Yukinoshita's Correction Method

"Look back and investigate..." Dong Yunshan put his hands on Yukino Yukinoshita's shoulders, "You should look back."

"I'm looking up information." Yukino Yukinoshita twisted slightly and moved his white fingers across the touch pad to flip through the web page. "This matter is more troublesome than I expected."

"So there is no need to rush." Dong Yunshan kneaded Yukino Yukinoshita's slightly stiff shoulders, "I will start checking after noon and continue after dinner. It is also important to balance work and rest."

"Hmm~" Yukino Yukinoshita's voice was soft and waxy, "Aren't you busy too? You answered a lot of phone calls in one afternoon."

"I'm done."

"Use more force." Yukino Yukinoshita stretched his body and glanced at Dong Yunshan, "That's why you came to disturb me?"

"I hope you can take a break." Dong Yunshan sighed, "The more troublesome the situation, the more you have to take care of yourself. Don't let yourself who can solve the problem become a problem that needs to be solved."

"Hmm~" Yukino Yukinoshita frowned slightly, and his voice took several turns, "This is a good rest now."

"Okay then." Dong Yunshan let go of his hand, "You help me work hard, and I'll help you rest."

"Huh?" Doubts appeared in Yukino Yukinoshita's eyes, and then he exclaimed, "Yeah!"

Dong Yunshan picked her up directly, sat on the chair that still had her warmth, and put her on his lap.

Yukino Yukinoshita twisted the soft and elastic roundness, and it fit Dong Yunshan's legs a little more comfortably. "You... what are you going to do?"

"Upgrade your good rest." Dong Yunshan hugged her slender waist, "Help you rest better."

"How can... um... such help..." Feeling his eagerness, Yukino Yukinoshita bit his lower lip, trying to control his voice.

But thinking that this situation was caused by Dong Yunshan, I crushed it twice angrily.

"Hmm~" The voice became more and more uncontrollable. Yukino Yukinoshita felt the messiness of Dong Yunshan's breath and immediately did not dare to move.

"This is the next process..." Dong Yunshan kissed Yukino Yukinoshita's ear, "Perhaps we can skip the previous processes directly?"

"Don't..." Yukino Yukinoshita's hand swiping the touch pad trembled slightly, causing the screen display to shake, "I'm still busy..."

"Then let me help." Dong Yunshan lifted the hem of her clothes and put his hand on her soft belly.

The unimpeded touch made Yukino Yukinoshita's body stiffen. "What are you doing to help?"

"Massage." Dong Yunshan said gently, "Sitting for a long time reduces physical activity, which is prone to indigestion problems. More kneading can relieve abdominal discomfort and promote blood circulation."

It's really comfortable to rub it, and it doesn't delay reading the information.

But Dong Yunshan obviously won't stop there, if it continues...

Yukino Yukinoshita's eyes moved slightly. "By the way, Cloud Snow Tea now supports many payment methods, right?"

Dong Yunshan paused and then continued, "Well, currently the mainstream NFC electronic money and transportation cards are the main ones, followed by cash payment. Credit cards are also supported, but the usage rate is very low."

"So you should have discovered it, right?" Yukino Yukinoshita relaxed a little, "It's about the handling fee."

"The comprehensive handling fee is around 4%-6%." Dong Yunshan clicked his tongue, "It's a money grab."

"If we use low rates as the starting point, we can easily gain a certain market share." Yukino Yukinoshita tilted his head slightly, "That's what you think, right?"

Dong Yunshan nodded. "It is also compatible with existing IC cards, covering young users and small and medium-sized merchants first, and making breakthroughs bit by bit..."

Dong Yunshan Say it again and act again.

The fingertips touched the border of embellished lace.

"Where are you trying to break through?" Yukino Yukinoshita held Dong Yunshan's hand, and his warm jade-like ears turned a lovely pink, "We're about to cross the line!"

"Has it crossed the line?" Dong Yunshan was about to move, "I haven't started yet."

Yukino Yukinoshita swiped the touch pad. "Look at this."

"Credit card processing fees are 3% to 5%, debit cards are 0.5%-1%..." Dong Yunshan quickly browsed, "It's similar to what I know, it's quite high."

"You, the person who pays the handling fee, feel sorry for you..." Yukino Yukinoshita pinched Dong Yunshan lightly, "If you launch a low-rate one, what do you think those who earn the handling fee will think?"

"It makes me want to die." Dong Yunshan took back his hand, "No wonder there has been no online payment with low rates as a selling point."

"Credit card clearing rates have been maintained at 2-3% for a long time, and credit card companies have made annual profits of more than 500 billion yen. If new payment methods are introduced, they need to face this problem." Yukino Yukinoshita opened the note, "But the biggest obstacle is not credit cards, but cash."

"There are indeed many people who like to use cash." Dong Yunshan nodded, "It takes a long time to change."

"More people make money with cash." Yukino Yukinoshita raised the corner of his mouth, "Use the one you like best."

Dong Yunshan tilted his head. "My favorite?"

"ATM." Yukino Yukinoshita swiped the touch pad and let the mouse move on the data. "The bank charges high cash withdrawal fees through 200,000 ATMs, with annual revenue reaching 1.1 trillion yen. 7-Eleven, FamilyMart and other retail stores obtain the bank's share through in-store ATM machines, each with an annual share of 5 million yen."

Because cash withdrawal fees are high, merchants refuse non-cash payments to avoid fees, and consumers can only pay in cash, resulting in the slow development of mobile payments.

If mobile payment cannot develop, it will not be able to fight against vested interests. It can only seek cooperation and maintain high handling fees with them.

"This is an endless loop that cannot be solved." Dong Yunshan unfastened the buckle skillfully.

The feeling of restraint disappeared in an instant, Yukino Yukinoshita bit his lower lip. "I said I couldn't untie it, but it was untied in an instant."

"The key is to change your thinking." Dong Yunshan continued to rub her belly. "Fighting against the bank seems to be a slim hope, but cooperating with merchants and consumers feels much easier."

"Is it really as simple as you say... um...?" Yukino Yukinoshita was breathing a little erratically, "If you really start, merchants and consumers may not necessarily help you, but banks will definitely stop you."

"So don't be anxious." Dong Yunshan's touch became gentler, "We must take it step by step..."

Chapter 428 Enough is Enough

"You are... excessive." Yukino Yukinoshita wanted to hold down Dong Yunshan's hand, "Is this also to help you rest?"

"Sitting for a long time will cause the muscles here to be in a state of contraction for a long time. Proper relaxation is very beneficial." Dong Yunshan carefully helped her relax, "Do you feel a little more relaxed?"

"A little bit..." Yukino Yukinoshita's voice trembled slightly, and he brought up the topic again to make Dong Yunshan more honest, "By the way, there is also <Prepaid Payment Act>. The new payment software needs to apply for qualifications. The registered capital is required to be no less than 10 million yen, and a detailed fund custody plan needs to be submitted. It also needs to pass multiple approvals including Financial Services Agency, which is possible in half a year to a year."

"I can't rush now." Dong Yunshan kissed the back of Yukino Yukinoshita's neck, "So how about taking a break for a while?"

Yukino Yukinoshita's voice was soft, but his attitude was firm. "Wait until I finish sorting this part..."

"Okay then." Dong Yunshan stopped.

Yukino Yukinoshita breathed a sigh of relief. When his fingertips touched the keyboard, Dong Yunshan's hand also grabbed the hem of her clothes. "What are you going to do..."

"Help you relax." Dong Yunshan gently tugged at the corner of his clothes, "This is a bit in the way."

Clothes do get in the way during massage.

But this...

Yukino Yukinoshita bit his lower lip gently, and the home clothes on his upper body had already fallen on the floor.

Without the obstruction of clothes, Dong Yunshan can massage her shoulders, neck and back more easily.

Yukino Yukinoshita sat on Dong Yunshan's lap, leaning forward and resting his arms on the desk.

The long black hair is hanging down, and the smooth snowy back is right in front of Dong Yunshan, within reach.

The obstacle that could have slightly blocked Dong Yunshan was because the back buckle was unfastened and could not play its original role. As Yukino Yukinoshita slumped forward, it hung helplessly and swayed.

Only a little bit left... will be sorted out soon...

Enjoying the gentle massage, Yukino Yukinoshita stared at the computer screen, swiping awkwardly on the touch pad and clicking on the keyboard.

Soon... right away... almost... soon, soon, soon...!!!

With trembling fingers, I hit the Enter key to announce the end of sorting.

Yukino Yukinoshita's delicate body was trembling, and her melodious cheers contained endless joy, which eventually turned into a long breath of relief, and her tense body relaxed.

Dong Yunshan hugged his little girlfriend who was limp from being tidied up for a long time. "I just said you don't have to rush. You should have a good rest. I'll see how tired you are."

Yukino Yukinoshita turned his head and stared at him angrily with his big watery eyes, but his eyes were too blurry and had almost no deterrent effect.

The embarrassed glare had no effect, Yukino Yukinoshita turned his eyes and looked at the sofa in the living room.

Dong Yunshan understood, picked up Yukino Yukinoshita, and lay on the sofa with her in his arms.

Lying on his chest, Yukino Yukinoshita adjusted her breathing little by little, and the joy of waiting for the tidying up to be over gradually faded away.

Regrets also surfaced.

"There are still some things that haven't been sorted out." Yukino Yukinoshita complained in a low voice, "It's all your fault for disturbing me."

"The situation is always changing, and there will be new information in the future." Dong Yunshan stroked her long, silky hair, "It doesn't have to be finished, that's fine."

Yukino Yukinoshita raised his eyes. "Do you really think so?"

"Well," Dong Yunshan nodded seriously, "This is enough, there is no need to work too hard."

Dong Yunshan knows Yukino Yukinoshita's character very well.

Either don't do it, or do your best if you do it.

Although there have been some changes to this perfectionism, they are only some changes.

Occasionally, it still appears, allowing Yukino Yukinoshita to be immersed in it, and he neglects his own health condition without paying attention.

Dong Yunshan knows the dangers all too well.

So I thought of a correction method to help her relax.

The effect is still very good.

At least now Yukino Yukinoshita knows to come and rest on the sofa.

"Okay..." Yukino Yukinoshita pursed his lips, sat up, and stretched out his hands to Dong Yunshan, "Hug~"

Dong Yunshan immediately reached out and hugged her, only to be hugged by her.

"Huh?" Dong Yunshan was stunned for a moment, and then his mouth was blocked.

This situation...

Dong Yunshan suddenly remembered that this was the correction method Yukino Yukinoshita had used before.

Yukino Yukinoshita supports Dong Yunshan's head with the crook of his arm, leaving his other hand free for correction.

Dong Yunshan Suddenly had an ominous premonition.

But... this is not the showdown last night.

Dong Yunshan will naturally not be as honest as last night.

"Well..." Yukino Yukinoshita had just begun to correct it skillfully when he noticed Dong Yunshan's sharp tongue.

Not only that, his free hand was not idle at all.

He lowered his head and glared at Dong Yunshan who was eating and taking food. Yukino Yukinoshita bit his lower lip. While feeling his breathing rhythm, he adjusted the corrective rhythm. Little by little, his breathing became more and more messy, and then...

"I think you're right." Yukino Yukinoshita breathed a sigh of relief, "It doesn't have to be finished, that's fine."

The ominous premonition came true!

Dong Yunshan's eyes widened. "... wuwuwu?"

Yukino Yukinoshita patted him gently, with an unhidden smile in his ice blue eyes, "Don't talk while eating."

Dong Yunshan:"?"

Bo~

Dong Yunshan spoke with difficulty, his voice dry. "Just a little bit..."

"But that's what you said just now." Yukino Yukinoshita blinked his big eyes, "Are you denying it now?"

"..." Dong Yunshan opened his mouth, tilted his head, and continued eating.

The matter has come to this, and there is no point in saying anything.

Now it's a showdown of corrections.

Left to the west, right to the east.

Stuff stuff stuff stuff stuff...

Yukino Yukinoshita was keenly aware of Dong Yunshan's intention, resisted it with difficulty for a while, and then began to correct it again.

Then...

"It's so hard~" Yukino Yukinoshita paused the correction and moved his wrist twice, "This should be enough, there is no need to work too hard."

Dong Yunshan Take deep breaths repeatedly.

If you deny Yukino Yukinoshita now, you are denying yourself just now.

Then the correction just now will be in vain.

After calming down, Dong Yunshan nodded with difficulty. "Indeed... this is enough."