Bet Loan for Schooling

In the 187th year of the Federation's New Calendar, Great Xia, Dongshan Province, Bocheng.

The sky was a clear blue, and the sun blazed fiercely. Though school had only just begun in September, the city was still shrouded in heat and oppressive humidity.

At Yan'an Seventh High School, Martial Arts Class Six of the senior year, the classroom walls were covered with slogans like "Raise your score by one point, crush a thousand people!" and "The world is yet undecided; you and I may both be dark horses." The countdown board beside the blackboard had already been flipped to "271 days."

On the podium, a middle-aged male teacher wearing black leather sandals, blue socks, gray slacks, and a polo shirt took a large gulp of tea. After spitting the tea leaves back into his mug, he continued his animated lecture on the history of the New Calendar after the Great Cataclysm:

"In the first year of the New Calendar, a strange tidal phenomenon emerged in the universe, causing drastic changes across Blue Star. The surface area expanded severalfold, plants and animals grew wildly and mutated, and spatial rifts connecting to other worlds began appearing throughout the planet."

"Scientists at the time discovered a peculiar energy that had appeared on Blue Star, allowing many practitioners of ancient martial arts to become incredibly powerful, like superhumans. The authorities named it Spiritual Power."

"Yet alongside Spiritual Power came Fishmen capable of unleashing kilometer-high tsunamis, Crimson Kunpeng that soared through the skies with bodies up to 2,500 meters long, and all manner of unbelievable creatures resembling those from mythology. Some of them were so powerful that even missiles and electromagnetic weapons could scarcely kill them. These mythical creatures directly caused the greatest disaster in human history."

"At that time, Blue Star's human population plummeted, and all of human civilization fell into crisis. It was then that our nation's Flame Sage, humanity's first Martial Saint, emerged from nowhere and killed three Emperor-level mythical creatures in a single day, holding up the human civilization that was on the verge of collapse."

"Afterward, the martial arts cultivation method released by the Flame Sage laid a solid foundation for the development of martial arts civilization. Over the 180 years of the New Calendar, six Saints were born within the Federation, and only then did humanity barely manage to maintain a balance with the Mythical World."

It was currently the first round of senior-year academic review. Most students in the Martial Arts Class had long since memorized these points from their first year of high school, or even from their middle school entrance exams. Naturally, they were somewhat distracted during the lesson. A few beauty-conscious girls even pulled small mirrors from their desks and secretly checked themselves beneath the table.

Only the handsome young man in the last row listened to the bizarre words from the podium with a confused, astonished look in his eyes. Soon after, he lowered his head like the other students, as though he too had drifted off.

After a long while, once he had digested all the memories, Li Xijun confirmed one fact:

He had transmigrated!

Before this, he had just made a fortune in the stock market. He had finally achieved financial freedom and had been browsing home-buying apps in his rental apartment when he somehow transmigrated.

And he had transmigrated into a martial arts world, into someone with the same name, an extremely similar appearance, the same orphaned background, and even Bet Loans for school!

My thirty million!

My money!

Great. Now I'm a poor bastard who owes the bank hundreds of thousands!

Thinking of this, Li Xijun could not help sighing inwardly. The circumstances of the "him" in this world were truly terrible.

Just as the teacher had said earlier, this was a world that belonged to martial arts. Because of the threat posed by the Mythical World, martial artists who possessed extraordinary strength were the absolute rulers of human society.

The original owner had dreamed of becoming a martial artist since childhood, and he had done fairly well. He had first gotten into the prestigious No.7 Middle School. In the first month of his first year, when he came into contact with martial arts, he had been among the first thirty out of more than three thousand students in his grade to cultivate Blood Essence, earning him a Blood Essence Potion as a reward.

Unfortunately, while talent was important in martial arts cultivation, resources were even more important!

During the initial stages of martial arts cultivation in his first year, the original owner had still been among the best. But as time passed, by the second semester of his first year, the disadvantages of being an orphan had become impossible to ignore.

Others could eat 200-yuan premium Nutritious Meals after training to replenish themselves. They could use Blood Essence Potions to improve their cultivation efficiency, hire private tutors for extra lessons, receive advanced physical therapy to thoroughly relax their exhausted and injured bodies, and take Meditation Classes to ensure they always remained in perfect training condition.

The original owner, however, could do none of that. He could only rise early and sleep late, training desperately every day while taking part-time jobs to earn money for Nutritious Meals, all in an attempt to maintain his position near the top of his grade.

The final result, naturally, was an utterly unsurprising failure.

Not only had the original owner failed to maintain his rate of improvement, but he had also fallen ill from overworking himself. He spent several weeks recuperating in the hospital, and the money he earned from his part-time jobs was not even enough to cover his medical bills.

Lying in that hospital bed, the original owner watched his cultivation stagnate because of hidden injuries caused by overtraining, while his grade ranking fell to over seventeen hundredth place.

Then he thought of the approaching second year. If he failed the academic and martial arts stream selection assessment at the end of the first semester, he would be cut off from martial arts for the rest of his life. Rather than spend his life as an ordinary, mediocre person who could only wait helplessly for death in the face of sudden disasters, he gritted his teeth and applied to the official bank for a frontline martial arts Bet Loan!

The terms of the martial arts loan were actually quite simple:

The bank would provide the original owner with an interest-free loan limit of 20,000 yuan every month throughout his three years of high school, for a total of 720,000 yuan.

However, those who received the martial arts Bet Loan had to either become martial artists or get accepted into one of the country's thirty-three Martial Arts Universities within three years. Otherwise, they would be forcibly assigned work as frontline personnel fighting against the Mythical World.

Though frontline personnel were most likely assigned to bases near the rifts leading to the Mythical World, doing construction work, electrical installation and maintenance, logistics transport, and similar jobs, with only a small chance of becoming combat support personnel wielding weapons.

Even so, as the front line against the Mythical World, it claimed no small number of workers every year. Its danger level was unquestionably among the highest.

But in order to continue cultivating martial arts, the original owner still chose to gamble everything.

Afterward, he first paid the necessary fees to heal his injuries, enrolled in Meditation Classes to restore his mental state, then bought Nutritious Meals and Blood Essence Potions to train diligently. Sure enough, he successfully passed the second-year academic and martial arts stream selection exam.

By the beginning of his third year, he had climbed back to a respectable upper-middle ranking of 240th in No.7 Middle School's martial arts grade.

However, there was still some distance to go before he could contend for one of the nation's mere thirty-three Martial Arts Universities. After all, even No.7 Middle School, a prestigious school, only sent around one hundred fifty or sixty students to Martial Arts University each year.

"Overall, if I make good use of this year and maintain my previous level of diligence, I still have a good chance of reaching the admission line for Martial Arts University. Well, as long as nothing unexpected happens!"

Having accepted all the memories of his counterpart in this world, Li Xijun encouraged himself and built up his confidence.

Just then, a series of hurried, heavy footsteps suddenly echoed through the hallway. They quickly reached the door of Senior Class Six and pushed it open. Before Li Xijun could look up, he heard a voice booming like a great bell:

"The math teacher for the next class and the biology teacher for the two classes after that are sick. Teacher Zhang, you're sick too."

After the tall, muscular teacher spoke, he did not wait for the history teacher on the podium to respond. Instead, he looked at the drowsy students in the classroom and continued:

"All Martial Arts Class students, go to the Martial Arts Classroom and practice Stance Training for an hour. Wake yourselves up!"

"I'm going to a short meeting. When I get back, I'll have tremendous news for you!"