He had no money right now, but once Ning Fengzhi delivered the 20 million tomorrow, he would have a credit limit of 25 million available. Even if Zhu Zhuqing wanted to borrow more, that would be fine. He could always collect the debt from the Zhu Family.
"Well... it's already very late today. How about we wait until tomorrow..."
But just then, as Lin Yan spoke, a blue figure suddenly came speeding over from the distance. It was a Soul Master with a flying Martial Soul.
He was unmistakably wearing the uniform of the Seven Treasure Glazed Tile Sect. Upon seeing Lin Yan, he immediately stopped at the shop entrance and bowed respectfully to him.
"Esteemed shopkeeper, on the sect master's orders, we have brought an initial five million Gold Soul Coins from a nearby city. The remaining Gold Soul Coins will begin arriving in batches in ten minutes.
"Since time was so short and the funds were drawn from nearby cities, each city could only provide a limited share. They will be delivered in successive batches. Please forgive us, sir."
"Of course, of course."
Lin Yan immediately put away the Gold Soul Coins and deposited them into the system vault.
The system's deposit notification sounded:
[Cash received: five million Gold Soul Coins. Remaining temporary system credit: five million Gold Soul Coins. Total available credit: ten million Gold Soul Coins.]
Exactly ten million. No need to wait until tomorrow, then.
Lin Yan immediately stopped what he had been about to say.
"Your credit limit is ten million Gold Soul Coins. You can use all of it, and you can begin cultivation at any time today."
"What?"
After hearing Lin Yan's words, Zhu Zhuqing's cherry-like little mouth fell wide open, her face filled with shock.
Everything she had on her amounted to only a few hundred Gold Soul Coins. She could not even produce a hundred thousand. In truth, she would have been perfectly satisfied with a loan limit of a hundred thousand.
She did not expect to awaken any heaven-defying ability. As long as it could feed Soul Power back to her, that would do. She had to seize even the slightest opportunity.
But now Lin Yan was actually telling her that she had a credit limit of ten million.
"Boss?"
Zhu Zhuqing ventured cautiously,
"Was this ten-million limit assessed based on me personally, or on my family?"
Lin Yan gave her a bland glance and said irritably,
"You can't even scrape together the admission fee with everything you have. How could that limit have been calculated based on you?
"Of course it's based on your family.
"The system assesses your family's assets based on your status, checks the share you can legally inherit, and ultimately approves a loan limit of ten million."
Lin Yan explained patiently. After all, this was a ten-million deal.
Zhu Zhuqing had not expected her status to come with such a benefit.
Ever since childhood, she had hated her status-why was she the younger daughter instead of the elder sister?
Why had she been born having to face death?
She could not understand it. Yet now that same status had given her a tangible benefit: a loan limit of ten million.
But Zhu Zhuqing was no fool either. She cautiously sounded Lin Yan out.
"Boss, will all my spending be deducted directly from this ten-million loan limit?
"I don't need to pay any cash?"
"That's right."
Zhu Zhuqing understood. Then she pressed her lips together, fell silent for a few seconds, and finally asked the question that worried her most.
"Boss, what if... what if I can't repay such a huge sum?
"Can I apply for long-term installments?
"The longer, the better."
She knew very well what an astronomical sum ten million Gold Soul Coins was. With her abilities, she might not be able to repay it in her entire lifetime.
She wanted to know exactly how long she could have to repay the money.
"That's fine. I don't mind installments. The longer you spread them out, the higher the interest.
"Besides, if you can't repay it, I'll naturally come to collect in person.
"The fact that I dare to give you a ten-million limit proves your family can afford it.
"If you can't repay it, the Zhu Family behind you will naturally pay."
"Then what would the procedure be?"
Zhu Zhuqing asked curiously.
"If I determine that you truly cannot repay your debt, I'll first go to your family to collect.
"If I still can't collect from your family, then I'll have no choice but to sever the connection between you and your child, reclaim the Parent-Child Bond, and take the child back into the shop."
The rules were clear, and Lin Yan had explained them transparently. Anyone could understand.
Zhu Zhuqing's eyes lit up when she heard that, and she instantly seized on the key point.
"You mean that as long as my family has enough assets, you can go straight there and take the share legally belonging to me, without me having to earn the money to repay you myself, right?"
"Exactly.
"I only collect assets you legally and rightfully own. I won't take a single coin more."
"Then could I... deliberately not repay you?
"You could just go collect it directly.
"No, no, no, what I mean is..."
Realizing she had let it slip, Zhu Zhuqing hurriedly tried to talk her way out of it.
"I don't have that much money. Could I set the loan term to the shortest possible...?"
"You don't have that much money, and you can't repay it, but instead of asking for the longest repayment period, you want the shortest? You can't wait for me to raid your family's estate?"
Lin Yan was instantly amused!
Zhu Zhuqing's words also caused an uproar.
"What kind of girl is this?"
"Exactly. Isn't she openly trying to screw over her own family?"
"From her questions, it sounds like she really plans to spend that entire ten-million limit!"
"That money isn't hers at all. It's her family's accumulated fortune!"
"Right. Any family saddled with a daughter like that must have the most rotten luck."
"Is that really what you're all focusing on?
"Am I the only one concerned about that credit limit?
"A ten-million limit!
"A full ten million Gold Soul Coins in credit!
"What kind of terrifying family wealth is that?
"I couldn't earn that much in my whole lifetime!"
"You think too highly of yourself. You couldn't earn that in ten lifetimes."
"No wonder she dared to ask for credit the moment she opened her mouth. Turns out she's a wealthy family's daughter hiding her true depths!"
"Suotuo City really is full of crouching tigers and hidden dragons. First came the daughter of the Seven Treasure Glazed Tile Sect's master, and now there's another top-tier young lady who can borrow ten million Gold Soul Coins whenever she wants."
"Wait, has everyone been this rich all along? Am I the only poor one?"
"Maybe your wealth just isn't obvious."
"Seriously, why is your mouth so nasty?"
"So what?
"And you lot..."
At that moment, the man seemed to have turned into a fighting machine. Pointing at them, he said,
"What the hell does it have to do with you how this young lady wants to spend her money?
"It's her family's business. You're eating salty radishes and worrying about someone else's thirst. You're really asking for it. Just watch the show quietly, instead of turning it into some grand moral issue."
Oh!
There's actually someone clearheaded in this crowd. He's quite a talent too.
Lin Yan glanced at the middle-aged man. This fellow seemed fairly strong. Had there been someone like him in the original story?
Suotuo City really was full of crouching tigers and hidden dragons. Was that only to be expected of the city closest to the Star Dou Great Forest?
Meanwhile, Zhu Zhuqing ignored everyone else's criticism and looked firmly at Lin Yan.
"Boss, I want to use that entire ten-million-Gold-Soul-Coin limit.
"I want to cultivate the best possible offspring."
Originally, she had only wanted to scrape together the admission fee and cultivate one at random. But now that she had money, of course she wanted to give herself the best.
Besides, she had a reason she had to spend all ten million.
All these years, she had lived a life worse than death in the Zhu Family. Neither her father, her mother, nor her elder sister had treated her as family.
Since they refused to acknowledge her, she would let an outsider help them realize that she was the Zhu Family's legitimate daughter, that she had inheritance rights, and that she could actually inherit this much. Just thinking about it felt immensely satisfying. Even the suffering she had endured over the past twelve years no longer seemed so important.
"Boss, ten million. All in."
"Absolutely! This shop is wholeheartedly at your service!"
Before you continue