Dragon Island Elder Council.
"Are our loan terms a little too lenient? Should we rein them in or make some minor adjustments?"
The Golden Dragon, who had always worried about being unable to issue enough loans, now looked at Despair Black Dragon Nidhogg with some concern.
In just one day, excluding the tens of millions of gold coins loaned to Viscount Rost, merchants large and small had already borrowed a full 80 million gold coins.
After the auction ended, some great nobles and transcendent beings had also withdrawn some gold coins. In reality, excluding Dragonkind's own money, they had stored less than 300 million gold coins in total so far.
Considering the risks of lending, the possibility of massive bad debts, and the chance that some great nobles might continue withdrawing gold from the bank... the risks were indeed rather high.
"No."
Despair Black Dragon Nidhogg shook his head decisively. "Even if the loans we issue exceed the deposits we have taken in, we must continue. As long as they meet the current requirements, keep lending. If necessary, transport some gold out from Dragon Island."
"Trust me. Before long, those people who are repeatedly testing us with their gold coins, constantly depositing and withdrawing them, will fully trust us. They will begin depositing their surplus money with us. Then the problem you are worried about will return to how it was before—worrying that we have too much money and cannot lend it out..."
"Besides, have you not considered why the god ordered us to offer interest discounts to small and medium-sized merchants who want to establish new-style companies? It is because the god wants to encourage them to join the Magitech Device revolution."
"The god needs them to move forward boldly, not hesitate and look back."
Despair Black Dragon Nidhogg's