On Senior Brother Xinghe's Orders, We've Come to Settle the Payment!

Ignoring Senior Brother Ma Biao's bewilderment, Chu Xinghe went directly to the Grand Elder.

When Xinghe said he would also repay the debts for which the IOUs and tokens had been lost, the Grand Elder's first reaction was the same as Ma Biao's.

They were all in a state of complete confusion.

After all, it's the rule to get back the IOU and other tokens when repaying a debt, and it's also the rule that you can't repay a debt without the tokens and IOUs.

Xinghe, are you going crazy paying off your debts?

The other person has lost the IOU and other keepsakes, and you still want to come to their door to repay the debt? What are you trying to do?

Chu Xinghe addressed the Elder's confusion by appealing to his emotions and reasoning with him from various perspectives.

"Elder... these debts can be divided into two parts. One part is the help they gave us when our Vast Heaven Sect encountered difficulties. Although the IOUs and tokens were later lost, how could our Vast Heaven Sect forget their kindness?"

"A drop of water in need should be repaid with a spring of water; this is what you taught me, Elder. Our Vast Heaven Sect is now the number one sect in the world. If we don't return someone's loan agreement just because they lost it, what will become of our Vast Heaven Sect's reputation?"

"The second issue is some outstanding payments for goods. People trusted our Vast Heaven Sect were willing to deliver the goods to us first, but now, because we no longer have IOUs or tokens, our Vast Heaven Sect is delaying payment. What will the outside world think of our Vast Heaven Sect?"

"Therefore, Elder, we must not only repay them, but we must also pay them back the interest on these debts over the years. Only in this way can we demonstrate the benevolence and righteousness of our Vast Heaven Sect!"

The Grand Elder nodded in agreement with Xinghe's words.

The Grand Elder was naturally aware of these debts. It wasn't that the Vast Heaven Sect was in arrears; it was mainly because similar situations had occurred on the Blazing Sun Continent.

A certain sect repaid the debt to the other party even though the IOU had been lost. However, some time later, the other party inexplicably produced the IOU again and shamelessly demanded that the sect repay the debt once more.

This incident caused quite a stir at the time, and although the sect was furious, they had no choice but to repay the debt in the face of the IOU and the token.

So after that incident, an unwritten rule was established among all parties: without a loan agreement or token, even if the debt is owed, it cannot be recovered, in order to prevent the recurrence of such shameless individuals.

However, Xinghe is not wrong. Those are other sects, not my Vast Heaven Sect... I ask you, who in this world dares to ask my Vast Heaven Sect for a debt twice?

What's wrong? Is it that my Vast Heaven Sect's blades aren't sharp enough, or that our An Zhi Great Sage is afraid to drink?

Believe it or not, if you dare to do this today, the Great Sage of An Zhi might come to your doorstep for a few drinks tomorrow. If the Great Sage An Zhi accidentally causes a Universal Celebration, it will have absolutely nothing to do with my Vast Heaven Sect.

Therefore, after careful consideration, the Grand Elder said that this matter should be handled as Xinghe suggested.

"Congratulations on your fortune! Hey! Congratulations on your amazing success!"

Chu Xinghe skipped and hopped out of the Grand Elder's room, singing "Wishing you prosperity." "Tell me how I can lose this round, even with my maximum repayment limit?"

I don't know where Ma Liang got the news from, but he came running over as soon as Chu Xinghe returned.

"Senior Brother Xinghe... I, Ma Liang, am willing to go with you to repay your debt!"

Chu Xinghe kicked Ma Liang for volunteering.

Paying off debts together? I'm not on the same page as you, Ma Liang!

With you around, who knows what other trouble you might cause?

And this time, not only can't you, Ma Liang, go, neither can I.

Last time I went there in person, and look how scared I scared them! This time I've learned my lesson. To prevent any accidents, I'll stay at the Vast Heaven Sect this time. As for the debt repayment, I'll just arrange for the sect disciples to carry it out!

You, Ma Liang, just stay obediently in the sect. Don't even think about betraying Senior Brother Xinghe!

After telling Ma Liang to get lost, Chu Xinghe immediately found his senior brother Ma Biao and then personally arranged for the repayment of the debt.

Chu Xinghe's request was very simple.

I don't care if there's an IOU or not... as long as it's recorded in my Vast Heaven Sect, I'll repay it all.

Moreover, not only did he have to repay the debts, Chu Xinghe also had someone calculate overnight how much interest should have been owed on these debts over the years, including the maximum amount.

We not only have to pay them back, but we can't let the interest go unpaid either.

It must be said that the amount of these debts is truly enormous, leaving countless junior disciples of the Vast Heaven Sect, who are proficient in mathematics, completely bewildered.

Chu Xinghe repeatedly comforted his junior brothers who had worked so hard.

My fellow students... don't exhaust yourselves over doing some trivial calculations. If you really can't manage, a rough estimate is fine too... Of course... we can't forget to estimate too low; we can estimate too high...

However, faced with Senior Brother Xinghe's encouragement, the junior brothers and sisters dared not be careless in the slightest, calculating each account with utmost clarity... giving Chu Xinghe absolutely no chance to advance.

But that's not important. As each account was settled, Chu Xinghe began to arrange for his sect disciples to set off and pay off their various debts!

Groups of disciples were ordered to leave the sect to repay their debts. Chu Xinghe personally escorted them to the mountain gate and gave each of them instructions.

"Junior brother... if you encounter robbers... never fight them to the death over these material possessions. Just drop what you have and make sure you get back safely."

The junior brothers and sisters were visibly moved to tears by Senior Brother Xinghe's words of advice.

However, Senior Brother Xinghe, your instructions are a bit absurd... We are disciples of the Vast Heaven Sect... What crazy robber would dare to try and steal from us?

They weren't just robbing people; they were courting Dao of Dying...

One after another, the Vast Heaven Sect's debt-repaying teams embarked on their journey to repay their debts. Chu Xinghe watched his junior brothers and sisters depart, his face filled with satisfaction.

In Central Province, Hundred Herbs Hall was once the largest medicinal herb merchant in the entire Central Province, but that is all in the past.

Today, Hundred Herbs Hall has long since declined, becoming a second-rate medicinal herb merchant in Central Province.

Li Xing, the owner of the Hundred Herbs Hall, is now sighing as he looks at the Hundred Herbs Hall's accounts for this year.

Once upon a time, Hundred Herbs Hall was incredibly successful under my father's leadership, but five years ago, he was murdered by his enemies while traveling.

The father's death was a huge blow to the Hundred Herbs Hall, but what hit Hundred Herbs Hall even harder was that almost all of the Hundred Herbs Hall's debt IOUs and tokens were in the father's Qiankun Ring.

After his father's death, the Qiankun Ring also disappeared, leaving Li Xing, at a young age, to shoulder the responsibility of the entire Hundred Herbs Hall.

However, with so many IOUs and tokens lost, countless payments to the Hundred Herbs Hall were lost without a trace. Li Xing had to sell almost all of his Li Clan's assets to finally stabilize Hundred Herbs Hall.

But Hundred Herbs Hall has gone from a top-tier herbal medicine merchant to a second-rate one...

Despite Li Xing's tireless efforts over the years, he has ultimately been unable to withstand the suppression from all sides, and today, Hundred Herbs Hall is almost at its end.

Over the years, Li Xing has taken his elders to the organizations that owe Hundred Herbs Hall money countless times, pleading with them to settle their debts.

But no matter how much Li Xing assured them, the other party only had one thing to say.

Produce the IOU and the token, and settle the debt with the Hundred Herbs Hall immediately. But without the IOU and the token, it is absolutely impossible to take away a single penny.

Li Xing knelt on the ground, begging them to save Hundred Herbs Hall for the sake of his father's past. Li Xing was even willing to write a new invoice to prove that they had repaid the debt, but it was of no use.

The other party only recognized the IOU, and Li Xing was repeatedly driven away.

Today, Hundred Herbs Hall is at a critical juncture of life and death. The Li Clan has sold off almost everything they could, and Hundred Herbs Hall people from the Hundred Herbs Hall have left. Now, Hundred Herbs Hall really can't hold on any longer.

Li Xing knew that his father was a generous man. In the past, for the Hundred Herbs Hall's business dealings, as long as the other party had a good reputation, his father would always deliver the goods first and then collect payment.

When faced with genuine difficulties, my father could even postpone things for a few more days.

But Li Xing lamented, "Good people don't always get good rewards!"

His father was so kind and righteous, yet they only cared about the IOU. Looking at their ugly faces, Li Xing really didn't know what to say...

Is credit only maintained through IOUs? Only through payment slips?

When they received help from their father, did he ever ask them for these things?

"Master, this old servant will accompany you on another trip to those sects..."

Uncle Li, the family's old servant, had traveled all over the country with his father in the past. Seeing the young master's current difficult situation, Uncle Li could no longer bear it.

But Li Xing shook his head with a self-deprecating expression.

"Uncle Li... enough... Haven't we been humiliated enough? IOUs... payment slips... ha... the world has changed. Trust has become worthless, less important than a piece of waste paper or a token..."

"Master, we can't give up! Hundred Herbs Hall is the culmination of the old master's life's work. This old servant will go to those major sects again, I'll kneel down and beg them..."

Uncle Li's eyes were bloodshot, but he knew that even if he knelt and died before those major sects, no one would pity him.

Looking at the accounts from five years ago, Li Xing saw that the various loans and payments for goods amounted to an astronomical sum.

It's not necessary for all those people to repay; just a few are willing to do so, which would be enough for the Hundred Herbs Hall to weather today's crisis and even allow Hundred Herbs Hall to rise again.

But Li Xing pleaded too many times, to no avail...

"Patriarch, let's go to the Vast Heaven Sect... Of all the outstanding debts, the Vast Heaven Sect has the largest amount owed. We've heard of their Vast Heaven Sect and righteousness, so we'll go and beg Vast Heaven Sect. If Vast Heaven Sect 're willing to settle the debts, we can overcome this crisis!"

Upon hearing Uncle Li's words, Li Xing shook his head with a wry smile.

Uncle Li is right. Vast Heaven Sect does indeed have the most payments. However, Li Xing knows even better that Vast Heaven Sect is the number one sect in the world. A sect like Vast Heaven Sect is very particular about rules. As long as he produces the payment slip, Vast Heaven Sect will definitely repay the full amount without hesitation. But even without the payment slip, Vast Heaven Sect would never break the rules.

Therefore, going to the Vast Heaven Sect will absolutely not yield any results.

Li Xing silently closed the ledger. At this moment, Li Xing eyes were filled with despair, because he knew that Hundred Herbs Hall was going to collapse, and his father's life's work would ultimately be destroyed in his hands...

Just as Li Xing was pondering how to sell Hundred Herbs Hall to give loyal servants like Uncle Li a better future, a voice came from outside the Hundred Herbs Hall.

"Is Li Xing, the master of the Hundred Herbs Hall, here? We are from the Vast Heaven Sect, sent by Senior Brother Xinghe to settle the outstanding payment..."