[Before your Core Formation Breakthrough, you had made special trips to the spirit stone lenders in the various Immortal Cities and borrowed over a million spirit stones.]
[Of course, you had not borrowed those spirit stones under the identity of "Pill Master Wang."]
[Mainly because the identity of "Pill Master Wang" could not secure much in loans.]
[The spirit stone lenders conducted risk assessments, too.]
[Once they discovered that "Pill Master Wang" was nearing the end of his lifespan, had no children, and owned no businesses, who would dare lend him spirit stones?]
[You had borrowed the spirit stones under the identity of a rogue cultivator at foundation establishment perfection who had lived in seclusion for years.]
[At the time, you had also demonstrated your Second-Tier Upper Grade mastery of the talisman path.]
[The spirit stone lenders in the various Immortal Cities had seen your vigorous blood and qi, judged that old age was still a long way off, and noted that, as a Second-Tier Upper Grade talisman master, you had ample ability to earn spirit stones.]
[Even though they could find neither your past history nor any businesses under your name,]
[They had still been willing to lend you spirit stones.]
[The period during which "Pill Master Wang" had been active was clearly documented, making his age easy to deduce.]
[Of course, when you borrowed the spirit stones, you had also signed spirit contracts. Through those contracts, the lenders could roughly pinpoint your location.]
[You watched the dozen or so Foundation Establishment Realm cultivators approaching menacingly.]
[Although you had changed your face and build, you really had signed those spirit contracts, so it was only natural that they had found you.]
["Fellow Daoist, you borrowed two hundred thousand spirit stones from the Trade Association. Six years have passed, and