Cultivation? Ain't Got No Money For That!
Chapter 149

Unleash It, Yu Zi! Fully Release Our Immortal Dao Potential

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With the conclusion of the Dao Heart Test, Deng Bingding reported the results.

While Zhang Yu's valuation result is unknown, Deng Bingding believes it is mainly limited by the fact that this Dao Heart Test was relatively simple.

The same applies to inflated results for other students.

"In reality, if they were truly coerced or bribed, they would never have gotten such a high price."

"However, it's just a test after all, used to weed out weaklings and focus on students with potential. It's enough to do this much."

In the test results reported by Deng Bingding, in addition to Zhang Yu, Ye Lingxiao, and Yun Jing, who performed exceptionally well, Bai Zhenzhen, who also showed remarkable talent, was also highlighted.

Some students whose basic data was not good enough and whose Dao Heart Test was also lagging behind were also marked, awaiting a decision from higher authorities on whether to eliminate them.

Soon after, the gods present saw the reply above.

A thumb.

This meant that the work had been approved, and the gods, who had been slightly tense, immediately relaxed.

They then received the detailed reply above.

For example, the awards given to Zhang Yu, Ye Lingxiao, Yun Jing, and Bai Zhenzhen were used to encourage them.

Deng Bingding was slightly taken aback upon seeing this. She had anticipated the rewards for the first three, but she hadn't expected Bai Zhenzhen's reward.

After all, in her opinion, although Bai Zhenzhen's performance was special, it was far inferior to that of the other three.

"Could it be that someone higher up... admires Bai Zhenzhen's performance?"

Deng Bingding then looked at the replies above, "Hmm, are there a few other students who need to be eliminated?"

When Zhang Yu opened his eyes again, he found himself back in the registration office.

The middle-aged woman who registered him was sitting behind her office chair, watching him.

Deng Bingding began by saying, "You should still remember the content of the Dao Heart Test, right?"

After all, the Eight Divine Departments nowadays emphasize leaving a record of their work to facilitate future review. All the data from the Foundation Establishment Exam and the Dao Heart Test, as well as all the memories the students experienced in the Illusion Realm, are preserved.

Zhang Yu nodded, finally confirming his guess. "So everything we just experienced was some kind of the Illusion Realm?"

Deng Bingding looked at Zhang Yu with admiration and said, "You performed very well in this Dao Heart Test."

"You are single- Immortal Dao the path of immortality, with lofty goals and unwavering determination. Both I and the leaders above admire you greatly."

"So, to encourage you, the higher-ups have specially approved a bonus."

Upon hearing the word "bonus," Zhang Yu's eyes lit up instantly. Money was arguably the thing he lacked most on his path to Immortal Dao.

But when Zhang Yu saw Deng Bingding flick out a Red Envelope Talisman charm, his expression changed drastically.

Is the bonus also a form of usury?

Are these guys born to rip off students?

Zhang Yu couldn't help but curse inwardly.

Deng Bingding spoke again, saying, "Here is a 300,000 yuan interest-free loan. After you receive it, you will need to repay 5,000 yuan per month for a total of 60 months."

Upon seeing the flying Red Envelope Talisman, Zhang Yu immediately realized how shallow his previous thoughts had been.

He quickly and respectfully accepted the red envelope. "Thank you, examiner. May I ask your name?"

Deng Bingding said calmly, "You can just call me Deng Youshen. I am the examiner for this year's Foundation Establishment Exam."

"Your performance this time has caught the eye of the higher-ups. Focus on your cultivation over the next year and strive to pass the Foundation Establishment Certificate next time. Once you reach the Second Layer, your future will be bright."

Clearly, judging from Zhang Yu's data on magical power, physical strength, and Martial Dao, Deng Bingding did not believe that Zhang Yu could pass this year's Foundation Establishment Certificate.

Zhang Yu understood that this was indeed the case for the vast majority of first-year high school students, and he couldn't argue against it.

At that moment, Zhang Yu respectfully said, "Thank you for your guidance Deng Youshen."

Deng Bingding nodded. "Go ahead."

The next moment, Zhang Yu felt a large hole appear beneath his feet, and he fell into it.

When Zhang Yu came to his senses again, he was already back in the station's toilet stall.

Carefully opening the toilet door and stepping outside, Zhang Yu looked at the crowd of people coming and going and thought to himself, "Is this really over?"

A moment later, after Bai Zhenzhen came out of the women's restroom and the two exchanged a few words, it was finally confirmed that the Dao Heart Test was truly over.

Bai Zhenzhen also received a bonus, which was an interest-free loan of 150,000 yuan.

Bai Zhenzhen breathed a sigh of relief and said, "I didn't expect there would be a bonus for the test. This exam reform is great!"

This bonus was a huge relief for Zhang Yu and Bai Zhenzhen, whose savings had been almost depleted.

However, they dared not linger in the expensive Immortal Capital City, and the two had already boarded the train home.

While Bai Zhenzhen was in the restroom, Zhang Yu pinched the bead on his chest.

The next moment, Fu Ji's voice, as if waking from a dream, echoed in his mind, "Hmm? It's over?"

Before coming to Immortal Capital to take the Foundation Establishment Exam.

Zhang Yu was somewhat hesitant about whether or not to bring Fu Ji with him when he took the Foundation Establishment Exam.

On the one hand, although Fu Ji seems completely harmless to him now, Zhang Yu remembers her identity as Evil God and the process of making the wish back then. He dares not let her out alone and give her a chance to escape his control.

On the other hand, participating in a competition that would attract the attention of the Orthodox God also meant he had to worry about Fu Ji being discovered, or even the possibility of his Ritual Power being discovered.

However, just as Zhang Yu was hesitating, Fu Ji suggested that Zhang Yu take her with him, saying, "If I speak to you or try to investigate the outside world, you might indeed discover my presence. But if I withdraw my consciousness and thoughts and actively give up all investigation of the outside world, I'll be like an inanimate object, more than enough to fool a Foundation Establishment Exam."

"We're in this Same Boat, Shared Fate now. If something happens to you, I'm doomed too. I definitely wouldn't lie to you."

"The so-called Orthodox God have Talisman Arts, while we Evil God have Ritual."

"We may not be as good at making money as the Orthodox God, but when it comes to hiding our tracks and evading detection, how can the Orthodox God compare to us Evil God?"

"If that weren't the case, wouldn't Evil God we infiltrated Kunxu have been captured long ago..."

Fu Ji was willing to say that to Zhang Yu.

On the one hand, she knew that Zhang Yu still didn't truly trust her, and advising him to leave her outside would only increase Zhang Yu suspicions and destroy the little trust they had painstakingly built up over this period.

On the other hand, Fu Ji now sees Zhang Yu as a stock with extremely high potential.

"Based on my years of investment experience, going to great lengths to deal with Zhang Yu now and causing internal strife... is like buying a hot stock and selling it before it has risen much, which is a major taboo in investing."

"For such a hot stock, you must be patient and hold on tight... Just like with Zhang Yu, now is the perfect opportunity to lend him a hand, further gain his trust, and grow the pie together."

"Only after he has truly matured should we consider reaping the rewards."

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"Besides, we've already completed the Ritual, giving me a huge advantage in that regard. Why fight amongst ourselves so early? There's plenty of time in the future..."

On the train right now.

Upon waking, Fu Ji said, "Although I wasn't discovered this time, for a period of time, I felt my sea of consciousness tremble, and it seemed as if Divine Power was surging in the outside world."

"The Foundation Establishment Exam you participated in was of a very high standard."

Fu Ji sighed, "If you really pass the Foundation Establishment Certificate, you'll definitely attract even more attention from the Orthodox God."

"To ensure safety and keep me and the Ritual hidden even deeper, you'll need to help me hunt down my colleagues as soon as possible. When I recover some of my power and my concealment abilities improve, your potential can be further unleashed."

"The boss behind Mo Tianyi is definitely connected to my colleague. You can take him down first."

This was another purpose of Fu Ji's: to use this opportunity to urge Zhang Yu to hunt down the Evil God once again.

Although Zhang Yu did not answer, he was already quite tempted.

Of course, it wasn't just because of Fu Ji's persuasion, but also because of the gap he felt among those high school sophomores in Immortal Capital this time.

"In this year's Foundation Establishment Exam, the strongest second-year high school students are already close to the Qi Refining Limit."

"In another six months, I'm afraid many more students will have cultivated their Dao Heart, magical power, and physical body to the Qi Refining Limit in this exam."

Zhang Yu knew that to deal with a student at the peak of high school level, he would have to push all his stats towards the Qi Refining Peak.

"Unleashing potential, upgrading Feather Scroll... how could I not want to do something like that?"

However, the leader of the poor people is most likely a second-year student at White Dragon High School now. But with the backing of the Evil God and having won competition awards, his strength is probably already at the level of a third-year high school student.

If Zhang Yu wants to make contact with the other party, he needs to make sure that his strength is at the level of a senior high school student.

"Strength... in the end, it all comes down to greater strength."

"And if you want to become stronger, besides improving Feather Scroll, the only other way is to rely on money."

"Do I have to spend time making money again?"

Zhang Yu hesitated for a moment, because he had already devoted too much of his cultivation time to working and earning money.

Although he had a 300,000 yuan interest-free loan, it still wouldn't last long compared to the expenses of his various cultivation practices.

Just then, Bai Zhenzhen, who had just returned from the restroom, looked at Zhang Yu and asked curiously, "Yu Zi, what are you doing, staring at your phone in a daze?"

Zhang Yu said, "A-Zhen, the more I work, the more I understand one thing."

"You can't get rich by working."

"Especially if you want to pass the exam, earning money through part-time jobs is too slow."

Bai Zhenzhen said, "Isn't that obvious? If working could make you rich, why would we need to work?"

Zhang Yu continued, "If you want to make big money, you still have to rely on loans."

"Borrowing is the fastest way for young people in Kunxu to make money."

If Zhang Yu had previously wanted to accumulate strength without relying on loans, then after witnessing the level of the Immortal Capital Master, he felt even more pressure.

There is also an urgent need to hunt down Evil God.

All of this requires him to improve his strength further in the next six months, and he needs to accelerate his cultivation.

The first method he thought of, which was also the most common method in Kunxu, was borrowing money.

Bai Zhenzhen looked at Zhang Yu earnestly and said, "Yu Zi, what you said really resonated with me."

"After witnessing so many 'Immortal Capital Master' in the exam hall this time, I realized that we weren't working hard enough before."

"If I continue working and cultivating 24 hours a day, and keep lying around like this, how can I compete with Immortal Capital Master?"

"Do it, Yu Zi!"

"Our credit rating has definitely improved in the last few months, and our credit limit should have increased significantly as well."

Bai Zhenzhen also took out her phone, opened the platform, took a deep breath, and said, "Let's fully unleash our Immortal Dao Potential in one go!"

The next moment, as the two tapped on their phones, the numbers in their bank accounts changed abruptly.

In that instant, Zhang Yu felt as if he saw rivers of gold flowing into his body, frantically propelling his Immortal Dao Potential.

(End of this chapter)

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