The Multiverse of Attribute Points
Chapter 1

The Era of Descent Upon the Myriad Heavens

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8mo ago

"Patriarch Lin, according to the contract, if you cannot pay the debt within this month, the Lin Family's three shops in Shanyang City will be transferred to the Sky Sparrow Merchant Guild to cover the debt. Do you have any objections?"

"No objections!"

"Patriarch Lin, according to the contract signed by your father, if you cannot pay the debt plus interest within this month, the Lin Family's shares in the Crimson Thunder Realm will be automatically transferred to this guild. Please confirm."

"Understood."

"Patriarch Lin, according to the contract your father signed before he went missing, you need to pay the Immortal Guest Merchant Guild a total of thirty-six million Spirit Coins by the end of this month. If you cannot pay, assets from the Lin Family's Twin Wood Realm will be used as compensation."

An elder in a brocade robe with a blue background and purple patterns, looking spirited and robust, held a piece of cloud brocade embroidered with gold thread, covered in densely packed small characters. He glanced at Lin Xiao, who sat at the head of the table with a vacant stare, and continued:

"According to the agreement, you need to pay three hundred thousand head of cattle, one million sheep, and one hundred thousand horses. However, considering the Twin Wood Realm doesn't have that many, a supplementary agreement allows for compensation with other goods. We have estimated the assets within the Twin Wood Realm, and you will need to..."

"I agree."

Lin Xiao uttered this sentence with all his might, his head hanging low. The moment he said it, he knew he was bankrupt.

Yes, with those words, he had transformed from a rich, handsome, and successful man into a penniless pauper, and a heavily indebted one at that. Before returning this morning, the Lin Family still had over a hundred million Spirit Coins in assets. Now, nothing remained except the ancestral home he lived in and the Twin Wood Realm left by his ancestors.

The creditors left after delivering the news. Lin Xiao walked through the vast, desolate estate. The ancestral home was now just an empty shell; everything sellable had been sold. The servants had long gone, even the prized flowers and plants had been dug up, leaving pits all over the garden. The grand ancestral home was left with only the ancestral tablets, which couldn't be sold.

Well, there was also the Descent Array in the center of the ancestral home, which connected to the Twin Wood Realm, and that couldn't be sold either.

As for the Twin Wood Realm, spanning tens of thousands of square kilometers, it was originally a vast ranch with hundreds of thousands of livestock and tens of thousands of people working for the Lin Family. Now, both the people and the ranch had been sold off entirely, leaving behind an empty world.

However, this wasn't the worst of it. His debts were not yet fully settled. What he had just dealt with was only the first batch of debts from the contract. According to the debts left by his son-betraying father, he still needed to pay an amount equivalent to three hundred and fifty million Spirit Coins, with additional interest accruing each month.

The interest itself was normal, not usurious, but even the lowest interest rate on hundreds of millions in principal was staggering. Even one percent interest per month would be three and a half million, let alone more than one percent. The unimaginably large debt made Lin Xiao contemplate jumping off a building.

Of course, that was impossible. He had finally been reborn into this exciting world, and not long ago, he had even found a beautiful, well-endowed, and slender girlfriend. He hadn't even enjoyed it yet, so how could he be willing to die?

But then again, that girlfriend had only been with him because he was rich before. Now that he was bankrupt, she would probably leave. He felt a pang of regret, wishing he had enjoyed himself before returning.

After a tour of the ancestral home, he returned to the front hall and sat down in the only chair left for him. He looked up towards the distant void. In that unknown distance, a colossal gate, piercing the heavens and earth, occupied his entire vision. It emanated a faint, mysterious glow, slowly floating and sinking in the sea of void. Endless divine light surged from the colossal gate, like a tide, rushing in all directions for hundreds of millions of miles into the void, as if an ancient, legendary demon god stood eternally motionless in the void.

The Primordial Gate!

This was the cornerstone of the world he inhabited, a magical gate that could connect to myriad heavens and countless timelines, and it was a place he might have to go.

Because...

He stared expressionlessly as a beam of light descended from the ceiling of the main hall, transforming into a middle-aged man who bore a striking resemblance to him. The man smiled and said to Lin Xiao:

"My dear son, by the time you see this message, our family should be bankrupt. But don't worry, your father has already thought of two ways out for you. Consider which one you'd like to choose."

This was merely a projection, and communication was impossible. Lin Xiao remained silent, watching his son-betraying father continue on his own:

"Before our family went bankrupt, your father arranged a marriage for you. Madam Kang of Shanyang City wishes to find a young man to spend the rest of her life with. If you marry her, she will pay off our hundreds of millions in debt. Furthermore, her family's assets, worth tens of billions of Spirit Coins, will be yours in the future."

His father's face contorted into a strange smile that sent shivers down Lin Xiao's spine. He couldn't help but recall Madam Kang, who was over eight hundred years old yet still looked as youthful and beautiful as a maiden.

He certainly knew of Madam Kang. She was the wealthiest woman in Shanyang City, having married no less than twenty husbands, all of whom had died. Crucially, she hadn't killed them; they had all died due to various accidents.

But Lin Xiao didn't care about the reasons for their deaths. He certainly didn't want to be the twenty-somethingth unlucky one to die.

At this point, his father continued:

"If you don't choose the first option, then go and descend. Before, when you had brothers, your father didn't force you. But now that all your brothers are dead, and our Lin family has descended into the myriad heavens for generations, the Twin Wood Realm was also seized from the void by our ancestors through great danger. This legacy cannot be broken. If you are willing to begin descending, according to your father's contract with the creditors, you will descend once every three months, and your debt will be postponed by one month. As long as you keep descending, the debt will continue to be postponed until one hundred years later. I believe you will have earned enough Spirit Coins to repay the debt by then."

"Oh, right, you cannot sell the ancestral home or the Twin Wood Realm. Your father has already notarized the Twin Wood Realm in Shanyang City, so it cannot be traded for a hundred years."

Damn it!

This directly thwarted Lin Xiao's little plan. He had been considering selling the Twin Wood Realm if things got too tough.

A semi-complete world would be worth no less than a billion Spirit Coins. Selling it would not only clear all his debts but also leave him with six to seven hundred million, enough for him to live a comfortable life for several lifetimes.

However, his father's move had completely dismantled all his calculations, forcing him to descend.

There was no other choice. His father had calculated this perfectly. He absolutely wouldn't marry Madam Kang, the woman who brought death to whoever she married, so descending was his only option.

The world Lin Xiao currently inhabited was a floating continent called Qingze Domain, suspended in the void. It was located outside the Seventh Ring of the floating continents surrounding the Primordial Gate. The Lin family, to which Lin Xiao belonged, was a renowned aristocratic family near Shanyang City in Xiangzhou, Qingze Domain.

It sounded complicated, and it truly was. Lin Xiao didn't know much, only that it was now over a million years after the End of Era Cataclysm, in the New Primordial Era.

The so-called End of Era Cataclysm referred to a terrifying war that occurred over a million years ago, affecting myriad heavens and countless timelines, involving innumerable great universes. In the words of the Immortals, it was also called the Immeasurable Tribulation.

The cause of the great calamity was unknown. It was only known that after this battle, the Immortal Realm shattered, the Heavenly Court fell, countless worlds in the myriad heavens collapsed, and even the fundamental rule network that formed the very foundation of the universe developed cracks.

It was said that in the later stages of the tribulation, the Dao Ancestor in the Purple Heaven Palace, located beyond the heavens, intervened. Using the power of the Jade Disk of Creation, he communicated with the Primordial Heavenly Dao of the Great Primordial Universe and borrowed the power of the entire universe to decisively kill a Chaos Demon God that had invaded the Great Primordial Universe.

However, this also led to terrifying consequences. Several Chaos Demon Gods, who had created their own great universes, under the influence of the tribulation energy pervading the Chaos Void Sea, caused several great universes to collide with the Great Primordial Universe. The Immortal Realm, located at the center of the Great Primordial Universe, shattered on the spot, the Heavenly Court fell, the Dao Ancestor disappeared, and all Sages perished. The unimaginable destructive shockwave rapidly formed a great collapse that swept across several great universes. The Immortal Realm, the Underworld, the Buddhist Realm, the Great Thousand Worlds, and countless worlds of all sizes scattered throughout the endless void seas centered around the Immortal Realm, all shattered simultaneously, turning into infinite world fragments that scattered like pearls throughout the Myriad Void Seas.

And in the brief period after the Great Primordial World's shattering, all the Immortals, Buddhas, Gods, and Demons that existed by relying on the Primordial Heavenly Dao also vanished.

Then came countless years of recovery. The Gods and Demons who had narrowly survived collected fragments of the shattered Immortal Realm and the Heavenly Court. They rebuilt the New Immortal Realm at the original center of the Immortal Realm and re-established the New Heavenly Court.

Later, one day, a colossal Immortal Gate appeared out of thin air at the very center of the original Immortal Realm. Through this Immortal Gate, one could descend to any location in the Myriad Void Seas. The New Heavenly Court used the Immortal Gate to plunder resources from the void to replenish itself, drawing in fragments of shattered worlds to expand the New Immortal Realm, and also continuing the war from a million years ago with the survivors of other shattered great universes.

This Immortal Gate, capable of communicating with myriad heavens and countless timelines, was called the Primordial Gate.

To this day, the New Immortal Realm has drawn in countless world fragments from the void, which are these floating islands. They are distributed in the void around the Primordial Gate according to their world energy levels. The higher the energy level, the closer they are to the Primordial Gate, and vice versa. The Seventh Ring is already very far from the Primordial Gate. If we use Earth's terms, it's considered the suburbs.

Actually, Lin Xiao didn't know how he had transmigrated to this era. He even doubted if Earth was in the same spacetime. After all, Primordial was an ancient Chinese myth. Logically, it should be one world. If the Great Primordial Universe shattered, there was no reason Earth wouldn't have been affected.

Of course, this was based on his own reasoning. With his limited perspective, he certainly wouldn't know the actual situation. Since he was here, he would make the best of it. The key now wasn't to figure out these things that were clearly beyond his level, but to prepare for his descent.

Speaking of which, it was a disgrace to transmigrators. He had been reborn for over a decade with no achievements, just drifting along aimlessly. If not for this bankruptcy that made it impossible to live, and his ancestral property almost being sold, he wouldn't have even thought of descending into the void to risk his life.

Descending into the myriad heavens was very dangerous, especially since he hadn't seen the legendary golden finger that all transmigrators were supposed to get in over a decade. He didn't have the courage to take the risk.

It should be known that Lin Xiao originally had two older brothers; he was the third. But now, he was the only remaining heir of the Lin family.

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End of Chapter
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