Where to Find the Class Representative?

"Have you received your salary?"

As soon as Anderson unlocked the door, a slightly anxious face appeared before Anderson. Meeting his wife's gaze, he glanced guiltily at his feet, then turned and brought in the box that had been outside the door. He replied in a muffled, somewhat impatient voice, "No."

"Nothing?" Mrs. Anderson's skin, already showing signs of neglect, had become quite loose, with nasolabial folds, crow's feet, and forehead wrinkles... her skin was dull and rough. Her face was full of disappointment, and her hands unconsciously clenched together. "Then what are we going to do this month?"

Bills are coming soon, and if they can't pay them, they'll be placed on a high-risk list. If they default again and don't pay the debt, the bank or some businesses will initiate an investigation.

If investigators determine that they are unable to continue making payments, the goods they purchased through installment plans, or even their houses, will be auctioned off, and the proceeds will be used to repay the debt.

What's even more frightening is that if one company launches an investigation, all the businesses with installment payment agreements will launch investigations, which is enough to directly destroy a family! In recent months, there have been several cases in their vicinity where neighbors have had to sell their houses and move to worse, more dangerous communities.

It's a place teeming with all sorts of criminals, skilled women, pimps, and all sorts of other things; it's hell, though for some it's heaven.

Anderson carried three cardboard boxes into the house. He went straight to the sofa and sat down, while his wife circled the boxes, asking, "What's inside?"

Faced with his wife's incessant questioning, his head was about to explode. "The things the factory uses to pay wages, maybe you should go out and ask the neighbors if anyone needs them. That would be a better option than me getting this headache here. What do you think?"

The two looked at each other for a moment. Mrs. Anderson did not leave the room, but began to clean silently, taking a rag and cleaning everywhere.

Before Anderson returned, Mrs. Anderson had already done a thorough cleaning of the house. For most full-time housewives, besides taking care of their children and husbands, these are the few things they can do.

They watch TV, chat with neighbors, clean the house, and some even have affairs.

Whenever Mrs. Anderson's emotions reached a breaking point, she would start doing housework, doing it silently, as if she were isolated from the whole world and undisturbed by the outside world, until her emotions returned to normal.

Sitting on the sofa Anderson's head ached even more as he watched Mrs. Anderson get into "mode" again. He felt like he was the victim of emotional abuse. Look at this arrogant woman!

He didn't actually like Mrs. Anderson very much. Their marriage and living together was just a necessity of life. This is the tragedy of ordinary people: reality will never give way to ideals.

The wealthy and Privileged Class are the opposite; only among them can ideals and romance find fertile ground to grow.

Anderson slapped his forehead and left home. He needed to get out and about and think about what to do next month.

Not long after he left home, a young man smiled and handed him a flyer.

When Anderson encounters this situation, he usually turns it into a paper airplane or a wad of scrap paper and throws it in the trash can.

But he was feeling anxious and needed to do something to distract himself, so he turned his attention to the flyer.

"Gaitenau, instant cash on delivery!"

"Anyone who's willing to give you thirty or fifty yuan is your friend!"

"Anyone who can give you three or five hundred yuan is your relative!"

"Only we can offer you three to five thousand, or even thirty to fifty thousand!"

"Gaitenau, cash on delivery, getter, hoot!"

Anderson, who was about to casually discard a flyer from a Finance Company, suddenly paused. Perhaps these people could solve his problem! Before long, Anderson arrived at the address on the flyer with three cardboard boxes on his back. It was on the edge of the city center of Sabine City, which was completely different from other Finance Company that were almost on the outskirts of the city. This gave Anderson a strange sense of psychological satisfaction.

There were many people at the scene, which made him feel an unprecedented atmosphere, even more so than in earlier years when social development was not as advanced as it is now.

Although people were poor and the economy was underdeveloped in the past, everyone lived a fulfilling life, unlike now. At least in the past, he didn't have to worry about losing his job.

He looked at the row of negotiation tables under the open sky in the distance, and then at the various collateral piled up like a small mountain to the side, and he sighed silently.

"We need to pay attention to the market dynamics of the entire city and surrounding cities; we can't be too rigid..."

At this moment, Lin Qi was discussing the valuation with Mr. Fox, his son, and two of his men.

Valuation is not a casual, simple, or easy task; it is a very complex one.

The agreements Lin Qi previously presented to the bank were valued at over three million dollars, but Mr. Fox valued them at nearly four million dollars. This meant that Mr. Fox's overpayment could potentially become a huge risk for him—which, in reality, did not exist.

However, this flawed approach will still lead to many problems, such as the amount of money borrowed through agreements decreasing over time. In order to increase his own wealth, Lin Qi must teach them how to properly value their assets.

"There are no specialized consulting firms in Sabine City, so you'll have to do this yourself. Of course, if you can't do it well but are willing to pay, I can help you," he said, unable to suppress a smile. He always wanted to put on his brightest smile whenever he met a generous client.

"We need to figure out what products are slow-moving, what products are easy to sell, what products are suitable for price reduction, and what products are suitable for appropriate price increases. This is an art!"

He looked around and suddenly pointed in Anderson's direction, "Look at that person..." The eyes of the four people next to him immediately followed Lin Qi's gaze, "He brought three of the same things at once, and they look brand new."

"I bet he either stole these things or they were given to him as payment for debts, so we can cut his losses a bit."

"As for how to find out the price of this thing..." Lin Qi took out a piece of paper with more than a dozen phone numbers on it. "This is the phone number of the top distributor in Sabine City. They can find out the price of anything that can be legally purchased in Sabine City."

"You can call and ask about the recent sales of these items, and then give those people a lower price."

"This way you can get the largest value agreement with the least amount of money, while I can raise more funds for you!"

Mr. Fox's eyes lit up. He felt that the best decision he had ever made was giving Lin Qi a chance to speak—it was when they first met, and Mr. Fox thought Lin Qi was someone sent to cause him trouble.

But he generously gave Lin Qi a chance to speak, which led to their subsequent cooperation and the dramatic changes at Gatnau Financial Company.

The Finance Company is changing more and more rapidly. He used to think about getting Lin Qi to invest, but now he doesn't think that way anymore.

He's been doing the math these past few days. If he recovers all the principal and interest, plus the collateral that was automatically forfeited, his wealth could reach a staggering ten million in just two or three months!

Before this, it would have taken him almost half a lifetime to earn his two million-plus fortune; now it's only been a few months.

He couldn't possibly share such a large sum of money with Lin Qi; giving him a small service fee would be quite a lot, at least one or two million.

Young people should know how to be content, and Lin Qi does this very well.

He looked at Lin Qi with increasing satisfaction, and finally glanced at his son, saying, "You should learn from Lin Qi's friend and stop fooling around with those women all day, understand?"

This made Mr. Fox's son a little embarrassed, but he still nodded.

In their eyes, Lin Qi was like a magician, a magician who could perform money magic! ================================ I suddenly realized that what we lacked most was a class representative with imagination.

Actually, at the end of the previous chapter, the poster slapped on Anderson's face had many deeper layers of meaning.

First of all, it's not just the literal meaning of "every day is a new day." I think that translation is one-sided. In the context of the times, this sentence should be translated as "every day is full of new hope," which is more in line with the current situation.

The words on the poster essentially represent the blind optimism of the lower classes about the future, even after the market has been weak for a year or two.

Part of this is due to their own reasons, and another part comes from the demands of the Upper Class class on the lower class. For example, the Upper Class class keeps saying that although the market is weak, the Financial Market is continuing to rise.

The poster being blown away by the wind signifies an impending storm, and also indicates that some things can no longer be concealed; the Upper Class class is about to lose control over the lower class, at least not overtly.

Some problems will soon surface.

The poster slapped in the face symbolizes that ideals defeated by reality have turned around and given optimistic people a hard slap in the face, thus escalating the contradictions between the two ends of society.

======Therefore, we are lacking an excellent class representative!!!