Massive Cash

After breakfast, Zhang Yang dropped Bei Wei off at her company and then prepared to go to the bank to check on the loan.

Mortgage loans are a service offered by most major banks.

However, in his case, he also needs to have proof of business operations, so there are quite a few conditions, and the maximum loan amount he can get is nowhere near what he imagined.

Sure enough, I visited several major banks.

Loans are no problem; he meets all the hard requirements, and the properties in COFCO Seaview No. 1 are extremely valuable.

However, it's unlikely that you can borrow over 100 million, and even tens of millions would be difficult.

The reason why a house worth a few million can be mortgaged for 80-90% of its value is because the house is easy to sell and there are potential buyers. However, for a house worth hundreds of millions, even if the bank wants to auction it off, it is difficult to find a suitable buyer.

Therefore, being able to borrow forty or fifty million is already quite good.

This number is, of course, far from the number Zhang Yang has in mind.

"Fine, I'll sell it then." Zhang Yang didn't hesitate and made the decision immediately.

He was definitely reluctant to part with it, after all, the previous owner Luo Xinyu, truly appreciated his taste, and the renovation was very satisfactory. There were also some fond memories in the house at COFCO Seaview No. 1.

Although I haven't owned this house for long, I still have feelings for it.

However, considering that industry is worth over a billion yuan, the price is clearly lower than its actual value. This is a once-in-a-lifetime opportunity.

Upon realizing this, he immediately banished all other thoughts from his mind.

As for selling the house, there was no need to go far away. Zhang Yang's first reaction was to go to his old classmate Pei Xiaoru.

In the morning, at Anjia Real Estate Pudong Branch.

Zhang Yang sat in the shop, facing Pei Xiaoru, and tried to downplay his needs.

"What? You want to sell the house?" Pei Xiaoru couldn't hide her surprise.

"Yes, I need money." Zhang Yang didn't elaborate.

Pei Xiaoru stared at Zhang Yang and noticed a slight melancholy in his expression, though he seemed more carefree and dashing than before. This gave her a sudden jolt.

"Zhang Yang, is there some kind of business problem at home?"

Pei Xiaoru couldn't think of any other possibility besides a family in dire need of money due to financial difficulties. The sudden urge to sell the house, coupled with his expression, suggested a complete financial crisis.

"Huh?" Zhang Yang was taken aback, thought for a moment, then nodded and casually admitted it.

"Yes, I guess so."

"Something very serious? So serious that you need to sell the house?" Pei Xiaoru asked tentatively.

"Yeah, they're going bankrupt. Mansions and luxury cars are all a thing of the past." Zhang Yang joked casually, wanting to see Pei Xiaoru's reaction.

"I reckon this is the last time I'll take care of your performance."

"Ah? It's nothing, it's nothing?" Pei Xiaoru quickly waved her hand, then, as if mustering her courage, said, "Actually, I..."

"What do you want to say?" Zhang Yang asked.

"I... never mind, I'll talk to you later." Pei Xiaoru's cheeks inexplicably flushed, and it was unclear what she was thinking. "I'll help you register your property listings and find clients. By the way, how much are you planning to list it for?"

"Well, how about 140 million?" Zhang Yang knew that the luxury housing market had recently rebounded and prices were rising.

Moreover, large-sized apartments like those in COFCO Seaview No. 1 are always very rare; they're not the kind of properties that are everywhere.

Each set that comes out is quite rare.

"Okay." Pei Xiaoru didn't say anything, and silently helped Zhang Yang register the room.

"Please try your best to push it out for me; the agency fee will be paid in full," Zhang Yang advised.

"Look at what you're saying, we're practically family!" Pei Xiaoru said with a light reproach. "By the way, let me treat you to lunch, it's almost noon."

"I'll treat you." Zhang Yang stood up.

"Oh, stop being so stubborn. You've fallen so low that you're almost at the point of having to sell your house," Pei Xiaoru said, shaking her head.

The two walked out of the store and walked together for a while. Pei Xiaoru tentatively put her arm around Zhang Yang's arm and looked at his face.

"Are you alright?" she asked softly.

"What could possibly be wrong with me?" Zhang Yang touched his face, thinking he didn't look like anything was wrong.

It's just a slight headache about how to raise a few hundred million.

Damn it, did he overdo it?

"Zhang Yang, actually, I still have some money here. I still have some of the brokerage fees I earned from you. Why don't we just return it to its rightful owner?" Pei Xiaoru took a small breath and grasped Zhang Yang's hand.

"Oh, no need for that," Zhang Yang quickly declined.

Bite!

The host has triggered a special event: living off a woman's kindness and demanding a 100x return.

Event Details: Within one week, any expenses incurred by the host for the host by a member of the opposite sex, including but not limited to money transfers, meals, travel, etc., will be returned to the host's account in cash at a rate of 100 times the amount (with a maximum return of 300 million).

Upon hearing this, Zhang Yang was initially delighted, but then his face turned bright red.

"Why not use it? Is it too little?" Pei Xiaoru looked up at Zhang Yang.

Zhang Yang sighed softly and pulled Pei Xiaoru into his arms, feeling a little guilty.

"Well... it's not easy for you to make money either, and besides, I'm in such a big financial bind..." Zhang Yang hadn't even finished his sentence.

"Every little bit helps," Pei Xiaoru said without hesitation.

"You've already sold your house and car, how much are you still short? I still have a few hundred thousand on hand, and there's another sum of money I transferred to my parents so they could use it for a down payment on a house. I'll get it back."

Zhang Yang was a bit dumbfounded.

"Aren't you afraid of losing everything? I might not be able to recover."

"I'm not afraid, anyway, it's all money I earned here," Pei Xiaoru said with a smile.

"No, no." Zhang Yang shook his head, completely dispelling the slight temptation he had just felt.

Even if Pei Xiaoru's money were to become a hundred times more, amounting to tens or even hundreds of millions of yuan, and were returned to his account.

But honestly, he couldn't bring himself to do such a thing.

"You're not going to ask your girlfriend for this, are you? I advise you not to," Pei Xiaoru said after a moment's hesitation.

"Why not?" Zhang Yang asked with a smile.

"I'm not trying to stir up trouble, but I think it's better if you don't tell her about this yet," Pei Xiaoru said softly. "You bought her a car and a house before, and now you're asking her for money again. What do you think she'll think?"

In the past, Zhang Yang would definitely have given him a few words of criticism.

But now, faced with a girl who wants both her savings and the money she needs to get back from her parents to buy a house, he really can't say anything else.

"Listen to me, I'll give you the money, just take it, pay me back when you have more money." Pei Xiaoru wrapped her arms around Zhang Yang's waist. "I believe you."

"Why are you doing this?" Zhang Yang looked at Pei Xiaoru in his arms and finally couldn't help but ask.

"Because... I like you." Pei Xiaoru said frankly, her eyes bright. "I won't say 'love,' the word is too heavy. I can't love you to the point of death. I'm helping you for no other reason than to do something for you. Zhang Yang, it's okay, we can always start over! Keep going!"

Zhang Yang felt a sense of loss, a bittersweet mix of pain and joy.

After having lunch nearby, Pei Xiaoru transferred all the hundreds of thousands of yuan in her account to Zhang Yang.

"Keep all of these. I'll find a buyer for the house as soon as possible. Oh, and wait a bit about the money with my parents; I'll contact them."

"Alright, alright, you'd better not bring it up with your uncle and aunt anymore," Zhang Yang quickly interrupted.

He was afraid that if Pei Xiaoru spoke up, he would be secretly cursed by her parents.

What should we say? We should call him a liar and say that Pei Xiaoru has met the wrong person.

Imagine if you were in the parents' shoes. If their daughter suddenly wanted to lend a man the money she had saved for buying a house, their first reaction would definitely be anger, fury, and they might even want to confront him immediately.

"It's alright, don't worry about it." Pei Xiaoru tiptoed and kissed Zhang Yang, her eyes filled with tender affection.

On the way back, Zhang Yang sat alone, looking at the 50 million that the system had just returned to his account, and cursed himself inwardly.

He wasn't the kind of scumbag who would stop at nothing to achieve his goals.

The new event is actually quite simple and requires no further explanation.

With a total cashback amount of 300 million, theoretically, the girl would need to pay him 3 million.

It was a great opportunity to make money, but it also put his moral bottom line to the test. He really couldn't bring Zhang Yang to ask the girl for money; it felt like it would go against his image.

However, money is hard to earn and life is tough. If such a good opportunity fell into someone else's lap, they would fight tooth and nail to try it.

Ignoring the burning sensation on his face, Zhang Yang took out his phone.

He'll leave Bei Wei for now; he still needs to maintain his image. After all, how could someone who gives away houses and cars have to ask for even a few hundred thousand?

Even if Bei Wei would transfer his money without hesitation.

Looking at his WeChat, he receives many inquiries, including quite a few from girls who are willing to lend him money without any guilt.

From Zhuang Jiayi, whom I met by chance while traveling in Rong City, to Luo Xinyu, the former landlord, Tao Xiaoxiao, an offline fan of my Little Blue Book, to Dai Lu, whom I bumped into at a bar, and even the others I met at Yinghai.

"Let's ask that little scumbag Wang Luyao first." Zhang Yang looked at Wang Luyao, who had been contacting him the most frequently.

I ran into this scumbag girl at a bar when I went back to Yinghai a while ago. She even had a conflict with her boyfriend, who asked her for money, and he didn't feel guilty at all.

"Are you there?" he asked.

A reply came shortly after.

"I sent you so many messages and you didn't reply. Why are you replying today? Do you want to play a friendly match? What a coincidence, I'm free tonight." Wang Luyao went straight to the point.

Honestly, it's pretty good to have a girl with whom you can maintain such a pure relationship.

Everyone got straight to the point, without any unnecessary chatter.

"Uh, do you have any money? Can you lend me some?" Zhang Yang asked her directly for money.

"Huh? You want to borrow money from me?" Wang Luyao was taken aback at first, then seemed to realize what was going on. "Fine, are you trying to discourage me by doing this? Dream on! Tell me, how much do you want? I'm not afraid."

Zhang Yang chuckled, genuinely surprised that Wang Luyao could imagine things like that.

"One hundred thousand, is that possible?"

"I don't have 100,000, but I have 50,000. Wait for me a moment," Wang Luyao said directly.

In a short while, 50,000 yuan was transferred in.

In the blink of an eye, the system immediately returned five million in cash.

Zhang Yang blinked, savoring the exhilarating feeling of acquiring money; he genuinely felt quite satisfied.

What's the point of saving face? They borrow from everyone, it's not like they're not going to pay them back.

Starting with Zhuang Jiayi, Zhang Yang began shamelessly borrowing money. He didn't need to explain anything when he asked for money; he just asked directly.

"Are you free? Could you lend me some money?"

"Yes, how much do you need?" Zhuang Jiayi agreed readily without even asking what he intended to use it for.

"The more the better," Zhang Yang said without hesitation.

"I can lend you 30,000. I was planning to go to Hong Kong Island this summer, but I'm thinking about it and will think about it later," Zhuang Jiayi said.

In no time, the 30,000 was transferred, and the system then returned another 3 million in cashback.

Following the same method, Zhang Yang borrowed money from several more girls without encountering any obstacles. It went so smoothly that he himself began to doubt his own charm.

"Am I really that trustworthy?" he muttered to himself.

In the blink of an eye, the system cashback he received had exceeded 70 million.

"And this rich woman." Zhang Yang's finger hovered over Luo Xinyu's profile picture, hesitating slightly.

He's faking bankruptcy. Luo Xinyu is genuinely selling her house to help her family through this difficult time. Is it appropriate for her to lend her money?

"Um, if you have some free time, could you lend me some money to tide me over?" Zhang Yang sent a message to Luo Xinyu with a flushed face. Due to the time difference, he didn't know if Luo Xinyu was available at the moment.

"What? You're short on cash too?" Luo Xinyu immediately sent a video call.

"I need some money urgently, just tell me if you have any," Zhang Yang said casually, glancing at Luo Xinyu in the video, who was wearing a tank top and had fair shoulders.

"If others can't lend you any, then you can. If not, I'll find a way to get you some." Luo Xinyu chuckled softly. "Give me your account number. I won't ask how much you need. In short, I can only transfer you 1.5 million at most right now. You know I'm not exactly flush with cash right now. If it were before, I could easily lend you five or six million."

"Thanks, I'll pay you back soon." Zhang Yang was overjoyed.

Luo Xinyu's transfer of 1.5 million yuan means she'll receive 150 million yuan!

Including the previous 70 million, and the tens of millions he already had, he suddenly had a total of over 200 million in cash on him.

The exchange industry is settled!

"No rush, if I need money, I'll ask you for it. Okay, bye... I'll transfer the money to you." Luo Xinyu ended the video call cleanly and decisively.

Zhang Yang put down his phone, feeling a sense of relief.

The money is enough, but considering it's a total cashback amount of 300 million, I've always lamented that my cash flow doesn't match my wealthy status. Now, with such a rare opportunity to boost my cash flow, I can't afford to waste such a great amount, can I?

Therefore, Zhang Yang's evil clutches eventually reached out to those around him.

He didn't look for Bei Wei, but instead asked Bei Jiajia first.

"Bei Jiajia, are you there?"

"Yes, yes, brother-in-law, is there something you need?" Bei Jiajia replied quickly.