The Fourth Calamity: My Players Reforge Order
Chapter 66

Banks in Games Really Don't Need to Be This Realistic...

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"I haven't asked you yet, how did this stone hut appear overnight?"

At the bank counter, Ed was chatting idly with Seraphina.

The girl reached out and knocked on the solid wall:

"Oh, I used some lava for this."

"No wonder I couldn't find even a crack..."

Upon hearing this, Ed reached out and touched the counter, and sure enough, he could vaguely see some reflected light.

I never expected this dragon to have such a unique skill...

"Then where did you get the lava?"

Ed suddenly pressed for an answer.

"The money I saved up before was usually hidden in a special dimension reserved for us dragons."

"Like those copper and silver coins?"

"Right."

Ed nodded to indicate that he understood.

When he rushed back from the Upperstream Village, he saw piles of gold, silver, and copper coins, and when Ed asked Seraphina where the silver and copper came from, he received a similar answer.

In Seraphina's answer, she explained that dragons, as creatures who love to plunder and crave precious metals but have no fixed habitat, are able to create their own dimensional rift for storage shortly after birth. A huge amount of copper and silver coins were previously hidden there, and as for the gold coins, she liked their shiny luster and cool touch, so she put them in the cave as a mattress.

Ed greatly admired this ability and resolved to find a way to learn it in the future.

Sensing a player approaching, Ed smiled and looked at Seraphina:

"Say it the way I just taught you."

The girl nodded, Ed began to wander aimlessly like a normal NPC, while [ Do Some Farm Work ] had already arrived at the bank counter window.

He looked at the young but menacing counter clerk, knowing that beneath the seemingly harmless exterior lay a Red Dragon. However, as someone from another world, he didn't yet know how to greet a dragon.

But like any NPC in a normal game, the girl in front of him chose to speak first:

"Are you here to give me money?"

[ Do Some Farm Work ] I felt my brain was racing, and what the other person said didn't seem wrong, but handing over money to a dragon...

There's nothing wrong with that; it makes perfect sense!

Add to that their appearance and personality, and it's simply... impossible to refuse.

He noticed that Seraphina's lip movements were a bit strange, as if she wasn't speaking the same language as him.

Ed, however, did not have this problem at all when communicating with other players.

Did the development team even create a separate in-game language?

He found it a bit absurd; what was the point of piling on so much material in a field that nobody would care about and that offered no real profit?

And why am I able to understand this language?

But seeing that the NPC in front of him was still waiting for his response, he quickly shook off those distracting thoughts and nodded hastily:

"Yes, I'm here to deposit money."

Do you have an account?

"?"

[ Do Some Farm Work ] discovered that the game's realism far exceeded his expectations. He suddenly remembered that the update announcement mentioned the possible addition of a microloan service...

I don't even own a house in real life yet, so I don't want to end up with a cyber mortgage in the game world...

"Yes, what is the account opening process?"

[ Do Some Farm Work ] reminded me of the process of opening a bank account before, and quickly added:

"Savings account, not credit card."

Seraphina was also puzzled by the unfamiliar words she heard. She could also see the difference in the other person's lip movements and pronunciation, yet she herself could understand the language.

Remembering that Ed had said he gave him a leaf in return for the tail meat he had given him, it was possible that it had something to do with that leaf with its strange powers.

But... that leaf is already inside my stomach...

Seraphina looked at the strange humanoid creature whose body and soul seemed mismatched and said:

Please give me a copper coin.

[ On the Do Some Farm Work ] He opened the heavy purse and did as instructed.

Seraphina accepted the copper coin and quickly used her racial talent to write down the basic information, just like when she signed the contract before.

Seraphina held the coin between two fingers and looked at [ Do Some Farm Work ]:

How much money are you planning to give me?

Is this asking me how much money I plan to save?

[ Do Some Farm Work ] figured out the key point, and thinking about the small fortune he had just received during the game server maintenance, he said:

"I'll deposit 50 silver and 500... no, 499 copper."

[ Do Some Farm Work ] is confident that he has figured out the basic operating rules of this game bank. That copper coin is like a bank card or passbook. It can no longer be used as currency, but the information inside is priceless.

He slammed the entire money bag onto the bank counter. Seraphina's eyes briefly showed surprise. She really hadn't expected Ed's words to be so true. Even if the currency were distributed, these self-proclaimed " Soul Returner " would willingly hand it over.

Although ownership of the currency had changed, these glittering little creatures eventually returned to Seraphina's embrace.

That's enough. For dragons, whose genes are rooted in plunder, nominal ownership is never important; they only care about actual ownership.

If wealth were divided according to nominal ownership, every dragon would probably be penniless.

Seraphina took the money pouch and weighed it in her hand, the gold in her eyes becoming even more pronounced.

She quickly confirmed the amount in the purse, and the information written on the copper coin in her hand changed accordingly.

She put away her purse and said expressionlessly:

"Transaction completed. Current account level: Bronze. Current balance: 50 Silver 499 Bronze."

[ On the Do Some Farm Work ] took the copper coin, but finally asked the question:

How can I upgrade my account?

Seraphina immediately perked up and began explaining the account upgrade service like a real bank teller:

Your current account level is Bronze, which guarantees the safety of your funds but does not offer interest.

"A single account with total assets exceeding 10 gold can be upgraded to a Silver account for free, enjoying a high annualized interest rate of up to 1%, with guaranteed fund security and no service fees charged. It also has priority access to business processing compared to Bronze accounts."

"If the assets do not meet the standard after conversion, you can still upgrade for a service fee of one silver coin per month, and enjoy the same content."

"As for the Gold level accounts..."

"No need to say anything."

[ Do Some Farm Work ] waved his hand, interrupting Seraphina:

"I... I don't need to upgrade for now. Thanks for the introduction, I'm going to make some money."

After saying that, he turned away, not letting anyone see his dejected face.

Is this kind of design even possible in the game world?

It seems that I, the former "God of Gold Mining," am about to make a comeback!

Taking a deep breath, [ the Do Some Farm Work ] had regained his energy. He clenched the copper coin in his hand and looked around. A voice echoed in his mind:

"Where is the monster? I will end its life!"

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