The Fastest Way to Accumulate Wealth

Lin Zhen agreed to Yan Qi Ye's request. Even without Yan Qi Ye's words, he decided to enter the arena after learning this information.

Upon hearing Lin Zhen's agreement, Yan Qi Ye immediately said excitedly, "That's great! Then go to the arena right away. Remember, I'm in the 68th War Zone, 68399 Small War Zone. Once you get there, practice on your own. When your personal points reach 1,000, you can Xuan Ze join a team. I'll contact you then."

Lin Zhen nodded, then bid farewell to Yan Qi Ye. After leaving the house, he Teleport back to the South Gate District and found a hotel to stay in.

To enter the Dimensional Arena, Lin Zhen first needs to activate his qualification, which is very simple. With Lin Zhen's current status, he only needs to be verified to pass the verification.

In a flash, Lin Zhen found himself in a new space.

This is a high-tech space, surrounded by flowing images and digital displays.

"Hello! Welcome to the Dimensional Arena. Here you can fight against experts from all races in the universe. You can Xuan Ze be randomly assigned to a battle zone or enter a designated battle zone."

"I am entering the designated war zone, the 68th War Zone, the 68399 Small War Zone."

Lin Zhen's data was generated quickly: Dimensional Arena, 68th War Zone, District 68399.

The Dimensional Arena has a total of one hundred major battle zones, each containing up to one hundred thousand smaller battle zones. This is mainly because there are simply too many martial artists in the arena, too many to count. If they were all put together, even the Dimensional Arena's smart computers would not be able to handle it, so they have to be separated one by one.

Nevertheless, the number of martial artists in these communities is simply too many to count, and the number of martial artists in any small war zone is immeasurable, after all, they are facing the Entire Universe!

Materialism holds that the universe is infinitely large, and a single Tianhe Empire covers a territory of 100,000 light-years. The Sanjiang Star Region Federation has 8,000 such rudimentary Cosmic Nation, while the entire Fire Qilin has more than 10,000 Intermediate Civilization Universe Country.

The Fire Qilin can be described as boundless, and here, there are more than 30,000 boundless martial artists from the Cosmic Nation. The exact number is probably beyond measure.

After Lin Zhen's data was generated, he immediately entered the Dimensional Arena.

The Dimensional Arena has two parts: one is the personal space, where you can see various battle information and leaderboards.

There is also a public area where you can see any information without having to look it up, and it is more convenient to communicate and fight. There, martial artists can participate in Team Battle and various battles, and that's when the real money-making begins.

Lin Zhen is currently in the personal area. Once here, there are no staff to receive or guide him; everything can be checked through the Intelligent Life.

"Chris, look at my current situation, what should I do next?"

"Master, you can now participate in the beginner's points challenge. Here, you get three points for a victory, one point for a draw, and one point for a loss. Only by getting one thousand points can you participate in Team Battle and other challenges."

"So, in my current situation, I can only earn points and can't participate in battles with stakes?"

"One option is an individual Arena Tournament, where you can either attack or defend your title."

"What do you mean?"

"It's about a martial artist setting up a personal arena, with the arena owner setting up a prize pool. Those who challenge the arena can Xuan Ze to bet on the entire prize pool or a portion of it."

"Can the ring go on indefinitely?"

"No, the limit for individual arena matches is one hundred, and most of the individual arena matches here also have a limit of one hundred matches."

Lin Zhen nodded to indicate that he understood. He first checked the amount of Cosmic Crystal he could currently control.

Lin Zhen ran out of money. If he couldn't touch the 50 billion, he only had a mere thirty Cosmic Crystal left to control!

After checking the starting point for setting up the personal arena, I found that the minimum requirement for a Black Hole Stage martial artist is one hundred Cosmic Crystal; anything below that number cannot be set up.

"It seems I have no Xuan Ze but to challenge the rings. Chris, could you help me see which rings I can challenge?"

"Master, you can only challenge arenas at the Black Hole Stage right now, but thirty Cosmic Crystal are not enough. I suggest you borrow some money. The minimum amount for a single challenge is one hundred Cosmic Crystal."

Lin Zhen instinctively wanted to find his family. Yue'er and An Ning both had some assets, and the income from the Sun Territory was all with them. He dared not say how much, but they should have tens of millions of Cosmic Crystal.

Just as she was about to make contact, Lin Zhen stopped herself. She decided not to contact her family, as it would worry them and make them think Lin Zhen was struggling financially outside. Lin Zhen didn't want them to worry.

Lin Zhen didn't want to borrow money from others, so he simply left the personal area and entered the public area.

The public area was absolutely packed with people.

Or some martial artists are simply not human; some are like a pile of rocks, whose shape can only be seen when they stand up.

Some are a pile of metal, or simply a car or an airplane; these are metallic life forms.

Some look like wild beasts, others are simply insects, and there are all sorts of strange and wonderful creatures, including mermaids, ghosts, and angels.

Looking around, Lin Zhen suddenly noticed a raised platform with the words "Loan Office" clearly written on it.

Lin Zhen stirred, and she immediately walked over.

"Can I get a loan here? What are the procedures?"

"Sure, the maximum loan amount is ten million Cosmic Crystal. All you need to do is leave your identity. With the Dimensional Universe around, no one can default on their debts. The interest rate is 10% of the principal per day, and you can only repay the loan the next day at the earliest. The settlement cycle is ten days. How much do you need to borrow?"

Lin Zhen was secretly astonished. This was simply outrageous usury. A loan of ten million would become twenty million in ten days, and forty million in another ten days. If there were any problems with the funds and they couldn't repay, it would be an absolute nightmare.

However, Lin Zhen doesn't need that much money right now. He only needs one hundred Cosmic Crystal. Lin Zhen is confident that he can win the Arena Tournament Black Hole Stage.

Besides, Lin Zhen doesn't like to waste money, so she doesn't need to borrow that much.

"How much can I borrow at the very least? Is seventy Cosmic Crystal enough?" Lin Zhen calculated that she had thirty crystals on hand, so borrowing seventy more would be enough; borrowing more would be a waste.

He had barely finished speaking when a burst of laughter erupted behind him, "Hahaha~! You newbie, are you trying to be funny? The minimum loan amount here is ten thousand. What are you going to do with seventy Cosmic Crystal? Buy candy? Are you playing house?!"

Lin Zhen turned around and saw a tall Demon Clan standing behind him.

This person had green skin and two sharp horns on his head. He Black Hole Peak and looked extremely powerful.

Seeing Lin Zhen turn around, the Demon Clan sneered, "What are you looking at? I am Chamos from the Tiannana Universe Country. If you're not convinced, you can challenge me in my personal arena. But let me tell you, you need to bet at least 10,000 Cosmic Crystal to even be eligible to challenge me. A newbie like you shouldn't lose so badly in one match, haha!"

Lin Zhen's eyebrows twitched. He was extremely displeased with this Demon Clan. In fact, with Lin Zhen's current strength, he already had a condescending attitude towards the Black Hole Stage.

Leave your Arena Tournament number, and I'll be there.

The Demon Clan didn't hesitate to leave Lin Zhen with a number, then laughed and left, as if they were about to make money again.

"I need to borrow 10,000!"

Since the lowest price was 10,000, Lin Zhen Xuan Ze 10,000.

Leave your identity information and you'll receive 10,000 Cosmic Crystal.

"I'll return it as early as tomorrow, 11,000."

Lin Zhen nodded, then turned and left.

"Chris, check out Chamos's ring first."

Chris quickly found out. "Master, Chamos has had seventy-five matches in the arena. He currently has a record of seventy-three wins and two losses. In the two matches he lost, the challenger did not cover all of his bets, so he is still the champion. The prize pool has accumulated to four million two hundred thousand Cosmic Crystal."

"Can I keep challenging him repeatedly?"

"No, each person can only challenge a ring once. So I suggest that you accumulate wealth first. You know, the more capital you have in these ring challenges, the more money you can make. It's like a snowball effect; the more money you have, the more you can earn."

"Understood. Immediately find me any arenas I can challenge, starting with those at the Black Hole Stage. I want to show them who the First Person Black Hole Stage cultivator truly is!"

"I'll find it for you right away."

Soon, Chris pulled up a list on the virtual screen, which contained tens of thousands of individual arenas during the Black Hole Stage, all within the 68399 Small War Zone.

Some arenas have accumulated hundreds of millions of Cosmic Crystal rewards, while others have only tens of thousands.

Challengers can Xuan Ze Xuan Ze part of the prize money or all of it, but first you must have the money; otherwise, you are not eligible.

"Xue Du from the Colorful Cloud Empire, fifteen consecutive wins, Black Hole Late Stage, Xuan Ze him, challenge him for 10,000 Cosmic Crystal."

The Challenge Letter was sent out quickly, and the other side accepted it in less than twenty seconds.

In a personal arena, you have no right to refuse unless you consistently refuse, in which case you will not be able to withdraw your personal arena prize money and will be unable to participate in other battles.

If you dare to set up a challenge, you must have the courage to accept challenges from the Entire Universe!

In a flash, Lin Zhen found himself on a circular arena.

With no spectators around, this small challenge of 10,000 Cosmic Crystal didn't attract much attention. People were more interested in the big-budget, high-stakes showdowns.

A man with long green hair and an effeminate face appeared opposite them.

Xue Du glanced at Lin Zhen with disdain and sneered, "What a waste of my time. I hate newbies like you the most. You only spend 10,000 at a time, and then use that opportunity to spar with experts everywhere, trying to steal their techniques. Don't you know that if the difference in strength between you is too great, you won't learn anything at all?"

"Of course I know, so I have no intention of wasting my breath on you. You're just the first step in my wealth accumulation!"

Lin Zhen's eyes narrowed, Mental Impact!

No need to even use the Spirit Evil Spirit Cone, a direct Mental Impact, and it's an instant kill!

Xue Du didn't react at all; he fell backward and died on the spot!

"Ding! Master, congratulations on winning the challenge! After deducting 1% of the prize money, your current total number of Cosmic Crystal is 19,930!"

Lin Zhen was secretly delighted. If this method of directly doubling wealth continued, he would become rich!