"That scam app?" Zhao Lanlan said dismissively.
"Whether it's a scam or not is unimportant; what's important is having work," Li Shuang'er said without looking up as she tapped on her phone, checking the description of All Heavens Loan.
"Tell me more details." Bai Yue also took out her phone and found the All Heavens Loan app!
"You downloaded it too?" Zhao Lanlan leaned over to take a look and asked.
"Although it's very fake, what it says is so real, so very fake, so I downloaded it," Bai Yue said.
"Hehe, same!"
"They said it's possible to borrow cultivation points, so I was thinking, if I could borrow a thousand or eight hundred years of cultivation points, I could Kung Fu Hustle master any Master to the Supreme!"
"I was thinking, if the cultivation level inside could be borrowed, wouldn't I be able to directly borrow an immortal's cultivation level and become an immortal instantly!"
Li Shuang'er looked up and glanced at the group.
Taunt, "Didn't you read the instructions?"
"To borrow cultivation points, you first need to borrow a cultivation technique. Only after learning the technique can you borrow cultivation points. Different techniques and different Body Refining allow you to borrow different levels of cultivation."
"Furthermore, the higher the value of the loan, the higher the collateral required."
"For example, with the loan technique, let's take this simple Skimming over Water as an example. You would need to use real estate worth at least a million as collateral."
"Do you dare to resist?"
The girls looked at each other in bewilderment.
"This looks very proper!" Qian Xiaoxiao's eyes lit up.
A live-streaming plan instantly came to mind.
At this moment, Li Shuang'er continued, "There are less legitimate options, like cash loans, which can be taken out directly and can be repaid after ten years with no interest."
"The maximum credit limit is ten times your current total assets."
Gao Yun exclaimed in surprise, "No interest required?"
That's what they say.
Zhao Lanlan's eyes lit up. "Even ten years from now?"
"Yes!" Li Shuang'er nodded again.
"Then what are you mortgaging? Your entire fortune right now?" Qian Xiaoxiao asked.
"Hehe, that's where the fun is."
Li Shuang'er smiled wickedly, "Girl, single, adult, needs to admit that you are the girlfriend of a man named Ling Yi."
"No collateral is required if the above conditions are met."
As she spoke, Li Shuang'er showed her phone to the others.
On the mobile phone screen, a long string of numbers is displayed prominently.
"One, ten, hundred... Wo Cao, can you lend me three hundred million?" Zhao Lanlan exclaimed.
"Yes, my assets are around 30 million. Ten times that, it's 300 million."
"Can you really get a loan?" Qian Xiaoxiao asked.
"I don't know. I've already completed the previous steps. All I need to do is press the confirm button to find out if it's real or fake."
"Don't press it yet!" Qian Xiaoxiao quickly stopped her.
The girls exchanged glances.
They shouted in unison, "Start a live stream!"
"Can I borrow the cultivation technique without collateral?" Zhao Lanlan suddenly asked.
"Cash only, and only for women."
"What, you want to borrow a cultivation technique?" Li Shuang'er asked.
Aren't you afraid they're scammers who will steal your property certificate?
"If he's a scammer, then expose him; it's a good opportunity to debunk him on live stream."
"If it's true, then I've struck gold. It's just a property deed; I have a dozen. One or two is no big deal."
"There are so many things I can borrow money from here!" Gao Yun stared at her phone screen.
" Spirit Stone, Flying Sword, storage rings, all kinds of magical treasures—I want to borrow a storage ring!"
"Then I'll borrow the Flying Sword."
The girls quickly made their own choices.
"Let's get started!" Qian Xiaoxiao clapped her hands.
The girls instantly perked up and went back to their own studios.
Make a live stream announcement and post live stream instructions.
Each party agrees on a time slot for their live stream.
Meanwhile, what was Ling Yi doing?
Advertising in progress!
To be precise, it's about promoting the rings to all the children of the Five Continents and Five Great Immortal Sects of the Great Wilderness Realm who possess the Ring of Trial.
The chat and trading functions have been enabled on the Mark Ring.
Because Ling Yi's Mark Ring has been upgraded, granting him full access.
Unlike other people's Ring of Trial, this one can only be traded within the sect through chat.
Ling Yi can speak across all channels.
What would happen if the Five Great Immortal Sects found out?
No one else can find him.
His Mark Ring cannot be locked.
After reloading the save file, Ling Yi still had a Ring of Trial in his hand.
The people of the Immortal-Gazing Sect will not discover that there is a problem with them.
Therefore, Ling Yi has absolutely no need to worry about being discovered.
As for the female cultivator admitting to being Ling Yi's girlfriend, and thus being able to obtain interest-free All Heavens Loan.
That makes the problem even easier to solve.
At Ling Yi's suggestion.
Ling Yi temporarily recruited another group of special assassins.
Two thousand Ring of Trial were directly Copy.
It is Ring of Trial, not Mark Ring.
These two thousand Ring of Trial will be hung separately on the Five Great Immortal Sects.
They will all be scattered in different worlds under the name of Ling Yi.
Let the Five Great Immortal Sects investigate!
Once the investigation is nearly complete, find a scapegoat to take the fall.
Then let this scapegoat roam freely in various parts of the world.
Let the Five Great Immortal Sects search for it!
By the time they "finally" caught the assassin, Ling Yi was already invincible.
They might even go directly to the Nine Nether Primordial World Realm for fun.
It's no big deal at all.
Ling Yi: Giving away freebies! Giving away freebies! All Heavens Loan is officially launched!
{ Ling Yi: Are you still troubled by your inability to quickly improve your cultivation? Are you still being called a poor, stingy person because you lack Spirit Stone?}
Ling Yi: As long as you use All Heavens Loan, even if you're a pig, All Heavens Loan can make you fly.
Ling Yi: Limited spots available, first come, first served. The first 100 people will receive the All Heavens Loan Array Disk for free.
{ Zhang Erfan of the Immortal-Gazing Sect: Are you Ling Yi? Which Ling Yi?}
{ Immortal-Gazing Sect - Bai Ruyan: I want one!}
{ Liu Weiwei from the Immortal-Gazing Sect: I want one too!}
{ Ten Thousand Swords Sect - Li Yue: Send one!}
{Wanted by Li Shuang: Send one!}
Ling Yi stared at these familiar names, momentarily stunned!
Do these people really believe in the All Heavens Loan?
Or is it that although they were also reverted to a previous state, their memories remain?
Otherwise, there's no way to explain why these people jumped out at the first opportunity.
But since you've asked for it, you should naturally give it.
In any case, the All Heavens Loan only brings benefits to them, with no drawbacks.
The Rebate System is all about creating a win-win situation.
It's just that Ling Yi won more often.
{ Immortal-Gazing Sect - Jin Wuyou: Who are you? How dare you bypass our authority? You're courting death!}
Ling Yi: Jin Wuyou, you've probably been stuck at the Dao Integration Realm Third Layer for many years, right? Want to borrow some cultivation level funds? We can lend you your cultivation level directly!
{ Immortal-Gazing Sect - Jin Wuyou: Where in this world is there such a good thing?}
{ Ling Yi: That's unfair to me. I'm a very good person. I only opened the "All Heavens Loan" function because I couldn't bear to see the cultivators in the immortal Immortal Cultivation Realm struggling with their cultivation.}
Ling Yi: Want to become the sect leader? Give it a try! Here's what I'll do: I'll send you the All-Heavens Loan Compass first. Find someone to test it out and see how sincere we are.
As Ling Yi spoke, without further ado, he handed out the compasses to all the people who had spoken.
Ling Yi refused to believe that these people wouldn't be tempted after verifying the benefits of the All Heavens Loan.
[Ding! Gifted Qian Xiaoxiao ( Blue Star Realm ) cultivation technique, Basic Qi Refining Art x1, tenfold return, Basic Qi Refining Art x10!]
Ling Yi: "..."
What kind of rebate system is this?
[Ding! Gifting Li Yue ( Great Wilderness Realm ) Golden Core Realm cultivation, tenfold return, Li Yue Nascent Soul Realm First Layer cultivation.]
[Ding! A gift of 300 million cash to Gao Yun ( Blue Star Realm ), with a tenfold return, totaling 3 billion cash.]
[Ding, Girlfriend List +1!]