Ch. 81Awakened to Wisdom, a True Human
Key plot points and events
- A mass alert from Taiqing Bank informs everyone that Chen Zhuo has borrowed more than 100,000 Spirit Coins and warns them to keep their distance because their own balances cannot cover the risk.
- Wang Heng sees the notice while waiting for Little Jade’s blunt assessment. He switches her off before she can speak, but resolves to train for a hundred days and defeat Chen Zhuo.
- Students and teachers react with shock, envy, and suspicion. The teachers realize the loan is likely guaranteed by Teacher Xiao Yugang, whose distinguished wartime service gives him exceptional credit with the authorities.
- Chen Zhuo arrives in the Central Seats and takes his place, knowing that he activated the bank’s warning feature to discourage contestants from challenging him and interrupting his cultivation.
- He persuades Xie Yunling that borrowing heavily is a sensible route to rapid cultivation. Inspired by her own progress after taking out a loan, she decides to borrow more.
- Chen Zhuo invites Xie Yunling to team up for the tournament’s group event, claiming they can reach the top ten together.
Character developments and interactions
- Wang Heng tries to maintain his composure after the warning undermines his confidence in his rivalry with Chen Zhuo. Though hurt and embarrassed, he turns the setback into a vow to improve and challenge Chen later.
- Chen Zhuo remains calm amid the crowd’s reactions and uses his debt strategically to deter challengers. He presents borrowing as a path to cultivation and recruits Xie Yunling as a teammate.
- Xie Yunling shifts from admiring Chen’s huge loan to adopting his risky financial logic. Her recent loan has accelerated her cultivation, making her receptive to borrowing more.
- Teacher Xiao Yugang is not directly present in the exchange, but his reputation and presumed role as Chen’s guarantor leave the teachers wondering why he has placed such confidence in Chen.
Significant themes
- Debt as a tool for advancement: Chen treats borrowing not as a burden but as an investment in cultivation and future success.
- Reputation and deterrence: The bank’s public warning turns Chen’s debt into a protective shield, discouraging weaker contestants from challenging him.
- Ambition and self-deception: Wang’s determination and Xie’s newfound enthusiasm show how setbacks and promises of rapid progress can fuel risky choices.
- Status and hidden backing: The teachers’ speculation about Teacher Xiao highlights how credit, reputation, and powerful connections shape people’s opportunities.