Konoha Year 41, March 18.
"Crap, crap, crap..."
Uchiha Obito, wearing goggles, sprinted toward the Ninja Academy. But by the time he arrived, the teachers had already taken down the banner for the enrollment ceremony, and the students who had attended had scattered.
He was late!
Missing the enrollment ceremony meant that even if he passed the assessment, he wouldn't be able to enter the Ninja Academy. He would have to wait another year.
Uchiha Obito couldn't help feeling dejected.
As he passed by, Kakashi, wearing a scarf and carrying his enrollment documents under one arm, suddenly stopped. He glanced back and said, "Anyone who's late to something this important doesn't deserve to get into the school. You're out of luck!"
As he spoke, Kakashi shrugged.
Uchiha Obito turned around and glared at Kakashi, who was full of snide remarks. He gritted his teeth. That jerk really knew how to get under his skin.
Just then, an angelic voice rang out.
"It's okay. I got your documents for you!"
Uchiha Obito turned and saw Nohara Rin smiling warmly, her hands holding the documents.
In that moment, the girl's smile etched itself into his heart. Uchiha Obito blushed, clasped his hands together, and grinned. "Thanks for helping me! I owe you one. I really appreciate it!"
Nohara Rin smiled. "You don't have to be so formal."
Kakashi glanced back at them, pursed his lips, then walked away with his hands in his pockets.
Under a tree by the roadside not far away, Shita Genichi watched this classic scene unfold. For some reason, he felt as if he'd just witnessed history.
His surname was Shita, and his given name was Genichi.
In fact, as far back as three generations, his ancestors had all gone by their given names alone.
Of course, the surname Shita hadn't been chosen by Genichi himself. It was his father's doing.
Because his father had high hopes for him, and because he wanted to commemorate the place where he and his wife had fallen in love beneath a tree, he had given their son the surname Shita.
It was very Japanese.
Though his father claimed he'd thought long and hard before making the decision, Genichi knew he'd only come up with the surname on the day his son passed the Ninja Academy entrance exam.
Turning around, Shita Genichi strolled home and focused his attention on the mysterious, brilliant purple orb in his mind.
He'd seen it that morning, after awakening the memories of his past life.
A standard perk for transmigrators. Nothing unusual.
He'd been busy with the enrollment ceremony, so only now did he have time to look into it.
"Can I claim achievements from the future in advance?"
Shita Genichi picked up on the information within the purple orb.
"Can I cash in future achievements early? Like getting paid in advance?"
"No, it should be called an overdraft, right?"
"Actually, it seems like I don't have to pay it back."
Shita Genichi pondered to himself. "Still, this cheat is a little hard to understand. It'd be nice if it were more straightforward."
As he thought that, the purple orb suddenly changed. It unfurled in an instant, forming a panel.
The panel was extremely simple. It had only two options.
[Overdraft of Future Decade][Overdraft of Future Century]
Moreover, only [Overdraft of Future Decade] glowed purple. The other option was gray.
"Now that's what I'm talking about! This has style!"
Shita Genichi was secretly delighted. Then another thought occurred to him. "It'd be nice to have an explanation."
The next moment, a line of text appeared on the panel.
[Future achievements that can be overdrafted (claimed in advance) include ninjutsu, experience, and other accomplishments, but not memories]
"So it doesn't include memories... That's fine. I may not remember much of the plot, but now that I've transmigrated here, plenty of the so-called plot points will change."
"But the intelligence about people and events won't change. Even without memories of the future, I'll be fine."
"The important things are ninjutsu and... experience!"
Shita Genichi was secretly excited.
Honestly, after awakening his past-life memories and realizing he'd transmigrated to the Naruto world, Shita Genichi had been on edge.
The Naruto world was no place for an ordinary person to survive, especially not this cursed place, Konoha.
Though fortune favored him, danger lurked everywhere.
Besides, becoming a ninja was inherently dangerous. Everyday missions were one thing, but the several Ninja World Wars had each been a catastrophe.
Of course, he could choose not to become a ninja.
But compared to being an ordinary person, powerless in the face of disaster, Shita Genichi would rather become a ninja and take his chances!
"With a cheat like this, I'm overpowered too!"
Brimming with anticipation, Shita Genichi quickened his pace.
When he got home, his parents were busy.
They ran a Dango Shop. The shop was downstairs, and their home was on the second floor.
"Dad, Mom, I'm back! The enrollment ceremony went smoothly!"
Shita Genichi waved the documents in his hand, then dashed upstairs.
Genichi's father watched his son go upstairs with a smile, his heart finally at ease. "Our family finally has another ninja!"
Genichi's mother sounded a little worried. "Being a ninja is dangerous, too."
Genichi's father smiled. "Don't worry. The Ninja World War is over. Once Genichi graduates, he can take on some easy missions. He'll be safe."
He had high hopes for his son, but all he hoped for was that Genichi would become a ninja.
A Genin would be enough.
If he could become a Chunin, that would be an enormous surprise.
As for becoming a Jonin... He didn't dare dream of it. Not at all!
Not one of their ancestors in three generations had ever become a Jonin.
Back in his bedroom, Shita Genichi immediately lay down on the bed, closed his eyes, and focused his attention on the Overdraft Panel.
"Ten years of cultivation results, as well as training experience, combat experience, mission experience, all kinds of knowledge..."
"In ten years, I'll be fifteen. As a transmigrator, I should be able to become a Jonin at least, even if I can't reach Kage, Super Kage, or Six Paths Level, right?"
"Come on, let's see what I'll be like ten years from now!"
Shita Genichi made his choice: overdraft the next ten years.
In an instant, the panel turned into a purple orb once more. Its light burst forth, illuminating every cell in Shita Genichi's body.
At that moment, Shita Genichi's mind went blank, while his body felt as if it were being shocked by electricity. Every muscle and every cell trembled.
After an unknown amount of time, Shita Genichi regained consciousness. It felt as if he'd just dreamed for six years.
Wait, why six years?
Shita Genichi opened his eyes. "Did I... die six years from now?"
"Also, why do I only have the Three Body Technique and the basic Body Flicker Technique, along with just one Water Release Ninjutsu, Water Colliding Wave?"
"Is that really what a Jonin is supposed to have?"
He sprang to his feet, his face turning green.
So in ten years, he'd only be a Genin?
And he might even die six years from now?
Impossible!
Absolutely impossible!
Even if this body had ordinary talent, surely he wouldn't be this pathetic, given that he knew the plot, right?
For starters, the Sexy Technique, the Harem Technique, and even the Rasengan should all be within his reach, shouldn't they?
Shita Genichi simply couldn't accept it.
Just then, a new explanation appeared on the panel in his mind, which had already returned to normal.
[The future is not set in stone] [The present determines the future]
Before you continue