Chen Xun smiled. "And besides... the Three Thousand Great Worlds are now all running Immortal Dao Projects in parallel, and the overlord clans of the Boundless Great World are frantically mobilizing resources."
"Our spirit bank can also lend spirit stones to those major powers and great clans to complete their Immortal Dao Projects across the Myriad Heavens and Worlds, but we must never lend to individuals. Only then can the spirit stones be recovered."
"Dao Ancestor, you mean we should charge interest as well?"
Yin Bo fell into thought, seeming to grasp something. "The Boundless Myriad Races are desperately seeking to break free from the Myriad Realms Spirit Bank's control. This is precisely when we should enter the game."
"If this continues, more and more independent cultivators will deposit their spirit stones in the spirit bank, because the Myriad Realms Spirit Bank has no such thing as interest."
Ji Yan added from the side, realization flashing in his eyes. "Even if the Myriad Realms Spirit Bank wishes to copy us by then, it will be too late."
Habit was a terrifying thing.
Enlightenment dawned on Yin Bo. Their spirit bank truly could no longer follow the Myriad Realms Spirit Bank's path of serving all living beings; it should focus on those great clans and major powers instead.
He also knew that, over the matter of the Immortal Dao Project, Ji Yan had gone to considerable lengths just to borrow spirit stones from the Myriad Realms Spirit Bank. If even he had found it so difficult, one could only imagine the plight of other cultivators.
The Ten Thousand Clans of the Great Age and the Top Powers had long harbored a rift with the Myriad Realms Spirit Bank. Perfect!
"What exactly is the Myriad Realms Spirit Bank's core business? Have you