As Expected, Unlimited Credit

Wang Dong'er walked back and forth in front of the Golden Radiance Left Arm Bone for the third time.

Xiao Xiao couldn't stand it any longer and was about to speak when Dai Huabin walked over from another row of display cases.

"Have you all decided what to do?"

Cui Yajie nodded. "I've looked, but I'll just look."

Dai Huabin glanced at the expressions on the faces of the group.

Xiao Xiao looked conflicted, Cui Yajie remained relatively calm, and Wang Dong'er was casually glancing towards the fifth display case.

He roughly knew what was going on.

"Did you know that Shrek Academy offers credit lines to its Outer Academy disciples?"

As soon as these words were spoken, everyone's attention turned to them.

Xiao Xiao blinked. "Buy on credit? That means take the goods first and pay later?"

"Almost."

Dai Huabin leaned against the display case.

"The Treasure Gathering Pavilion's credit system is linked to the academy, and the credit limit is determined by your core disciple rating. How much you incur on credit will be repaid later using tasks, contribution points, or directly in cash."

He paused for a moment, then added:

"However, buying on credit means a deeper connection with the academy. If you owe the academy, it will be harder to refuse some things in the future."

Upon hearing this, Wang Dong'er's mind raced.

She looked up. "Then your credit limit must be the highest, right?"

That's a pretty direct question.

Dai Huabin shook his head. "I don't know, I haven't had it tested."

"How about we get it appraised?" He gestured with his chin toward the counter.

Xiao Xiao was the first to get excited and grabbed Cui Yajie, ready to leave:

"We definitely have to go check it out! The class monitor is definitely the tallest, and maybe Lulu and Sister Xue'er are tallest too."

Cui Yajie stumbled as she was pulled. "What's the rush? It's not like you have a higher credit limit."

"I'm just curious."

Zhu Lu, following behind Dai Huabin, softly added upon hearing this:

Maybe.

Ice Empress's interest was piqued, and she flicked her emerald green twin tails:

"Then let's go over and have it appraised. I want to see how much face the academy will give us."

Snow Empress didn't speak, but she stood up as well.

Dai Huabin led the way toward the counter, and the seven of them walked in a line, making them quite eye-catching in the second-floor exhibition hall.

On the other side, Ning Tian stood in front of a display case in the distance, his finger resting on the information plaque of a jade Soul Tool, but he wasn't looking at it.

Her attention was entirely focused on Dai Huabin.

The seven people walked towards the counter together.

Several thoughts raced through Ning Tian's mind.

Credit limit...

If Dai Huabin uses the academy's credit to buy things, it would be owing Shrek Academy a favor. Given his personality, he's unlikely to want to tie himself down too tightly.

What if we don't use the college's information?

What if we used the money from her Nine Treasures Glazed Tile Sect?

The Nine Treasures Glazed Tile Sect School is incredibly wealthy. She could easily pull out tens of millions of Gold Soul Coin from her person.

It's better for Dai Huabin to owe her something than for the college to owe it to him.

I owe the college a favor, and whatever the college uses to bind me is just a formality.

The favor I owe her is a personal one.

Having thought this through, Ning Tian had already made up his mind.

She patted Wu Feng's arm. "Let's go."

Wu Feng was taken aback. "Where to?"

"Counter."

Wu Feng opened his mouth, glanced at Ning Tian's expression, swallowed his words, and quickly walked over.

She felt that her young master had been acting more and more daringly lately.

Behind the counter on the second floor of the Treasure Gathering Pavilion stood a manager in his thirties.

Dai Huabin handed over the dark gold invitation. The steward took it, glanced at it, and then looked at Dai Huabin's school badge. His attitude immediately became much more respectful.

"Young Master Dai, please wait a moment while I check your credit limits."

The manager pulled out a flat crystal screen from under the counter; it was used for identifying Soul Tool. He then had each person affix their school badge to the screen.

Cui Yajie the first one.

The crystal screen flashed and displayed a number: one million Gold Soul Coin.

"One million," the manager read aloud.

Cui Yajie raised an eyebrow. "Quite a few."

Xiao Xiao's second answer, "One million. Hey, the same as Yajie's."

Wang Dong'er also stepped forward and stuck it on.

One million Gold Soul Coin.

The three people have the exact same credit limit.

Wang Dong'er's heart sank. A debt of one million was far from the nine and a half million Soul Bone she needed.

She didn't let her expression change, and stepped aside to stand properly.

Xiao Xiao leaned closer and whispered, "One million is a lot, isn't it? I heard that ordinary students don't even have a quota of 100,000."

"Hmm," Wang Dong'er responded with a single word.

It was Zhu Lu's turn.

The manager pushed the crystal screen over, and Zhu Lu pasted the school badge on it.

The crystal screen flickered twice.

The manager paused for a moment, then looked at the numbers again.

"Miss Zhu Lu... unlimited credit, no price limit on individual items."

Cui Yajie almost dropped her teacup. "Huh?"

The manager explained:

"Miss Zhu Lu is on the specially approved core disciple list. There is no limit to her credit limit, and she can directly pick up any single item."

Zhu Lu herself was a little surprised, and she turned to look at Dai Huabin.

Dai Huabin nodded at her without any expression.

The manager glanced at it and was no longer surprised. "Young Master Dai Huabin also has an unlimited limit, with no price limit on individual items."

"The class monitor is indeed the best!" Xiao Xiao clapped her hands.

Ice Empress snorted from the side, "Nonsense, look at the treatment he's getting now."

It's Snow Empress's turn.

The crystal screen displayed the result again: Unlimited quota.

The manager was completely numb this time and mechanically read it aloud.

Three S-class cars, three one-million-dollar cars.

Ice Empress stepped closer, wanting to try as well, but the manager gave her a troubled look. "Young lady, do you have a student certificate?"

Ice Empress flipped their hand; there was nothing there.

"I am not a student of the college."

Ice Empress pouted, crossed her arms, and stepped aside, her emerald green ponytail swaying twice, her expression full of defiance.

Snow Empress said calmly, "Bing'er, you weren't planning to buy anything."

"I just want to take a look!"

Cui Yajie tugged at Ice Empress: "Alright, alright, what are you looking at? I'll buy you whatever you want."

Ice Empress glanced at her, snorted, but didn't cause any more trouble.

Dai Huabin stood in front of the counter and nodded slightly. Wang Dong'er, Xiao Xiao, and Cui Yajie each received one million.

As a core disciple, this is already a preferential treatment. In the original novel, Wang Dong'er's quota for her first year of enrollment was only 100,000, but now it has been increased tenfold.

That at least gave them face.

But here's the problem: using the college's credit means owing the college.

Dai Huabin's current attitude towards the Shrek Academy is cooperation rather than dependence.

I've secured the qualification for Golden Tree Meditation, and my daily resources are now guaranteed.

If he were to borrow a large sum of money from the Treasure Gathering Pavilion again, he would find it even harder to refuse any tasks the academy might ask of him later.

Of course, that piece of Millennium Whale Rubber only costs six Gold Soul Coin, which he can afford himself.

The key is Wang Dong'er's Golden Radiance Left Arm Bone.

Nine million five hundred thousand.

He could use his credit limit to buy it on credit, but that would mean he would owe the Sea God Pavilion another sum of money.

As Dai Huabin was pondering this, he heard footsteps behind him.