After reading up on Senior Brother Xu Xingyao's circumstances, Chen Yu continued flipping through the pages.
Ninth on the Genius Ranking.
He Yao.
She owed Elder Sun 1,500 contribution points.
She had likewise signed a Wager Agreement with the Dao Sect, which expired next year.
Eighth on the Genius Ranking.
Hong Zihao.
He owed Elder Hao of Heavenly Flame Peak 1,700 contribution points.
His Wager Agreement expired next year.
Seventh place, He Youlai, owed 1,900 contribution points, with his Wager Agreement expiring next year; sixth place, Xu Nian, owed 2,100 contribution points, with the agreement expiring at the end of this year; fifth place, Han Feng, owed 2,400 contribution points, with the agreement expiring at the end of this year.
Fourth place, Yu Jingshan, owed 3,000 contribution points, with her Wager Agreement expiring next year; third place, Tu Yongrui, owed 3,300 points, with his agreement expiring this year; second place, Fang Chen, owed 3,600 points, with his agreement expiring next year.
First place... Ke Xiaotian, owed 4,000 points, with his agreement expiring this year.
"..."
"..."
He read through them one by one.
Chen Yu fell silent.
He looked at the Outer Sect Genius Ranking in his hands.
He honestly felt that this list ought to be renamed the Outer Sect Debt-Rich Ranking.
This was ridiculous!
Apart from Xu Xingyao, the higher their ranking, the greater their debt!
Ke Xiaotian, who ranked first, had reached a terrifying 4,000 points in debt!
Could he really pay that back?
With so much debt, if they couldn't repay it, what good was reaching first place? Wouldn't they still end up being liquidated and refined into spirit essence?
Puzzled, Chen Yu continued reading and discovered a line of fine print on the last page:
``` [Upon promotion to inner sect disciple, all interest accrued