Chapter Summaries

Ling Yi secretly drained the Immortal-Gazing Sect's ancient formation of its stored Primordial World Immortal Power, then chose a gold-marked Small Thousand World for the entry trial. He arrived in the Spiritual Qi-rich Blue Star Realm and discovered that its energy carried a force that could corrupt souls and consciousness.

• Jin Wuyou ordered the gathered candidates to leave the sect square and return the next morning for the entry trial.
• Zhang Erfan told Ling Yi that the Against the Immortal Alliance opposed the Immortal-Gazing Sect's monopoly over cultivation resources and explained how the sect's pioneering teams gathered goods from other worlds.
• Ling Yi used the Divine Concealment Art to reach the ancient formation and secretly took all its stored Primordial World Immortal Power, discovering that it could advance his internal world.
• The next morning, Ling Yi chose a gold-marked Small Thousand World and arrived in the modern city of Dafeng on the Blue Star Realm.
• Ling Yi detected dense Spiritual Qi mixed with energy that could corrupt souls and consciousness, and worried about its effects on the world's living beings.

Ling Yi searched Blue Star for Transcendent beings, arranged for a summoned deathsworn to sell jade, and unexpectedly encountered delivery driver Gao Fan, whose new Return System he copied. After considering how to exploit the system, Ling Yi explored the technologically advanced Blue Star of 2035 and was astonished by how much it had changed.

• Ling Yi found no Transcendent beings on Blue Star and decided to make money before searching further for the Protagonist.
• Ling Yi summoned a deathsworn named Ling Yi and sent him to sell a case of jade using his legitimate identity.
• Ling Yi overheard Guo Yanyan break up with Gao Fan and leave him with a bank card containing five hundred thousand.
• Ling Yi passed Gao Fan and copied his newly activated Return System, which could return gifts at a multiplier and operate remotely.
• Ling Yi considered offering cultivation loans and marveled at Blue Star’s self-driving cars, delivery drones, advanced phones, and humanoid robots.

Ling Yi and the others designed the All Heavens Loan to combine cultivation gifts, collateral, and several systems across different worlds. Ling Yi then recruited a million death soldiers, whose sudden appearance in Red Maple Mountain caused Spiritual Power to surge.

• Ling Yi configured the Return System to reward gifts of cultivation time or realms, and added a rule barring recipients with negative Merit.
• Ling Yi proposed expanding the loans to other resources and using Mark Rings to collect collateral from borrowers across worlds.
• Ling Yi planned special interest-free loans for female cultivators who agreed to be Ling Yi’s girlfriends, linking the loan plan with the Get Stronger When Dumped System.
• Ling Yi decided to establish a presence in this world and recruited one million death soldiers to appear at Red Maple Mountain and enter Dafeng City over three days.
• The million death soldiers appeared in a valley, and Spiritual Power throughout the area surged violently.

Ling Yi spent half a month living comfortably while his deathsworn built and promoted the All Heavens Loan app, which offered loans and cultivation resources. At an influencer company, Qian Xiaoxiao and her colleagues struggled to come up with fresh content until Li Shuang'er brought up the app.

• Ling Yi's deathsworn absorbed Spiritual Qi without being affected by its Negative Energy, and their bodies grew stronger.
• Ling Yi spent the next half month sleeping, watching shows, eating food cooked by deathsworn, and getting massages.
• Ling Yi's deathsworn launched and promoted All Heavens Loan, offering cash loans to adult women who agreed to be Ling Yi's girlfriends, as well as cultivation resources.
• Qian Xiaoxiao and her colleagues Zhao Lanlan, Bai Yue, Gao Yun, and Li Shuang'er discussed their stalled follower growth and shortage of new ideas.
• Li Shuang'er asked the group whether they had heard of All Heavens Loan.

Ling Yi promoted All Heavens Loan across the Five Great Immortal Sects and sent out loan compasses while women on Blue Star prepared livestreams to test the app. The loans began triggering rebates for Ling Yi, and his Girlfriend List increased by one.

• Li Shuang'er explained All Heavens Loan’s borrowing rules, and the women decided to livestream their attempts to use it.
• Ling Yi used his Ring of Trial to advertise All Heavens Loan across every sect channel and planned to mislead the sects with copied Rings of Trial and a deathsworn scapegoat.
• Ling Yi sent loan compasses to people who responded, including Jin Wuyou, who challenged him to prove the offer was real.
• Ling Yi gifted Qian Xiaoxiao a Basic Qi Refining Art, Li Yue Golden Core Realm cultivation, and Gao Yun three hundred million in cash, triggering tenfold rebates.
• Ling Yi’s Girlfriend List increased by one.

Ling Yi rescued Zhao Lanlan after she crashed through his window, then watched her defeat a rampaging monster with the Internal Energy she had cultivated. Afterward, Zhao Lanlan returned to his table and asked his name as the city faced signs of a strange Spiritual Qi revival.

• Ling Yi silenced his systems’ notifications while eating hot pot, then caught Zhao Lanlan as she crashed through his window, badly injured.
• Ling Yi used the power of rules to heal Zhao Lanlan, who mistakenly credited her Internal Energy for her recovery.
• Zhao Lanlan charged outside and fought the black-Qi monster, growing more skilled as she used Internal Energy to defend herself and strengthen her attacks.
• Zhao Lanlan projected a fist shadow through the monster’s chest and killed it, then returned to Ling Yi’s table for a cola.
• Zhao Lanlan wondered where the monster had come from, and Ling Yi concealed his knowledge of the world’s unorthodox Spiritual Qi revival.
• Zhao Lanlan asked Ling Yi his name, and he introduced himself while the restaurant crowd remained panicked.

Ling Yi dragged Gu Fan back into Wujiu Mall, where a Weird had trapped them in a bloody illusion. After revealing that Gu Fan’s Rebate System could grant far more than cash rebates, Ling Yi expanded his own system and began imagining new things to offer through All Heavens Loan.

• Zhao Lanlan recognized Ling Yi’s name as the boss behind All Heavens Loan and planned to test whether he was the same person.
• At Wujiu Mall, Ling Yi stopped Gu Fan as he fled and forced him back inside to explain what had happened.
• The mall’s supermarket appeared covered in blood vessels, and Ling Yi identified the scene as an illusion created by a Weird.
• Ling Yi realized Gu Fan had only used his Rebate System to make money and explained that other gifts, such as strength, could also earn rebates.
• Ling Yi gave Gu Fan 100 points in every attribute, received 1,000 points in each attribute, and upgraded his rebate multiplier to twentyfold.
• Ling Yi told his contact to add lifespan and health to All Heavens Loan, then announced that he had a bold idea.

Ling Yi and Guo Fan exploited their matching Infinite Rebate Systems to multiply gifts, but Ling Yi sealed Guo Fan under his control and their systems eventually repaired the exploit. Ling Yi advanced his internal world to a Middle Thousand World, while Guo Fan realized their reward farming had gained them nothing.

• Ling Yi told Guo Fan to give him strength, and the two began exploiting their matching systems by exchanging attributes and other gifts for tenfold rebates.
• Ling Yi created a rule seal and stamped it onto Guo Fan, placing him under the control of his internal world's rules.
• The Weird watching them sensed Guo Fan's growing power, abandoned its illusion, and fled through a crack in the ground.
• Ling Yi brought Guo Fan to the ninth floor while continuing to farm rewards, and considered how to manage his rapidly rising cultivation.
• Ling Yi transferred half his cultivation to the World Obliteration Grand Formation, lowering his apparent cultivation but advancing his internal world to a Middle Thousand World.
• The systems detected and repaired the same-origin rebate bug, ending the pair's farming; Ling Yi told Guo Fan that exchanging gifts with each other had been pointless.

As Spiritual Qi caused widespread mutations, the authorities endorsed All Heavens Loan as a way to prevent or cure them, making Ling Yi’s service a sensation. Ling Yi learned that interacting with the Great Wilderness Realm had cut his preparation time from a hundred thousand years to ten, and his death warrior urged him to spread the service across all worlds and copy the systems of every Protagonist.

• The Ancient Country’s authorities announced that All Heavens Loan could prevent mutation and rescue people already suffering malignant mutations, prompting Ling Yi to let others borrow on behalf of those unable to do so themselves.
• Ling Yi’s death warrior reported that two hundred thousand death warriors had been deployed, twelve thousand Small Thousand Worlds had set up All Heavens Loan, and the Five Great Immortal Sects were helping spread it.
• Ling Yi said he planned to develop All Heavens Loan gradually because he believed he had a hundred thousand years before the Nine Nether Primordial World Realm’s harvest.
• Ling Yi’s death warrior explained that All Heavens Loan had synchronized time between worlds, leaving Ling Yi only ten years before the harvest and urging him to promote the service throughout the All Heavens and Myriad Worlds.
• Ling Yi’s death warrior warned that the Rebate System might have a limit and suggested Ling Yi Copy the systems of every Protagonist in the golden Small Thousand Worlds.

Ling Yi searched the Heavenly Star Realm for its Protagonist for months without success, then attended Tian Huanhuan’s concert to pass the time. His boredom drew the crowd’s anger when a fan interaction put his exaggerated yawn on the stadium’s giant screen.

• Ling Yi arrived in the Heavenly Star Realm, saved his location, and sensed Zhang Erfan and the All-Heavens Loan Compass without approaching him.
• Ling Yi spent several months scanning the planet for the Protagonist but found no trace of one.
• Ling Yi bought a concert ticket from a heartbroken high school student and went to see Tian Huanhuan perform.
• Ling Yi noticed a malnourished girl sit beside him and sensed that she was dangerously weak.
• Ling Yi yawned during the concert, and a spotlight and the giant screen exposed him to the furious audience.

Ling Yi left Tian Huanhuan’s performance with a frail girl after refusing her invitation, then learned that unregistered people faced severe punishment in a world governed by immortal cultivation academies. As nine Great Wind Immortal Cultivation Academy members confronted him over his lack of identification, Ling Yi heard the familiar notification that a copy had succeeded.

• Tian Huanhuan singled out Ling Yi as a lucky winner and tried to bring him onstage, but he refused and headed backstage instead.
• The frail girl followed Ling Yi out of the venue, explaining that staying behind might have made Tian Huanhuan target her next.
• Ling Yi told the girl he was unregistered, and she warned him that immortal cultivation academies punished unregistered people severely.
• Three SUVs from Great Wind Immortal Cultivation Academy arrived, and nine people demanded Ling Yi’s identification before drawing their swords when he said he had none.
• Ling Yi heard a Copy successful notification and wondered whether one of the nine academy members—or the frail girl—had triggered it.

Ling Yi activated the Puppet Soul System, which turned slain beings into immortal Puppet Souls and let him grow stronger through Slaughter Value. He took Huo Qing to a hotel, where she revealed her painful past and hinted that her potential was limitless.

• Ling Yi activated the Puppet Soul System and learned that he could create indestructible Puppet Souls by killing sentient beings.
• Ling Yi forced nine people from Leisure Academy to their knees and ignored their threats as he left with Huo Qing.
• Huo Qing introduced herself and described her family’s rejection of her, her mother’s death, and her father Huo Yanfei’s escape from the Huo Family.
• Huo Qing told Ling Yi that she had killed a Foundation Establishment Realm steward with electricity and believed he was not afraid of the trouble following her.
• Ling Yi brought Huo Qing to room 3302 at the Red Maple Hotel and told her to take a bath while their meal was prepared.

Huo Qing claimed her starter gift pack and swallowed a Heavenly Yang Pill, while Ling Yi ordered Ling Erjiu to stir up conflict and strip Heavenly Star of its cultivation resources. Ling Yi then headed to the Element Continent to hunt Magical Beasts for Puppet Souls, arriving at a Middle Thousand World the Five Great Immortal Sects had never conquered.

• Huo Qing claimed her starter gift pack, receiving an Invisibility Cloak and a Heavenly Yang Pill that could reshape her Spiritual Veins and activate her Spiritual Root.
• Huo Qing swallowed the pill and gradually fell asleep as its energy circulated through her body.
• Ling Yi ordered Ling Erjiu to deploy a hundred thousand death warriors across Heavenly Star, provoke open conflict, and plunder its cultivation resources for All Heavens Loan.
• Ling Erjiu left to carry out Ling Yi's orders, and Ling Yi vanished to seek Puppet Souls by hunting intelligent living beings.
• Ling Yi traveled to the Element Continent, a Middle Thousand World where the Human Clan and Magical Beasts fought and which the Five Great Immortal Sects had never conquered.

Ling Yi encountered Li Shuang in the Element Continent world, where he discovered that its independent rules invalidated Spiritual Power. Li Shuang explained the unusual rules found in other worlds, and Ling Yi said he had come to hunt Magical Beasts.

• Ling Yi recognized the woman holding a dagger to his neck as Li Shuang, who knew him as the person behind All Heavens Loan and his ability to reset time.
• Li Shuang said she had been waiting for Ling Yi because she needed his help to destroy the Immortal-Gazing Sect, then led him away before a Ten Thousand Swords Sect team arrived.
• Li Shuang flew outside the cave using Element Power, while Ling Yi surprised her by flying despite the world's rules invalidating Spiritual Power.
• Li Shuang explained that the Element Continent followed Nine Great Element Rules and described other worlds with independent rules, including one where people gained levels and items by killing monsters.
• Li Shuang asked why Ling Yi had come to the world, and he said he wanted to hunt Magical Beasts.

Ling Yi decided to take control of the Five Great Immortal Sects after the growth of the world inside his body stalled, hoping that greater realms might solve the problem. He left the Magical Beast Forest and sent Puppet Souls and death warriors to surround the Ten Thousand Swords Sect and spread the All Heavens Loan across the sects.

• Ling Yi gathered more than a hundred million Magical Beast Puppet Souls and told Li Shuang he wanted to make a major move.
• Li Shuang explained that the Ten Thousand Swords Sect had brought Spirit Transformation Realm elders and could temporarily resist the Element Continent's rules with treasures or Formations.
• Ling Yi concluded that the Five Continents might be too low-level for his inner world and proposed taking over all Five Great Immortal Sects or heading to a higher-level realm.
• Ling Yi and Li Shuang watched the Ten Thousand Swords Sect attack a city protected by a Ninth Tier magic array, where both sides were using the All Heavens Loan.
• Ling Yi teleported to the Ten Thousand Swords Sect and ordered a hundred million Puppet Souls to surround it, while sending a hundred thousand death warriors to the Five Great Immortal Sects to take control and promote the All Heavens Loan.

After unsealing his memories, Ling Yi became invincible, made the Ancestral Star Realm the center of the All Heavens and Myriad Worlds, and settled into a lazy life. Bored, he agreed to travel with the women to find Protagonists and bring them together, while Yin Wanqing confronted Uncle about how far Ling Yi’s current world had strayed from its title.

• Ling Yi had Ling Yi report that the relocated Ancestral Star Realm was stable and that powerhouses were settling there, but he refused to expand it or meet Hongjun about the All Heavens Loan.
• Ling Yi gave Ling Yi the Infinite Death Soldier System after Ling Yi complained that a million death soldiers were not enough to manage the growing loan business.
• Two years earlier, Feng Tian’s attempt to control and detonate the Ten Thousand Swords Sect’s grand formation had attracted the Nether Emperor, prompting Ling Yi to unseal his memories and defeat the crisis.
• Ling Yi took the Ancestral Star Realm into his internal world, opened a passage to the All Heavens and Myriad Worlds, and let the world develop into the center of the realms.
• Li Yue, Li Shuang, Bai Ruyan, and the other women suggested finding Protagonists and gathering them in one world, and Ling Yi agreed to go.
• In the Ling Realm, Yin Wanqing questioned Uncle about the world’s title and told him to get back to writing.

Ling Yi awakened as an F Grade Priest, but his Plot System also activated and revealed ways to mutate his abilities and send supplies into other worlds. As Zhang Xiaoya and several classmates awakened powerful classes, Ling Yi began considering how to use his system, including sending Journey to the West to Brother Monkey.

• Ling Yi pressed his hand to the Awakening Stone and successfully awakened as an F Grade Priest.
• Lü Hu mocked Ling Yi, while Zhang Xiaoya instinctively moved away from him as he passed her.
• Zhang Xiaoya awakened as an A Grade Archer, followed by Lü Hu as an S Grade Berserker, Zhao Xiaosong as an A Grade Shadow Assassin, and Qin Xiaoxiao as an SSS Grade Ice Mage.
• Ling Yi studied his Plot System and learned that Plot Points could increase his stats and that he could send supplies to someone in another world.
• Ling Yi wondered whether he should send Brother Monkey a copy of Journey to the West.

Ling Yi ended his relationship with Zhang Xiaoya and explained his cautious view of the dangerous Journey to the West world. He bought a deluxe physical copy of Journey to the West and opened his system interface to send it to Brother Monkey.

• Ling Yi broke up with Zhang Xiaoya before she could do so, then rejected Lü Hu’s demand for an apology and warned him that acting foolishly would hurt his chances with her.
• Zhang Xiaoya watched Ling Yi leave and vowed to make him pay during the trial.
• Ling Yi reviewed the datafied world’s history, the Mutant Beasts, and the dangerous service Awakened faced at the Boundary Wall.
• Ling Yi went to the Great Wind Bookstore and bought a deluxe original edition of Journey to the West for Brother Monkey.
• Ling Yi found a deserted corner, opened the system interface, and tapped [Click to Send].

Ling Yi delivered Journey to the West to Son Goku, who learned of the Heavenly Court and Buddhist School’s future schemes and vowed to resist them. Back home, Ling Yi waited for his class to mutate and discovered that his priest class had become the unique God Grade Divine Priest.

• Ling Yi delivered Journey to the West to Son Goku, who read his foretold story and destroyed the book after vowing not to let the Jade Emperor and Tathagata scheme against him.
• The live feed ended, and the system told Ling Yi that Son Goku could sync with his skills after Ling Yi earned a Plot Point.
• Ling Yi went home and considered his upcoming trial, the leveling opportunities at Red Maple Town, and his classmates’ progress.
• The system announced that Ling Yi’s priest class had mutated into the unique God Grade Divine Priest, whose skills had no cost or cooldown, always hit, and could not be dodged.

Ling Yi’s mutated Healing Enhancement talent and Healing Technique became Tenfold Amplification and Blood Spray Technique, while Son Goku received the skill and prepared to use it against the Heavenly Court. Ling Yi earned Plot Points and discovered their upgrade costs, leaving him to decide what to improve first.

• Ling Yi discovered that his talent amplified skills tenfold and that he could upgrade talents and skills with Plot Points.
• Son Goku received Blood Spray Technique, recognized it as a chance to escape his fate, and continued serving obediently in the Heavenly Court for two years.
• The Jade Emperor appointed Son Goku steward of the Peaches of Immortality Garden, and Son Goku accepted the decree.
• Son Goku secretly set Blood Spray Technique to activate on Taibai Jinxing one day later, then flew to the garden.
• Ling Yi received 10 Plot Points and learned the costs for upgrading his level, attributes, skills, and talent.