After reviewing the case file.
Su Bai gave a slight nod.
This was not a purely civil case, but one involving both civil and criminal litigation.
"This is an insurance case, and against Quanan Insurance, at that. I've looked through the file more or less. There are some complications."
"But nothing too troublesome..."
As he spoke, Su Bai organized the file and set it on the desk.
This insurance case.
Put plainly, the insurance company did not want to pay and was bullying someone on the strength of its legal department.
The case began when the policyholder bought personal accident insurance, then suffered an accident at work that left them disabled.
Since they had insurance, the policyholder sought compensation from the insurance company.
The premiums the policyholder had paid were high, and so was the corresponding payout.
Under the terms of the insurance contract, the claim should have been paid.
But the insurance company refused, possibly because the payout was so high.
Its reason for refusing was that the policyholder suffered from hypertension, so the disability sustained at work did not qualify as an accidental personal injury resulting in disability.
Under the terms of insurance claims, accidents caused by an existing medical condition were not covered.
That was the basis on which it refused to pay.
It even declared, "We're not paying. Sue us if you can!"
In reality, however, although the policyholder had hypertension, that was not what had caused the accident.
The insurance company was clearly using this argument to shirk responsibility and avoid paying the claim.
And so...
Just as the policyholder had found a lawyer and was preparing to sue, the insurance company pulled a ruthless move.
Fine, you're going to sue us, are you...?
We'll strike first. The insurance company somehow gathered evidence from who