at the foot of the high platform.

Only then did Tang Ping notice that Luo Xiaoyu was already sitting on a chair below the platform. Seeing him approach, a flash of joy appeared in her eyes. Clearly, she had been waiting here for a long time.

"Greetings, Matriarch! Tang Ping is here." Baikaluo bowed respectfully, his tone filled with absolute reverence.

Xu Xin turned around slowly, a gentle smile appearing on her face. She raised her hand toward Tang Ping and Luo Xiaoyu: "Sit." As soon as she finished speaking, an exquisite jade chair appeared out of thin air behind Tang Ping.

"Thank you, Matriarch." Tang Ping sat down accordingly, his gaze calmly fixed on Xu Xin on the high platform.

Xu Xin's gaze swept over the two of them, and she spoke slowly: "Babata has already told me about your situation, and Luo Feng specifically instructed me to pay more attention to the talented disciples in the family.

I didn't call you here for anything major; I just wanted to have a chat and see if you have any difficulties in your cultivation or daily life.

Additionally, since you are about to head to the Ganwu Secret Realm, I fear you might not be accustomed to it at first, so the family will provide you with some corresponding subsidies."

Luo Xiaoyu subconsciously looked at Tang Ping. She had a traditional personality and always deferred to Tang Ping's opinions in front of outsiders, so she was naturally waiting for her husband to make the call.

Tang Ping pondered for a moment, then stood up and bowed slightly: "Matriarch, my wife and I have been under the care and support of the family for these years. Our lives are stable, and our cultivation is going smoothly; we have no difficulties for the time being. If the family has need of us in the future, we will certainly do our utmost, even if it means risking our lives, to repay the family's great kindness!"

He naturally knew how to say the right things. If it truly came to a life-or-death moment, he would certainly prioritize his own safety and that of Luo Xiaoyu, but facing Xu Xin at this moment, he had to maintain the proper attitude.

Xu Xin merely smiled faintly at his words.

Having experienced nearly two hundred years of trials and tribulations, she had seen enough of human nature to understand the weight of promises like "risking one's life." To her, the current investment in Tang Ping and his wife was not a loss, even if they could just offer a little help when the family needed it in the future.

Taking a step back, as long as they didn't hold a grudge against the Luo Family, that was already a good outcome. Having been in business for so many years, she had seen far too many ingrates.

After a brief moment of contemplation, Xu Xin stopped beating around the bush and announced directly: "Since you have no difficulties, I will tell you about the subsidies the family is giving you.

Luo Xiaoyu, you are a third-class student of the Ganwu Secret Realm; the family will directly subsidize you with ten million Ganwu Coin. Once you break through to the Universe Level, report it to the family, and you will receive another subsidy of one hundred million Ganwu Coin."

She paused, her gaze shifting to Tang Ping: "Tang Ping, you are a special-class student of the Ganwu Secret Realm; the family will directly subsidize you with one hundred million Ganwu Coin. Once you break through to the Universe Level, report it as well, and you can receive another one billion Ganwu Coin."

As soon as she finished speaking, both Tang Ping and Luo Xiaoyu widened their eyes slightly. This subsidy was far more generous than they had anticipated.

Before they could react, Xu Xin threw out an even bigger surprise: "In addition, I have decided that you may each choose one treasure from the family treasury. Once you have made your selection, the family will have it delivered directly to the Ganwu Secret Realm.

The treasury contains weapons and battle suits up to the fourth rank, each worth over one hundred million Universe Coin. Whether you can pick a good one depends on your eye for quality. I wish you good luck!"

One must know that one Universe Coin is equal to 3,333 Ganwu Coin; one hundred million Universe Coin converted into Ganwu Coin is over one hundred billion!

However, these weapons were all brought back by Luo Feng when he was adventuring in the universe, and they had been gathering dust in the treasury ever since. Rather than letting them sit idle, it was better to give them to disciples with potential, making the best use of them.

After saying this, Xu Xin turned and walked toward the back of the high platform.

Given her current status, being able to come out in person to handle these matters was already giving Tang Ping and his wife immense face; there was naturally no need for her to stay and invite them to dinner to build rapport.

As soon as Xu Xin left, two notification sounds rang out one after another on Tang Ping and Luo Xiaoyu's personal terminals:

"Ding! Galaxy Bank of the Black Dragon Empire reminds you that your account has received ten million Ganwu Coin. For wealth management services, please visit..."

"Ding! Galaxy Bank of the Black Dragon Empire reminds you that your account has received one hundred million Ganwu Coin. For wealth management services, please visit..."

The two looked at each other and couldn't help but laugh.

The family is generous! The Luo Family, loyal!

Subsequently, the two consolidated the funds in their accounts under Tang Ping's name. Including their previous savings, their total assets instantly reached a staggering 220 million Ganwu Coin. Adding the 1.2 billion Black Dragon Coin market value in the stock market (one thousand Black Dragon Coin equals one Ganwu Coin, so 1.2 billion Black Dragon Coin is 1.2 million Ganwu Coin), their total net worth reached 221.2 million Ganwu Coin.

With so much capital, the first thing they thought of was ordering the resources needed to break through to the Universe Level.

Now that they were students of the Ganwu Secret Realm, they could purchase resources directly from the Ganwu Mall. The only regret was that resources purchased with student status were limited to personal use; if they wanted to use them for family members, they would need to apply specifically.

Since they had not yet registered their marriage status within the Ganwu Secret Realm, they could not share resources for the time being and had to purchase them separately.

Fortunately, students received discounts on resources. For the top-tier S-grade breakthrough package, Tang Ping, as a special-class student, enjoyed a 30% discount, costing 12.6 million Ganwu Coin; Luo Xiaoyu, as a third-class student, enjoyed a 10% discount, costing 16.2 million Ganwu Coin.

The two spent a total of 28.8 million Ganwu Coin, saving nearly 8 million Ganwu Coin compared to the original price, which was extremely cost-effective.

After deducting the costs for the breakthrough, nearly 200 million Ganwu Coin remained in the account. Tang Ping thought for a moment and decided to open an account at the Cosmic Galaxy Bank first.

This bank is backed by the five peak powers of humanity and has an excellent reputation. It not only follows the "absolute confidentiality principle" and sets a threshold of "minimum savings of 100 million Black Dragon Coin," but also has an emergency response mechanism for top-tier clients, even going so far as to destroy an entire planet to protect account privacy if necessary.

The deposit of nearly 200 million Ganwu Coin allowed Tang Ping to be directly upgraded to a three-star client of the bank.

Afterward, he established an investment company under his own name, naming it "Lay Flat Investment Company," and transferred 100 million Ganwu Coin into it as startup capital.

As for the company's investment direction, Tang Ping had already thought it through: on one hand, investing in Earth's real estate, and on the other, purchasing stocks in Galaxy Liquor and Galaxy Tea.

However, he was also aware that such a massive injection of funds could, if not handled carefully, trigger financial instability, such as causing Earth's housing prices to skyrocket several times over or directly impacting the stock prices of the two companies.

This was the influence of a Universe Level powerhouse; a single word or action could inadvertently stir up a financial storm.

Terrifying!