The Villain Is Actually Me?

Chen Fan silently raised his guard in his heart.

Under everyone's gaze, he cautiously walked towards the house with the wide-open door.

As soon as he reached the doorway, he heard muffled voices coming from inside the room.

Chen Fan stopped cautiously, trying to gather more information from the muffled conversation.

After listening carefully for a few seconds, Chen Fan couldn't help but frown—the noisy crying inside the room completely drowned out the voices, making it difficult for him to hear the specific content.

Just as Chen Fan was about to give up, his gaze swept over the palm of his right hand.

His eyes moved slightly, and he asked in a low voice, "One, is there a way?"

One didn't respond, but the pure human voices, with the noise removed, automatically appeared in his mind.

This technology is awesome!

If he had this ability before, would he still worry about that private detective agency not having clients?

After sighing in his heart, Chen Fan listened carefully.

"A life for a life, a debt for a debt, that's only right and proper!"

"What did you say when you borrowed the money?"

"You said you'd definitely pay off the debt within three months. Now look, it's almost a year, and you still haven't paid off the remaining debt."

The man speaking had a rough voice, giving off a feeling of being difficult to mess with.

A clear female voice then came from the room: "Debt?"

"As far as I know, Aunt Shen paid off the debt several months ago!"

The man slowly retorted, "What about the interest?"

"Interest?" The female voice sneered, "Your interest has nearly doubled!"

Hearing this, Chen Fan suddenly understood.

So, they borrowed high-interest loans through improper channels!

With his experience from his previous life, Chen Fan naturally knew how terrifying this stuff was.

Let alone double, interest ten times the principal was possible.

The man's voice continued: "I don't care about that. According to the original agreement, we need to collect collateral of corresponding value."

"In my opinion..."

"This arm of her child's is quite good."

What the hell?

Arm?

And a child's?!

Playing it this bloody?!!

No wonder these neighbors said the people inside were difficult to mess with, this is pure-blooded dark evil force!!

Just as Chen Fan was shocked, a slightly tired female voice came from the room: "Xu Huai, stop arguing."

"In the end, I was the one who owed the debt first. Even if we take this matter to the church, the church won't support us."

The woman sighed deeply: "Since they want my son's arm, then... let them take it."

Hearing this, Chen Fan's eyes widened suddenly!

"...What the hell?!"

This time, he was completely shocked!

A mother, actually wants to use her child's arm to pay off a debt?

What the hell...

Is this still a human being?!!

As a good young man with correct values in a socialist society, Chen Fan naturally couldn't stand by and watch such a tragedy happen before his eyes!

He didn't bother to gather information, directly stepped forward, and kicked the already dilapidated door.

Thud!

Accompanied by a dull sound, the wooden door completely detached from the door frame and fell to the ground.

Under the sunlight, a faint cloud of dust rose from the concrete floor.

This loud noise also attracted the attention of everyone in the room.

Chen Fan stepped on the wooden door with a large hole in it and shouted loudly:

"Stop..."

His originally powerful voice rapidly diminished within the few seconds it took to see the scene inside the room:

"Stop?"

Inside the room, a burly man with broad shoulders and a thick waist was kneeling properly on a cushion.

In front of him, on a small round table, sat a meticulously cleaned God Statue.

The burly man clasped his hands together, looking up at the God Statue on the table with a devout expression, muttering something under his breath. If there were no surprises, this was the malicious individual who had spoken ill.

Under Chen Fan's gaze, the burly man turned his head to look at Chen Fan with a confused expression. "...You are?"

On the other side, a middle-aged woman, around the same age as his mother, sat wearily on a wooden chair in the living room.

Beside the middle-aged woman, the little boy stared at Chen Fan, who was stepping on their front door, with red and swollen eyes and a look of horror.

Judging by the little boy's expression, Chen Fan was certain that he definitely didn't look like a good person in the other party's eyes.

The earlier hoarse crying had disappeared, leaving only the little boy's faint sobs in the room.

Under Chen Fan's disbelieving gaze, the little boy raised his mechanical right arm, which gleamed with a metallic luster, and smoothly wiped away the tears from the corners of his eyes.

Beside the little boy, a young woman with a cool demeanor and a high ponytail stopped comforting the little boy and cast a surprised and questioning look at Chen Fan.

Chen Fan's mouth twitched slightly.

'One, did I misunderstand something?'

[...This unit believes you look more like a villain right now.]

Damn it.

A backward technological civilization ruled by gods, where the only electrical appliance in the house was an incandescent light bulb, actually possessed extremely advanced mechanical prosthetic technology!

Listen to yourself, who the hell could have imagined this?!

Chen Fan awkwardly scratched his head. "Uh..."

"I said I was just passing by, do you believe me?"

After a brief wait, the middle-aged woman was the first to recover.

She stood up from the chair in a flustered manner and bowed deeply to Chen Fan from a distance. "Lord God Chosen, why have you come?!"

The silence in the room was instantly broken.

The burly man, who had been kneeling properly on the cushion, narrowed his eyes slightly and carefully sized up Chen Fan, who was still standing on the door panel.

Then, he sneered and retorted, "God Chosen?"

"Just chosen?"

Hearing the question, which carried a hint of sarcasm, Chen Fan subconsciously frowned.

This burly man was completely different from the neighbors who were watching the commotion; there wasn't much reverence for the God Chosen in his eyes.

The other party didn't even care about his identity as a God Chosen!

Thinking of the neighbors' earlier discussions, Chen Fan's relaxed nerves tightened again.

He stared into the burly man's eyes and replied seriously, "Yes."

Hearing this, the sneer on the burly man's face grew even stronger.

"What?"

"Instead of preparing for the God Chosen Ceremony a month from now, you, a God Chosen, are coming to meddle in these trivial matters?"

"Debts must be repaid. Don't talk about you being a God Chosen; even if a god came in person, I would still be in the right."

Just as Chen Fan was thinking about how to respond, the burly man slowly rose from the cushion, a sneer still on his face.

"Sister Shen, I'll give you one last month."

"After a month, if you still can't pay off the debt, I'll take Xiao Wen's arm."

To the burly man's words, the middle-aged woman, referred to as Sister Shen, simply nodded silently.

Seeing this, the burly man nodded in satisfaction.

Then, under Chen Fan's gaze, the burly man took a step and walked towards him.

Against the backdrop of the morning sun, the slight sinister smile on the burly man's face was particularly noticeable.

Looking at the burly man who had walked up to him with a ferocious expression, only one thought flashed through Chen Fan's mind:

Oh no.

He wouldn't become the only victim in this conflict, would he?