Class D Gets Sucked Dry

"What I am offering you is not a discount of 100,000 private points, but a discount of 3,600,000 private points. I hope you do not forget that fact!"

"The students in my class who were injured suffered more than just physical harm; they have been left with psychological trauma as well. It is hard to say whether they will even be able to return to the Basketball Club for training after they recover."

"The Basketball Club will be selecting its official members soon. Given the skill level of those two students, they had a very high chance of being chosen to join the team for large-scale off-campus competitions to build their resumes. Now, they are forced to recuperate because they were beaten by students from your class."

"They haven't just missed out on a spot on the roster; their lives have lost a chance to pursue their dreams because of this incident. This is something that will affect these two students for the rest of their lives! We are simply trying to secure the maximum possible compensation for them. Is there anything wrong with that?"

Ryuen had already lowered the price once. This time, with Hirata speaking up, he was unwilling to concede easily again, as it would make him appear soft.

Therefore, he chose to play the emotional card, elevating the incident to the level of life aspirations and standing on the moral high ground to lecture Hirata.

"But, but these points..."

After listening to Ryuen's emotional appeal, Hirata felt he could no longer continue to bargain. He only knew that these points were useful, but he did not know exactly what they were for, nor did he know that these points could be exchanged for money at a certain ratio upon graduation.

So, he felt extremely guilty. On one hand, it was toward his classmates, as he was powerless against what was happening before his eyes and could only let them shoulder a heavy debt for the next three years.

On the other hand, it was toward the two Class C students Ryuen mentioned, because even though he did not know their specific basketball skills, Sudo had ultimately taken away their chance to chase their dreams.

"If you cannot scrape together that many points for the time being, I have a solution for that as well."

Feeling that the timing was right, Ryuen pulled the pre-prepared agreement out from a stack of documents in his drawer.

He had long since prepared various agreements. His bottom line this time was 1.5 million for the second condition and 500,000 per month for the third, but his opponent was too weak, so he only succeeded in cutting the price once.

"The interest rate is still too high; we cannot accept this. However, we will go to Class B to borrow the points to pay off the debt, so—"

"No problem. I have considered that as well. After all, only Class B would lend money to your Class D. Let's replace the agreement with this one instead."

Hirata rejected the agreement Ryuen offered again because there was a problem with that document.

As everyone knows, normal interest rates fluctuate according to bank standards, and the calculation method follows bank algorithms.

However, the agreement Ryuen provided used the compound interest method, meaning the interest would be added to the principal—a common tactic used in loan sharking.

Furthermore, it forced Class D to pay back in 12 installments with a 5% monthly interest rate, which was even more ruthless than typical usury.

Hirata and his group could never accept such an agreement, so Ryuen brought out an alternative plan.

If Hirata and his group borrowed points from other classes, then until Class D paid off the full amount to Class C, the total amount owed by Class D would be calculated using the compound interest method.

It also used a 5% daily interest rate, with the difference being that as long as Class D could pay it off within the day, they would not have to pay interest. If they could not pay it off today, the interest would start snowballing crazily.

Knowing that Class D could no longer refuse, Hirata and Kushida agreed to this alternative plan. I then went to the faculty office to call Hoshinomiya, the homeroom teacher, to act as a witness, and both sides signed the three agreements together.

"Class D has really been pinched by you and your Class C, Masaryu. Have you considered joining Class B?"

After Hirata and Kushida left with the agreements, Hoshinomiya, who served as the witness, laughed.

She was genuinely happy to see Class D fall into the abyss.

That repayment agreement, which Class D had to pay every month, was like a sword hanging over their heads. 900,000 private points per month meant that Class D's death line for class points was raised to over 225 points.

As long as Class D's class points dropped below this threshold, they would either have to continue borrowing to pay the debt or suffer the consequences of failing to pay.

If they chose to continue borrowing, Class D would be manipulated by Class B and Class A.

If they chose to fail the repayment, Class D would have to unconditionally help Class C whenever needed and follow the leadership of Ryuen and his group during special exams; any dissenters would be expelled.

Moreover, the points would still have to be paid, just delayed for some time; the points Class D received each month would be siphoned off in advance.

No matter what they chose, Class D had already lost the qualification to be a player.

"Teacher Hoshinomiya, mercenaries require payment. I believe you know that."

Class D was doomed, and Class C had basically finished draining them. Ryuen had already informed them of the intelligence after Hirata and the others signed the agreement.

This would also give them a reasonable excuse to scrape together points: spending 2 million points to purchase intelligence from the homeroom teacher to save their class points—how upright and visionary that sounded!

"The teacher was just making a little joke. See you next time."

After failing to tease me, Hoshinomiya left.

"So, that's that. The siege part is successfully concluded; it's time to start the psychological warfare."

I walked onto the podium and projected an image onto the screen to show the rest of Class C.

"This is a front-facing photo of a funeral hall that I spent a long time looking for. When the time comes, let's all work together to decorate the activity room. We can make the props ourselves, and we'll use this photo to replace the deceased's portrait."

What was currently displayed on the screen was the photo Ryuen had originally shown Hirata.

"We must frame this photo properly to ensure it brings a little bit of 'spiritual shock' to the Class B students we invite!"

Such a scene was simply too cool! It made my brain spin wildly.

It would be even better if Sudo got angry and smashed something again during the apology!

"Tch! What is this? You call this decoration humiliation? Ishizaki!"

"Present!"

"Take a few people to the school's printing room. Print out all the photos in this folder and frame them along with that one. At the apology scene, everyone in the class will hold a framed photo of Sudo bullying you with both hands, surrounding him like that—that is what you call ultimate humiliation!"

Ryuen added to my plan. Although I felt the scene might become a bit strange, somewhat like a CG from a game I played in my past life, it was indeed an excellent plan!