Jiang Hao first found a short-term rental apartment and got settled in. Then he began considering his plan. He had already decided to open a Pet Store.
First, he needed to see what he had.
He had over twenty thousand yuan in his bank account, which could serve as startup capital.
He had skills and was familiar with the pet industry, so he could quickly break into the field.
What did he lack?
One simple word—money!
His twenty thousand yuan was nowhere near enough. Even a small Pet Store would cost sixty to eighty thousand yuan, and he felt that a small Pet Store would limit future growth. In particular, it would be difficult to attract high-end customers, and without high-end customers, it would be hard to make money.
He wanted a store on the same scale as the Pet Store where he had previously worked. It would take at least over a hundred thousand yuan to get started, so it would be best if he could get a loan.
Jiang Hao began focusing on startup loans for college graduates.
Applying for a startup loan for college graduates was not easy. Aside from a diploma, he needed proof from the labor department that he had been unemployed for over six months. To apply for the loan, he also needed a business location, a business license, proof of marital status, proof of personal and family income, and a whole pile of other documents.
Jiang Hao could find ways around those requirements, but the final condition stumped him.
Aside from written materials, he also needed collateral: movable property, real estate, fixed-deposit certificates, securities, or a third-party guarantor.
Damn it.
If I had a fixed-deposit certificate, why would I need a bank loan?
Still, Jiang Hao refused to give up. The next day,