Lord: Becoming a War Criminal After the Villain's Ruin
Chapter 420

Edward Bismarck's Financial Version of the Debate of Culture and Barbarians

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"We humans have gone through it twice."

"No matter which country or royal family grew powerful, they would be suppressed."

"For years, it was the Empire. Now it's your country."

"The current world is a tangle of civilization and barbarism, each interwoven with the other."

"And there are countless foolishly kind-hearted commoners."

"In the world today, the only countries that can be clearly divided into civilized and barbaric are the Demon Race, the Elves, and the alliance and nation of the Grand Commander."

"Even Emperor Louis of the vampires, who seems barbaric, is actually civilized in his way of thinking. He isn't barbaric, yet he has allied himself with barbarians."

"The Demon Race—no, the usurious demons, or rather, the financial demons."

"These people are the most barbaric of all!"

"The merchant associations run by demons let everyone deposit their money with them, then issue paper deposit slips. They use those slips as IOUs and lend money to kings to wage war!"

"On the surface, they let everyone deposit money, making things convenient for all."

"But I can see clearly that all they're doing is gathering the wealth of the world."

"Essentially, they don't have to put in the slightest effort themselves to reap enormous wealth."

"Whether from kings or commoners."

"I believe their ultimate goal isn't to make money, but to create masters and slaves."

"Because every time they lend money, it isn't their own. It's the money deposited with their merchant associations by other people."

"They also earn interest. Their profits come from interest."

"But where does that interest come from?"

"The king will inevitably tax his subjects to pay that money."

"Suppose the country's tax revenue was originally 3,000 gold coins. The king spends it all, and runs out of money."

"Then the king borrows another 3,000 gold

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