The Banquet
The term "bank money" is a broad concept. Before a bank settles an individual's or organization's money in cash, all money held in a bank can be called bank money.
This is one of the reasons why banks are not too afraid of financial fraud; sometimes, banks even actively participate in it and play a potentially unpleasant role.
The reason is actually quite simple. For example, if Lin Qi wants to borrow so much money, he can't carry all that money on his person all the time, and he certainly can't put so much money in an unsafe place.
All he could do was deposit the money he borrowed from the bank in the bank. Thinking about it carefully, it seems ridiculous, but in a way, it also satisfies the bank's risk control.
Sometimes, banks will even sign a supplementary agreement before disbursing the loan, and the specific amount of the loan will be deposited into a designated special account, which is subject to the bank's supervision.
If the bank deems the risk too high, it can freeze the funds at any time until it deems the risk reduced.
A company borrows ten million from a bank. In principle, the ten million belongs to the company, but it is deposited in the bank. What will happen if the company suddenly goes bankrupt?
The bank has an additional ten million in Bad Debt, but it also has extra deposits and advance interest...
There are many ways to mitigate risks, and the actual person in charge is not as panicked as outsiders imagine about the Bad Debt debts caused by the company's bankruptcy.
Lin Qi's answer left Qiao Geliman speechless. He felt that Lin Qi had already gone all out, but Lin Qi thought it was just a small amount of money, which completely relaxed Qiao Geliman's guard.
What he thought was a huge sum of money was probably just a handful of beans in Lin Qi's eyes. What was he still hesitating about? Qiao Geliman, Joe Griman decided to lend money to Dyson. A full 1.6 million dollars was deposited into Dyson Asset Management Company's account the moment Qiao Geliman signed the document.
Looking at this composed young man, Qiao Geliman finally felt something called "old age" growing within him; he had grown old.
"Are you free tonight?" he asked casually. Lin Qi thought for a moment and nodded.
He had no other plans for the evening. In fact, he was currently in the planning stage of a lot of his work, and the main problem was that he didn't have any money. He had been making empty promises, and now that those promises were almost complete, he naturally needed to find money to fill them.
He had plenty of time and free time before the plan was launched.
Qiao Geliman clapped his hands, making the decision for Lin Qi: "Come to my house tonight. You should try my wife's cooking. We can talk about the work ahead. I believe we'll have some common ground."
As he spoke, he added, "You can also meet my family while you're at it."
His high regard for Lin Qi stemmed from two aspects. The first aspect was naturally Lin Qi's skillful methods and thinking, which were not typical of children his age, indicating that he was destined to be no ordinary person.
Secondly, Lin Qi has a broad perspective and a clear understanding of the big picture, which is also very important.
Some people possess strong execution skills, but they lack a strategic vision. Even if they start faster and better than others, it's difficult for them to go far.
Qiao Geliman believed Lin Qi could, and sometimes he suspected that beneath the young man's youthful appearance lay a soul roughly his own age.
His actions are not at all what a twenty-year-old should do; it's hard to believe!
Lin Qi did not reject the goodwill extended by Qiao Geliman. Before leaving Sabine City to develop his career elsewhere, he had a good personal relationship with the head of the loan business of one of the Big Six Banks banks, which would be of great help to his career.
If a company wants to grow rapidly, this capitalist society has already shown people the simplest and most effective method—mergers and acquisitions.
And this requires money, a lot of money.
After leaving the bank Lin Qi called Cook and the others. After their last meeting, he had asked Cook to find other Truck Driver. With only a dozen or so drivers, he couldn't possibly cover all the cities and towns in the state. He needed more.
These people will also become part of the sixty jobs, which couldn't be more perfect.
After meeting with Cook, he handed over the keys to Cook and asked him to take his men to park all the stuff in the club's open space temporarily, and to check and maintain all the cars.
In the evening, he had dinner with the Qiao Geliman and their children. In fact, Qiao Geliman wanted to get closer to Lin Qi, and he may also have wanted to introduce his children to Lin Qi.
His child is a boy, and like all parents, he is concerned about his child's future. If he can invest in Lin Qi, he can at least ensure that his child will have no worries about food and clothing in the future.
Over the next few days, Lin Qi continued to register branches of Interstellar Trade Company in all cities across the state, and discussed the details of second-hand goods transactions with local City Hall via telephone and other means.
With the support of the Sabine City Hall and the Progressive Party, Lin Qi was very confident. In addition, since this was originally Progressive Party territory, his plans did not encounter too many setbacks. The companies and land in various places were quickly approved, which also filled him with enthusiasm.
He hadn't felt this way in many years, which made him sigh and realize how wonderful it is to be young.
On Friday evening, following the information Ferral had given him, he arrived on time outside the lobby on the third floor of the Holiday Inn in Sabine City. Shortly afterward, Ferral, dressed in formal attire, came out of the lobby and walked to his side.
"Many important guests have come today, including the governor's staff. Although he is also a member of the Progressive Party, his thinking leans towards the relatively conservative side. Be mindful of your manner of speaking..."
He lit a cigarette. "I'm going crazy if I don't finish this cigarette before going in!" He shook his head with a wry smile. There were about seven or eight people around him, some standing alone in a corner, and others huddled together in groups of two or three, smoking and talking.
Everyone was very self-disciplined and tried their best not to smoke in the lobby, which shows that they have a high level of civility, but more likely they didn't want to make a bad impression in front of important people.
Today's banquet is a cocktail party organized by members of the Progressive Party, which is held in the form of a buffet. Such parties are held every now and then, where people can exchange experiences and insights. This is what most people imagine as an "upper-class social event".
Lin Qi, naturally, received a formal invitation from the mayor due to his recent active performance and clear stance. In addition, one of the governor's aides also came to Sabine City, so the mayor asked Ferral to inform Lin Qi and invite him to attend the party as well.
After waiting for two or three minutes, Ferral explained a few things and led Lin Qi into the hall. The party had just started and some people had not yet arrived, making the entire third-floor hall seem somewhat empty.
Most people were gathered around the mayor and governor's staff. These gentlemen in tailcoats held wine glasses and chatted as elegantly as civilized people. Their reserved smiles made them all look so kind and approachable. There was no trace of the ugly appearance they would have when they opened their bloody mouths.
As soon as Lin Qi entered, people took the initiative to greet him, which is one of the characteristics of the "social standards" of Upper Class.
If a person possesses extremely high value, he will become the focus of attention as soon as he appears in people's sight, and people will revolve around him.
But not everyone in this world can be like that. Some people are more dazzling, while others are naturally less so.
Those whose light is dim will actively revolve around those who shine brightly, hoping that some of their light will fall upon them, making them appear less dim.
Opportunities are never something you wait for; you have to actively seek them out to seize them. This is the wise saying here!
"You must be Mr. Lin Qi, right?!" A middle-aged man who looked to be about thirty-seven or thirty-eight years old, with slicked-back hair, walked over and took a glass of wine from a passing waiter's tray for Lin Qi. "It's a pleasure to meet you. I'm Lunite, you may not have heard of me..."
Lin Qi had never heard of the name before. In Progressive Party territory, most businessmen who could establish themselves and do business here were supporters of Progressive Party, Lunite was no exception, regularly contributing Political Donation every year.
But he wasn't very famous. Compared to others, he seemed insignificant. He was just a small businessman, and his presence here was only due to his status as a staunch supporter of the Progressive Party.
Small businessmen like him would actively make friends with everyone, which might make him seem somewhat humble, but once he leaves this place and returns to his own factory, he becomes the most tyrannical King there, ruling everything in a terrible way.
Lunite runs a clothing and Blanket Factory factory, but business has been bad lately, leaving him overwhelmed and his factories essentially shut down.
Small businessmen like him do not have a strong ability to withstand risks in the current situation, which is why he behaves so humbly.
While boasting about how exquisite and inexpensive the goods produced in his factory were, he was trying to find some opportunities through Lin Qi.
"I know about the Secondhand Goods Auction you held; I must say it's a fantastic idea. Do you think there's any possibility of us collaborating?"
His gaze was fixed on Lin Qi, his eyes revealing a hint of expectation, a touch of longing, and a sense of preparedness for disappointment.
He expected to receive a disappointing answer, but less than fifteen minutes into the party, he had already heard five identical responses, and Lin Qi's was perhaps the sixth.
But to his surprise, Lin Qi gave him a slightly different answer.
"Why not?" Lin Qi countered.