The Scam

The Mr. Big Yellow Dog had lost its previous arrogance and was extremely obsequious to Du Bai, constantly nodding and bowing!

Seeing their leader so respectful to Du Bai, the other dogs also wagged their tails obediently and showed their fawning expressions.

Seeing this, Du Bai was both amused and exasperated.

"No fight, no friendship. Sure enough, only a beating will make them behave!"

Du Bai thought to himself, silently summarizing this principle.

Then, Du Bai left.

Du Bai first went to see Xiao Dong Dong's wife.

In the morning, Bibi Dong taught Soul Master theory lessons to the two beautiful housekeepers Cat Girl Xiao Hui and Luo Haiyun.

Not wanting to disturb them, Du Bai left alone to find some fun.

"The Four Great Families have already set up the Teleportation Array and are waiting to go to Fallen Soul City to choose a location to build their Sweet Home!"

"As the eldest prince, Xue Qinghe should not be out and about too much!"

"Cheng Long has been busy with the competition in four days and is training hard, so he hasn't had time to contact me!"

"Zheng Banqiao is busy with the Renhe Medical Hall, so he doesn't have time to come see me!"

"Looks like today will be a leisurely day!"

Du Bai lay on the chair, his hands holding his head, enjoying the sunlight, and murmured softly.

Du Bai enjoyed the sunshine while experiencing the pleasure of his Heaven and Earth Yin-Yang Hegemonic Body absorbing the Solar Power the sun.

Just then, Du Bai's ears twitched, and he overheard the conversation of several maids not far away.

There were five maids in total. They chatted as they trimmed the flowers, plants, and trees and watered them.

These maids were about thirty meters away from Du Bai.

They assumed that since Young Master Du Bai was so far away, he couldn't hear their conversation, so they chatted and laughed without restraint.

However, Du Bai, who has merged with the Heaven and Earth Yin-Yang Hegemonic Body, now possesses the abilities of seeing Thousand-Mile Eye and Wind-Listening Ear!

Du Bai heard every word of their conversation!

"Have you heard? There's a shop in town called 'Prosperity Shop' that's been incredibly popular lately!"

"As long as you deposit your Gold Soul Coin with them, you can earn generous interest!"

A maidservant spoke up.

"Really? Is that really true?"

Another maid asked curiously.

"I think I've heard something about it, Xiao Lan. Do you deposit money there?"

Is it really as good as everyone says?

Another maid also cast a curious glance in that direction.

"Tell us about it!"

A maid standing nearby also asked curiously.

Upon hearing this from a distance, Du Bai frowned slightly.

"Prosperity Shop, deposit your money and get interest rates as high as 30%?!"

Du Bai murmured softly, his brows furrowed.

As a modern person who had traveled from the past, Du Bai sensed a conspiracy!

Yes, this 'Prosperity Shop' is very likely a conspiracy.

Du Bai continued to listen attentively.

"Hehe, this Prosperity Shop is located in the bustling center of Heaven Dou City!"

"Just go over there, and you'll see a tall building surrounded by people. That's the 'Prosperity Shop'!"

The maid spoke first.

"This Prosperity Shop urgently needs a sum of Gold Soul Coin. It's said they're raising funds to build a bustling commercial city!"

"They desperately need money, which is why they're offering so much interest to absorb our Gold Soul Coin!"

"You can still earn money by depositing it now, but once people no longer need Gold Soul Coin, you won't be able to earn this interest!"

The maid, referred to as Xiao Lan, then added.

"Oh? Is this reliable? What if they run off with the money?"

A maid said with some concern.

"Hehe, you don't need to worry about that!"

"The founder of this Prosperity Shop is a powerful Soul Douluo, and he's quite well-known in the Soul Master World!"

"In addition, he also has good relations with the largest auction house in Heaven Dou City!"

"Many nobles in the city deposit their money with them, such as Ye Chen, the young master of the Ye Family, and Marquis Mao, among other nobles!"

"Even the eldest prince of the royal family Xue Qinghe, personally deposited a considerable amount of Gold Soul Coin there!"

"Do you know that with these nobles and princes involved, this Prosperity Shop would never dare to abscond with the money, otherwise they would face the risk of being hunted down!"

"It seems that the Prosperity Shop are truly preparing to build a bustling city dedicated to entertainment!"

The maid, called Xiao Lan, spoke eloquently, her eyes seemingly shining.

Clearly, she has complete trust in this Prosperity Shop!

"Oh--"

"Even the grandson of Duke Ye, Marquis Mao, and even His Highness Qinghe deposit money there. It seems this Prosperity Shop has a good reputation!"

One of the maids spoke up, already somewhat believing in this Prosperity Shop!

Du Bai, who was lazily basking in the sun not far away, twitched his lips upon hearing this.

"Damn it, my good disciple Xue Qinghe is really a handful!"

"He even went to some Prosperity Shop to deposit money!"

"This fool has been used. The owner of that Prosperity Shop is using him as a 'celebrity effect' to enhance the shop's reputation and attract more people to deposit money at the Prosperity Shop!"

"These idiots will all be swindled out of all their money in the end, leaving them with nothing!"

Du Bai murmured to himself, thinking of a scam he had encountered on Earth in his previous life: a 'Ponzi Scheme'!

What these maids are experiencing now is strikingly similar to Ponzi Scheme!

"Damn, could the owner of this Prosperity Shop be a modern person like me?!"

"They actually resorted to such a despicable method to swindle everyone's Gold Soul Coin!"

Du Bai thought to himself, and couldn't help but have some doubts about the identity of the owner of the Prosperity Shop!

"But a 30% interest rate is just too high!"

"If you deposit one hundred Gold Soul Coin, you can get thirty Gold Soul Coin in just one month!"

"Those Prosperity Shop will go bankrupt!"

"Merchants are all about profit; they wouldn't do a deal that loses them money!"

One of the maids raised her own question.

"You're right, businessmen are indeed profit-driven!"

"Didn't I just say that the owner of the Prosperity Shop plans to build a bustling city specifically for Soul Master to consume?"

"Once the city is built, they will be able to profit from it and gradually pay back the money they lost and the money they borrowed!"

"Therefore, this is a mutually beneficial deal!"

"Moreover, this Prosperity Shop only offers two months!"

"Two months later, they stopped asking for Gold Soul Coin!"

"At the same time, they will begin construction on Spirit City!"

"After one year, they will return all the principal we deposited, and the interest will be paid in full every month!"

Do you understand now?

The maid, Xiao Lan, explained earnestly.

Good evening, everyone! Good afternoon! Good morning! Wishing you all happiness and success!