"K-King-of-Hell Loan?!"
The young cultivator grew nervous at that ominous tone and asked uneasily, "Brother Zhang, why do the first two have names like Clearwind and Lasting-Peace, which sound fairly elegant, while the last one sounds so terrifying..."
The cultivator in green shook out the hem of his robe, clasped his hands behind his back, and looked up at Orchid Yin Mountain, wreathed in mist and cloud. He scoffed. "The so-called King-of-Hell Loan isn't a name the Peaceful Money House chose for itself."
"The money house originally named it the Heaven-Piercing Loan, meaning that borrowing this merit would give you the power to pierce the heavens and cross the deadly hurdle before you."
"But only the people inside the money house call it that. Who outside doesn't call it the King-of-Hell Loan?"
The young cultivator grew increasingly alarmed and pressed, "Why?"
The cultivator in green sneered. "Because the interest on this King-of-Hell Loan... is calculated three times a day."
"What?!"
Before the young cultivator could cry out, the cultivator in green continued explaining, "Interest is charged once at dawn, once at noon, and once again at nightfall."
"Borrow ten gui today, and you'll owe thirteen tomorrow, seventeen the day after. In less than ten days, the principal and interest can multiply several times over. What's more, the King-of-Hell Loan has an extremely short term-one month at most. Once that month is up, if you can't produce the merit to repay it..."
At that point.
The young cultivator sucked in a breath of cold air and stumbled back two steps.
"With such outrageous interest and such harsh terms, does anyone actually borrow it?"
The cultivator in green's smile faded, his gaze turning dark. "Why wouldn't they? Everyone says cultivation is bitter. But when you're truly at the brink of life and