We Never Lose Money

"Mr. Lin Qi, please come with me!"

After a brief exchange of pleasantries, Carl led Lin Qi toward the elevator. This wasn't the place to discuss serious matters, but they could talk about other things.

"I was really surprised when Qiao Geliman called me. I never expected that he would have the honor of meeting such an important person as you in such a remote place. He's an enviable guy!"

Carl even discussed the art of speaking and its importance. He praised Qiao Geliman but elevated Lin Qi even higher. This indirect flattery was less blatant and less offensive.

"Mr. Qiao Geliman is a very interesting person, and he helped me a lot when I was starting my career." As the two walked to the elevator, the elevator doors opened.

Inside, a blond elevator operator was already there, smiling as he served the two men.

Once inside the elevator, the elevator operator had her back to Lin Qi and Carl. Whether intentionally or unintentionally, her skirt was probably half a size too small; it not only looked a bit tight, but the outline of what she was wearing underneath was also visible.

Sometimes showing such marks can be considered unsightly and unseemly, but other times it can be quite unique.

The two men's eyes lingered on the staff member's skirt for a moment before they looked away. Elevator operators are a job that only exists in places like this; they don't exist in smaller towns at all. This was quite a sight to behold.

"... While we're still clinging to using 80-point plaster vases and one-yuan glass vases to decorate our shelves, those capitalists have already turned our girls into mere decorative objects. This is a shameless society..."

The above quote comes from a book by a sociologist. It didn't sell very well, but his words are thought-provoking.

The elevator never stopped because it doesn't serve ordinary people, and ordinary people aren't qualified to ride such an elevator. Although there is another elevator on the other side of the lobby, and it is staffed with some people with disabilities, there is an insurmountable gap between the two.

Lin Qi was unaware that in the bank, everyone from the lowest-level cleaners to Middle Class managers considered it an honor to ride in this elevator. As long as they rode in this elevator, it meant that they had been received by senior bank executives.

The elevator stopped on the ninth floor. A young and beautiful girl smiled and stepped out of the elevator car, bending down outside.

From Lin Qi's angle, he could see directly through her chest into the red dress she was wearing, but she seemed completely oblivious to it.

After leaving the elevator, the doors slowly closed. Carl gestured for Lin Qi to walk towards his office, smiling as he said, "Only a little over five hundred dollars, isn't that a great deal?"

He was actually talking about the elevator operator. For just over five hundred yuan, she could keep the company's senior management in a state of smug satisfaction all day long, as if they had "taken advantage of someone else." Plus, she was a pretty girl, making the deal very worthwhile.

For someone like Carl, the growing feminism in society is nothing but bullshit. He can use money to make most girls kneel on their knees. In fact, his attitude reflects the attitude of the real Upper Class in this era.

A haughty, arrogant attitude, an innate sense of estrangement from the Lower-Middle Class, who are seen as mere necessities for social adjustment rather than as equals.

Only those people they can truly respect are considered human to them.

Carl's office was large, probably over 100 square meters, with a bar and a pool table. Behind his desk in the corner was a door that led to what appeared to be a lounge.

Most Federal senior management offices have a lounge, which is one of the reasons why the problem of gender dominance is so serious and rampant in large Federal corporations, as they proactively provide the necessary environment for management.

"Make yourself at home. Would you like something?" He glanced at his watch, then added, "Perhaps some light drinks would be a good choice..."

There were still about two hours until lunchtime, and it wasn't a good time to drink strong liquor in the morning. Coffee wasn't ideal either, and juice... well, there wasn't any juice available, so some light alcoholic beverages would be a good suggestion.

Lin Qi nodded, and he poured Lin Qi a glass, took it together, and then sat down opposite Lin Qi. "I heard you want a larger share?" he said, pushing the glass towards Lin Qi.

Lin Qi took the glass briefly, but didn't pick it up. He simply rearranged the glass slightly and then nodded. "The leverage I got from the exchange last time was too little."

The Big Three Exchanges Federal stock exchanges all have bank counters and even their account managers. These people aim to target major stock brokerage firms and institutions, providing them with a full range of financial services.

From quick mortgages and short-term or even overnight loans to providing leveraged funds at various ratios, they do anything related to money that can make them a little money.

He contacted six banks, but they could only offer him a ratio of eight to ten times the base rate. When he tried to go up a bit, the banks refused.

Lin Qi could understand, since he hadn't demonstrated his talent in this area, so it was normal for the bank to offer a low percentage.

Banks prefer to make sure-fire money rather than risky, and risky, money.

Fortunately, he passed the first hurdle, so now we can talk about the second one.

"I heard about it, ten times, actually that ratio is already quite high..." Carl did not show any agreement with Lin Qi's attitude, and he felt that ten times was really not a small number.

"From the outside, ten times ten dollars may seem like just one hundred dollars, but Mr. Lin Qi, the funds we are talking about are in units of hundreds of thousands or millions. Ten times one million is ten million. The risks in the international Financial Market are unpredictable, and we don't even have time to force liquidation."

"Unless you can provide more guarantees."

There is a certain time delay between international financial transactions, which may only be a few minutes, but this is enough for many people to experience the process of becoming rich overnight and going bankrupt in a very short moment.

To give a simple example, a person has one million, and then gets nine million in leverage from the bank, making a total of ten million.

Three minutes ago he earned 10%, which means he actually made a million with a million. Without leverage, he would have needed to make at least 100% profit to achieve this.

But with financial leverage, he could bring home a million with just a 10% profit.

However, due to transaction delays, even if the value of what he bought drops by 5% in just five minutes, the bank may force liquidation to protect its own interests.

Five percent of ten million is five hundred thousand, so the bank can ensure that its nine million is not lost and still make a profit of five hundred thousand (according to the contract).

However, if the market fluctuation exceeds 5%, 10%, or even 15%, even if the bank liquidates the position immediately, the leveraged investor will not only lose the initial million but also incur an additional loss of 500,000 to the bank, as well as the negotiated leverage fees, which can be referred to as handling fees or interest.

The higher the leverage, the greater the risk. With a leverage of 100 times, a bank can only bear 0.5% of the risk, and with a leverage of 200 times, a bank can only bear 0.1% of the risk.

Without collateral or behind-the-scenes dealings, how could a bank so easily extend leverage by a hundredfold? It's worth noting that in the international futures and foreign exchange markets, fluctuations of around ten percent within a short period are quite common.

Even if an account does make a profit according to the game theory at the close of trading, in reality, any fluctuation during the process is enough to force the account to liquidate and go bankrupt.

In Carl's view, the 10x leverage already puts a lot of pressure on banks. The current economic situation is also sluggish, and with the Federal Government promoting Credit Loan, banks are actually not very willing to invest too much cash in high-risk financial activities.

If Lin Qi wants to get a larger share, he must provide a guarantee.

If he cannot provide a guarantee that ensures the bank's interests, Carl will at most raise the ratio to twelve or fifteen times, but no more.

Lin Qi was silent for a moment. He opened his briefcase, took out a document, placed it on the spacious coffee table, and pushed it over.

Carl didn't open it immediately. Instead, he examined it for a few more moments, both the documents and Lin Qi, before slowly picking it up and casually asking, "What's this?"

"Money!" Lin Qi picked up his glass and took a sip. "A lot of money!"

Carl was amused by Lin Qi's words before he could even look at the document. He glanced at Lin Qi over the top of the file and said, "I hope it is, but first I have to see it..."

Lin Qi didn't bother him anymore. Carl examined the document very carefully, putting down several files along the way and going into the inner room to make a few phone calls. Soon a group of people arrived, apologizing to Lin Qi as they gathered around the desk to audit the document.

You could tell these people were a mix of excitement and nervousness. For banks, this kind of sure-fire business was exactly what they wanted! It wasn't until almost midnight, after Lin Qi had been sitting there for over an hour, that they finally got their results.

"A lot of money!" Carl exclaimed as he sat back down opposite Lin Qi. "May I ask how you got this contract?"

Lin Qi shook his head. "No comment. That's a trade secret. Does it carry enough weight?"

Carl hesitated. He knew it was enough, but he had to act as if it wasn't, so that he could negotiate a lower price later.

Before he could even begin to show any struggle, Lin Qi interrupted his performance, saying, "We all know its value. If you say 'no' now, I'll go across the street."

Across the street is another very prestigious bank called Prosperity Gold (Silver) Bank)!