"Then which packages would you like to choose?"
Lin Yan asked.
Zhu Zhuqing immediately sank into thought.
She only had a credit limit of ten million Gold Soul Coins. Maxing everything out like Ning Rongrong was impossible; she had to make trade-offs.
Everyone else was also wondering what sort of package Zhu Zhuqing would choose.
Zhu Zhuqing spent a full half hour thinking.
Yet no one urged her to hurry, because this was a ten-million-coin deal.
Aside from that first fabulously wealthy woman who had maxed out every option, who could possibly take this lightly?
Zhu Zhuqing's reaction was the normal one.
If they were negotiating a transaction worth ten million Gold Soul Coins, they would have spent months discussing it.
Meanwhile, people from the Seven Treasure Glazed Tile Sect continued delivering money.
The limit was now fifteen million, so Lin Yan could lend out more.
With all eyes on her, Zhu Zhuqing finally made her choice:
"Boss, I want the Innate Level 10 Full Soul Power, Twin Martial Souls, and Dual Ultimate Mutations package, plus Immortal Bearing for appearance, a Flawless Personality, and Top-Tier Four-Dimensional Talent.
"As for Innate Fortune, I'll pass.
"Could you calculate how many Gold Soul Coins all these options would cost?"
Zhu Zhuqing had already done the calculations in her head. She thought her money should cover it, which was why she asked.
The moment Zhu Zhuqing finished speaking, Lin Yan immediately thought of the outcome of this package.
It seemed Zhu Zhuqing was simply overflowing with the desire to survive.
She had not considered when she could recoup her investment. If it were him-if a normal person came to him with a credit limit of ten million-the fourth option was something they absolutely had to take.
Soul Bones could quickly recoup the investment. By comparison, simply choosing Twin Martial Souls for the second option would suffice, and the expenditure on the first option could be reduced a little, but the fourth was something he absolutely wanted.
Besides, one was guaranteed to meet a benefactor in life. Though it sounded very mystical, that person could very well be the mightiest thigh to cling to. Wasn't that better than those other things?
Still, Lin Yan could not say she had chosen incorrectly. Though it was Destined Fortune, it was not quite that mystical, and there was no telling when it would arrive.
Zhu Zhuqing's time was precious. She could only live until she came of age at eighteen, so she dared not gamble on whether she could encounter it before then.
Only by staying alive would she have the right to think about those so-called opportunities, to consider recouping her investment. Thus, she could only spend these ten million on the most essential options.
He expressed understanding of her mistaken choice, then began calculating the price for her:
"The base admission fee is one hundred thousand Gold Soul Coins. The package guaranteeing level 10 Soul Power costs three million in total, and Dual Martial Souls, Dual Mutations costs three million six hundred thousand.
"Immortal Bearing costs one hundred thousand, Perfect Personality eighty thousand, and maxing out Four-Dimensional Full Talent costs four hundred thousand.
"All options come to a total of seven million two hundred eighty thousand Gold Soul Coins."
Lin Yan quoted the price precisely, without the slightest error.
After hearing this, Zhu Zhuqing inwardly sighed with relief:
"Boss, will my remaining money cover acceleration, then?"
In fact, Zhu Zhuqing had been saving money precisely for the acceleration afterward.
She had been watching here earlier, so she knew acceleration was where the real bulk of the expense lay.
"That depends on the score.
"Anything above fifty points is a Divine-Grade Egg, and its acceleration time will be calculated according to the highest specifications.
"Innate Full Soul Power is ten points, dual mutations and Twin Martial Souls forty, Immortal Bearing ten, Perfect Personality ten, and four-dimensional talent ten, for a total of eighty.
"Unfortunately, your egg meets the divine-grade acceleration criteria, exceeding the threshold by thirty points.
"So the total incubation time is ninety-six years, at eighty-one thousand Gold Soul Coins per year.
"Accelerating that time costs seven million seven hundred thousand Gold Soul Coins in total.
"Add the one million four hundred twenty thousand for the six-year incubation period, and that comes to nine million two hundred thirty thousand Gold Soul Coins. Together with the earlier package, that's sixteen million four hundred seventy thousand. Even with a ten-percent discount, you still need fourteen million eight hundred twenty thousand. Your credit limit isn't enough."
"Not enough? But this is already the cheapest I could make it.
"I only have ten million. I really can't bear to give up Twin Martial Souls and dual mutations.
"As for the other options, this is my own child, after all. I can't let my child be ugly, can I?
"I can't drop Immortal Bearing, and the personality can't be bad either. Too bad a personality won't do; Perfect Personality is a must. Four-dimensional talent is also essential. I can't cut any of those, so the only thing left is..."
Zhu Zhuqing turned her gaze to Innate Soul Power.
The Innate Soul Power Level 10 Package guaranteed level 9 Innate Soul Power, with a chance of awakening Innate Full Soul Power. Three million was required to guarantee success.
If she could not have both, this was the only place she could cut.
Innate Level 9 Soul Power would suffice too. Her own Innate Soul Power was only level seven; Innate Level 9 Soul Power already made one a genius among geniuses.
Besides, there was a thirty-percent chance of awakening Innate Full Soul Power. Perhaps she would fall within that thirty percent?
She could still cut here and save two million.
But that still left a shortfall of two million eight hundred twenty thousand.
Yet she could not cut anything else. Any further cuts would be unacceptable to her:
"Boss, can I take out another loan?
"Installments would work too. I'll definitely repay it. I'll definitely repay this money personally."
"Of course." Lin Yan had been waiting for her to say exactly that.
"You can borrow as much as you want, as long as you can repay it.
"But let me warn you: the interest on installment payments is very expensive. If you take out a higher-tier loan-a usurious loan-that's the kind that can drive you to despair.
"You receive nine and repay thirteen, the highest tier of usury. Will you choose installments or a usurious loan?"
"I'll choose installments, just for this two million eight hundred twenty thousand."
"Won't you borrow a little more? You could max out the package, or fill in the options you want. Don't you want a perfect child?"
Like a devil, Lin Yan tempted Zhu Zhuqing to borrow more!
"I do, but I'm more afraid I won't be able to repay it, or even cover the steep interest. Just two million eight hundred twenty thousand will do. Any more would be greedy."
"All right.
"Your temporary loan has been issued.
"Now the accounts are settled, and the loan has been disbursed.
"If you have no regrets, we can formally sign the contract and begin nurturing."
"All right!"
Unlike before, when nurturing came first and payment afterward, things were different now.
That had been his first deal, and Ning Rongrong was the only person who had dared step forward and try. He could hardly have calculated the entire package first, made Ning Rongrong pay in full, and only then nurtured the child for her.
But now things were different. Ning Rongrong had already proven that his shop was genuine.
He could absolutely list all the packages first, calculate the price, and then see how the customer reacted before proceeding.
Customers could adjust their packages according to their financial circumstances and needs, then begin nurturing once everything was confirmed.
In fact, this was the normal procedure, and Zhu Zhuqing was now enjoying that normal process.
Hearing that she could easily borrow two million eight hundred twenty thousand, Zhu Zhuqing was also somewhat puzzled:
"Boss, is this extra two million or so my inheritance share from my family?"
"No. Your inheritance share is only ten million. This extra two million or so comes from the system's assessment of your own value."
"Then why didn't I have it at the start?"
"Because at the start, you didn't have the ability to nurture this divine-grade offspring worth a full eighty points.
"In short, you have ten million in starting capital and can conceive such a powerful child. In the future, he can repay you with several times that value.
"After assessing your child's value, we naturally establish new assessment criteria for you.
"Can you understand it explained that way?
"Actually, you could borrow a little more. Maxing out the package would be fine too.
"If nothing else, get Innate Fortune. It's good for the child.
"You'll be able to repay it in the future anyway. Or you could commission me privately."
Lin Yan quietly leaned close to Zhu Zhuqing's ear and said:
"We can draw up a pair of contracts, one public and one private. You borrow more, and I'll collect more debt from the Zhu Family and count it as your inheritance share."
Before you continue