Ch. 741Are You Still Doing Finance?
Chapter Summary: “You’re Still in Finance?”
1. Key Plot Points and Events
- Loki returns to Hawkeye’s secret American base to oversee the Tesseract’s activation and the opening of a wormhole for a full-scale Chitauri invasion.
- Hawkeye’s intelligence work and guerrilla strategy significantly improve the Chitauri campaign. By exploiting S.H.I.E.L.D.’s weaknesses and spreading attacks across many countries, he prevents Earth’s defenders from concentrating their forces.
- The newly deployed Astartes Space Marines prove highly effective in North America, earning public admiration and encouraging General Ross and other nations to seek expanded military programs using Soul Currency.
- Loki becomes increasingly anxious after Thor arrives, recognizing that Odin and Asgard may have become aware of the invasion.
- Hawkeye selects New York City as the wormhole’s opening point, particularly near Wall Street and Stark Industries, believing the concentration of financial elites will discourage the military from using nuclear weapons.
- Loki travels to New York with Hawkeye and the Tesseract. He brings Annie, who remains completely fearless and treats the impending invasion as an opportunity to obtain unlimited sweets.
- On the S.H.I.E.L.D. helicarrier, the Avengers learn from Thor that the Chitauri are only an advance force. The real threat is the fleet Loki intends to summon, potentially backed by Thanos.
- Basaza reveals that the Hyper-dimensional Beacon has caused sudden technological advances throughout the universe, producing weapons capable of devastating planets. He deliberately exaggerates the immediate danger to pressure Earth into developing space capabilities.
- Bruce Banner locates the Tesseract in downtown New York, where Selvig begins powering it with energy from Stark Industries.
- Nick Fury confronts Basaza and learns that protection against Thanos will require four billion evil souls. Unable to pay, Fury is offered a loan from the banks of Baator.
- Devil banker Alvis presents the loan as a conventional financial agreement, but the contract is secretly a soul-harvesting mechanism. The Security Council accepts it, believing Earth can repay through population growth and increased social conflict.
- The Avengers mobilize toward New York. Thor confronts Loki at Stark Industries, while Iron Man attempts to rescue Annie.
- The chapter ends when J.A.R.V.I.S. reveals that Annie has consumed enormous amounts of alcohol without intoxication and that his sensors cannot detect her heartbeat or body temperature, emphasizing that she is far more dangerous and mysterious than she appears.
2. Character Developments
- Loki remains ambitious and theatrical, but his relationship with Annie reveals a softer, more affectionate side. He views her fearlessness and strange personality as evidence of a kindred spirit and genuinely wants to keep her close.
- Hawkeye is established as a highly capable strategic commander and traitor. His intelligence gathering, sabotage planning, and use of advanced equipment make him central to the invasion’s success.
- Annie continues to behave like an innocent, food-obsessed child, yet her lack of fear, supernatural resilience, and implied connection to her father make her increasingly ominous. She even gives Loki a protective badge, unknowingly—or deliberately—placing powerful protection on him.
- Thor is shown to be direct, honorable, and emotionally conflicted about Loki. He wants to confront his brother but hesitates because Annie is present.
- Tony Stark acts independently and focuses on protecting Annie, though he is unsettled by her attachment to Loki and her abnormal physiology.
- Nick Fury shifts from confidence to genuine alarm after learning about possible planetary-scale weapons. His willingness to accept a soul-based loan demonstrates how desperate the invasion has made him.
- Basaza and Alvis reveal themselves as manipulators. They exploit Earth’s fear to advance Zuo Si’s long-term agenda and turn a temporary crisis into an irreversible financial and spiritual debt.
- The Security Council displays pragmatic but morally compromised decision-making, accepting a dangerous contract because it appears to be the only immediate way to protect humanity.
3. Significant Themes
- Warfare and strategy: The chapter contrasts rigid frontal assaults with intelligence-led guerrilla warfare. Hawkeye’s tactics prove that information and coordination can be more valuable than raw military strength.
- Escalation of technology: Earth’s defenders are forced to confront the growing gap between terrestrial warfare and cosmic weapons capable of destroying planets.
- Fear as a tool of control: Basaza deliberately magnifies the threat to push Earth toward militarization and space expansion.
- Finance as soul exploitation: The “loan” from Baator satirizes predatory banking and debt systems. Devils disguise soul contracts as modern financial services, turning economic desperation into a mechanism for harvesting entire populations.
- Moral compromise: Humanity accepts a contract that depends on future population growth, conflict, crime, and death. Survival is pursued through policies that may ultimately create the very suffering needed to repay the debt.
- Appearances versus reality: Loki appears to be a villain but shows genuine affection toward Annie; Annie appears to be a child but possesses unexplained and potentially overwhelming power; the polite banker appears helpful but is secretly predatory.
- Family and unlikely bonds: Loki and Annie form an unexpectedly close relationship, while Thor’s attempt to reclaim Loki is complicated by Annie’s loyalty and Loki’s emotional attachment to her.
4. Character Interactions
- Loki and Hawkeye: They cooperate as commander and strategist, with Loki trusting Hawkeye’s proven judgment regarding the invasion.
- Loki and Selvig: Loki supervises Selvig’s Mind Scepter-controlled work, relying on him to activate the Tesseract.
- Loki and Annie: Their playful conversation develops into mutual affection. Loki promises her a kingdom made of cake and honey, while Annie gives him a magical protective badge and warns him not to challenge her father.
- Thor and the Avengers: Thor explains the Chitauri threat and Thanos’s influence, alarming the team and correcting Fury’s assumption that Loki has already committed most of his forces.
- Tony, Thor, and Annie: Both heroes struggle to separate Annie from Loki because she refuses to leave him. Their uncertainty exposes their lack of preparation for the child’s presence.
- Fury and Basaza: Fury seeks military protection, but Basaza demands an enormous price and forces him to confront Earth’s vulnerability.
- Fury and Alvis: Alvis presents himself as a helpful financial consultant while quietly arranging a soul-binding contract.
- Alvis and the Security Council: The devil uses familiar financial language and carefully prepared documents to persuade the representatives to accept a disastrous long-term agreement.
- The Avengers as a team: Their deployment is effective but disorganized. Tony and Thor act independently, leaving Captain America frustrated, though Coulson reassures him that their personalities make such behavior inevitable.