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"But you still had to know your limits. Borrow too much, and the pressure of repaying it would outweigh the benefits."

Chen Zhuo thought taking out loans to cultivate was the right move, but he still spoke up to warn Xie Yunling. He didn't want her plan to backfire.

After all, not everyone had an inexhaustible treasure trove like the Ancient Immortal Realm to fall back on.

Xie Yunling nodded thoughtfully. She decided she would still take out a loan.

Her horizons had been narrow before, but after joining the Dao Tournament Reserve Training Class, she'd found that almost everyone—not just Chen Zhuo—had loans.

That was proof enough that borrowing was the right choice!

How was anyone supposed to cultivate without a loan?!

Anything without Immortal Dao Potential, get out of the Immortal Estate!

Seeing that Xie Yunling had made up her mind, Chen Zhuo didn't interfere further. Instead, he turned to something else he cared about. "Xie Yunling, what was that 'ad' you mentioned? Have advertisers already contacted you?"

That was what Chen Zhuo cared about most.

"Yeah."

Xie Yunling nodded. "A few days ago, staff in Taiqing City from the Bounce Professional Secondhand Magical Artifact Recycling Platform and the Clean Meow Massager contacted me through Spirit Message. I signed preliminary agreements with them."

"Once the spots are confirmed this week, we might get the chance to become Dao Tournament competitors. Substitute or official team member, it doesn't matter. As long as we compete and recite the ad copy, we'll earn a commission!"

Xie Yunling spoke excitedly. "The Bounce Secondhand Magical Artifact Recycling Platform, the Clean Meow Massager, and the Magical Pony Cooling Blanket are the businesses friendliest to us vocational college students. They have more Spirit Coins than they can spend. We don't even have to compete—if we