The Hogwarts Acceptance Letter

"Aunt Penelope, I really like the home tutor for finance, and I've already grasped some of the relevant knowledge. Could you find me another tutor for philosophy?"

"Little Lucien, I'm very happy to see you so enthusiastic about studying. After all, you'll be taking over the Grafton family's businesses in the future."

"But you're still a child. You need to make sure you get proper rest and recreation so your body can grow up healthy."

"Auntie, the world is one huge washing machine. Either you spin others, or others spin you!"

Inside the elegantly decorated villa, a beautiful, graceful woman leaned against the sofa, looking rather helplessly at the handsome young man before her.

His dark-gold hair was neatly combed, and his deep-black eyes revealed a maturity that did not belong to his age.

Lucien Grafton.

The only heir to Grafton, the British business giant.

His parents had met with an accident during a trip, and he was later raised by his aunt, Penelope.

Penelope herself had never married and had no children. Lucien was the only bloodline her younger brother had left behind, and she had always treated Lucien as her own.

Lucien had been clever and quick-witted since childhood, and even more obedient and eager to learn, not at all as mischievous as children his age.

But Penelope sometimes felt that Lucien's "eagerness to learn" had gone too far. Not only could he quickly grasp all kinds of knowledge taught by his home tutors, he would also take the initiative to ask them to leave behind large amounts of exercises and homework.

Rubbing her brow, Penelope chuckled.

"I know what a washing machine is, but what does 'spin' mean? You're always fond of inventing new words."

"Still, little Lucien, have you really thought it through? You want to go to that Hogwarts?"

It had already been ten years since Lucien crossed into this world. After discovering he had been reborn into a wealthy family, he should have inherited the family fortune, punched his way through the business world, stepped on the finance industry, and become a genuine Master Lucien.

But this morning, a plump snow-white bird had flown in through the window, dropped an envelope, and left with a flourish.

The crest on the envelope was a capital "H" surrounded by a lion, a snake, a badger, and an eagle.

Hogwarts School of Witchcraft and Wizardry

Headmaster: Albus Dumbledore (Supreme Mugwump of the International Confederation of Wizards, Chief Warlock of the Wizengamot, First Class, Order of Merlin)

We are pleased to inform you that you have been accepted at Hogwarts School of Witchcraft and Wizardry.

Please find enclosed a list of all necessary books and equipment.

In view of your circumstances, we will send a professor to answer your questions. They will arrive by eight o'clock tonight at the latest.

Hogwarts?

Magic?

Lucien had finally managed to accept the fact that he had crossed into the world of Harry Potter, and he worked hard to recall the relevant memories.

There was all kinds of wondrous magic here, a magical world that formed a system of its own, and a rich variety of magical creatures...

Young wizards from purely Muggle families like Lucien would all receive a visit from a professor, who would be responsible for explaining the common knowledge of wizards and magic.

"I wonder which professor will come. Old Dumbledore? Or Professor McGonagall, the older catgirl? It couldn't possibly be that Snape who doesn't like washing his hair, right..."

Faced with Penelope's question, Lucien nodded.

"Yes, Auntie. At Hogwarts, I can come into contact with magic. It's knowledge I know absolutely nothing about..."

Seeing that Lucien was about to show his thirst for new knowledge again, Penelope waved her hands again and again.

"All right, all right. If you want to go, then go. It's extraordinary, wondrous power, after all. Who could refuse?"

As the current person in charge of Grafton, Penelope had heard a little about the existence of the magical world. She just had not expected her nephew to actually awaken the power of a wizard.

After chatting with his aunt for a few moments, Lucien returned to his room.

"System, I'm about to go learn magic. Can this month's loan be waived first?"

Congratulations, host, on stepping into a brand-new world. Applying for a "magic loan" for you now.

Hearing the system's emotionless voice, Lucien shook his head helplessly.

As the standard equipment for a transmigrator, this system had awakened when he was six years old. Its full name was the Loan Reward System.

Lucien could directly advance rewards, then later complete the loan tasks issued by the system.

For example, the loan Lucien had recently taken out was "financial knowledge proficiency."

The moment he signed the loan contract, Lucien directly obtained a large amount of finance-related knowledge.

After that, he needed to read 50 finance-related books and complete 500 related exercises to repay the loan.

Of course, thanks to the reward advanced ahead of time, Lucien also found completing these tasks much easier.

To celebrate the host's impending embrace of the wonders of magic, "Loki's Faceless" (yearly loan) has been secured for the host.

When he saw the words "yearly loan," Lucien's eyelid suddenly twitched.

The system's loans were divided into daily loans, weekly loans, monthly loans, and the highest level, yearly loans.

The repayment terms of the four types of loans were, in order, one day, one week, one month, and one year.

The rewards increased tier by tier, but the difficulty of the loan missions soared along with them.

[Loan Project: Loki's Faceless (Annual Loan)]

[Repayment Deadline: 365 days]

[Loan Content: Obtain the magical talents of Loki, God of Mischief and God of Change]

[White Magic: S]

[Black Magic: SS+]

[Defense Arts: S+]

[Transfiguration: SSS]

[Potions: A]

[Alchemy: A+]

[Magic Power: SS]

[Loan Mission: Become proficient in white magic, perfectly master Transfiguration, perfectly master black magic, cultivate extraordinary offspring...]

As he looked at the detailed description for the "Loki's Faceless" loan, Lucien's expression grew stranger and stranger.

He knew Loki, of course—the God of Mischief in Norse mythology, especially skilled in transformation and magic.

But such luxurious rewards also meant hell-level loan missions. The sheer number of tasks alone made Lucien's head spin.

No matter how useful Loki's talent was, could he really master all that magical knowledge within a year?

And what the hell was cultivating extraordinary offspring supposed to mean? Was it because, in the legends, Loki had given birth to bizarre descendants like a giant wolf, a great serpent, and an eight-legged steed?

Could a person even give birth to those things?

Lucien shook his head.

"System, since this is my first magic loan, there should be some kind of discount, right?"