Chapter Summaries

Jin Xia endured Lu Mingchuan’s absence from their engagement banquet and secured the Lu family’s public approval, then went to their marital home and found him in bed with Coco. The chapter ended with Coco taunting Jin Xia while Lu Mingchuan showed no remorse.

• Jin Xia played along as Mrs. Lu blamed Lu Mingchuan’s absence on overseas trust investments, and Old Madam Lu gave her ten percent of the trust shares.
• Jin Xia became the Lu family’s publicly acknowledged daughter-in-law while gossipers mocked her for tolerating Lu Mingchuan’s behavior.
• After the banquet, Jin Xia took a taxi to Lanting Garden and rushed into the villa when she saw Lu Mingchuan’s Rolls-Royce outside.
• Jin Xia found Lu Mingchuan and Coco naked together in the master bedroom and confronted him about missing their engagement banquet.
• Lu Mingchuan cursed at Jin Xia and ordered her to leave, while Coco put on a robe and taunted her about spending the night with him.

Jin Xia confronted Lu Mingchuan after finding Coco in their marital home, then called off their engagement when he demanded she apologize. Lu Mingchuan refused to let her leave and accused her of pretending despite her creditors coming after her.

• Jin Xia told Coco to leave, but Coco mocked her and showed off a dress while Lu Mingchuan ignored Jin Xia.
• Jin Xia slapped Coco, and Lu Mingchuan angrily demanded that Jin Xia apologize for disrespecting him.
• Lu Mingchuan threatened to call off the engagement, and Jin Xia agreed, telling him he did not deserve her kindness.
• Lu Mingchuan grabbed Jin Xia and said he would let her go, but accused her of trying to humiliate the Lu family and noted that her creditors had come knocking.

After Lu Mingchuan exposed Jin Xia’s debt and socialite training, she ended their engagement and left the Lu family’s villa. As she tried to flee Jing City, Brother Biao intercepted her over her unpaid loans.

• Lu Mingchuan revealed that he knew Jin Xia had spent millions on socialite training, while Coco demanded that she kneel and apologize.
• Jin Xia wished Lu Mingchuan and Coco happiness, then left the villa despite Lu Mingchuan’s threats to end their engagement and reclaim everything the Lu family had given her.
• Jin Xia waited in the rain for a ride, returned to the Murphy Hotel, and packed her few belongings before leaving with one suitcase and a ticket to Southeast Asia.
• Jin Xia recalled how winning the lottery led her to spend her money on socialite training and borrow more than ten million in high-interest loans.
• A Hong Kong-accented caller demanded repayment, and after Jin Xia got into a taxi, she discovered that Brother Biao was driving and had come to collect the debt.

After Lu Mingchuan refused to pay her ransom, Jin Xia escaped her captors by leaping from a rooftop and woke up in 2015, on the day she won the lottery. Determined to change her past, she used her winnings to try to buy her landlord’s property before its demolition, and offered him 2.6 million to sell immediately.

• Brother Biao demanded twenty million from Lu Mingchuan, who refused, and threatened to take Jin Xia to Southeast Asia.
• Jin Xia kicked Brother Biao, ran to the rooftop, and jumped when her captors cornered her.
• Jin Xia woke up in 2015, realized she had been reborn, and left without paying her landlord.
• Jin Xia claimed her lottery winnings and contacted an agent to buy the landlord’s property before it was demolished.
• Jin Xia told the landlord she would pay 2.6 million for the property and gave him one minute to decide.

Jin Xia bought her landlord’s house, and he and his wife were arrested after police uncovered their gambling operation. After handling the demolition compensation, she found a new home, bought a car, and hired An He as her driver.

• Jin Xia transferred 2.6 million yuan to the real estate agency and signed an agreement to buy the landlord’s house.
• The landlord and his wife were arrested after police found a gambling den and records showing large sums of money; the landlord was sentenced to eight years, and his 2.6 million yuan was confiscated.
• Jin Xia completed the demolition measurements and arranged for the compensation to be paid to her as the property’s new owner.
• Jin Xia chose an old Western-style house near Haicheng University and bought an Alphard.
• An He asked how to address Jin Xia, and she told him to call her Xia because being called Miss felt strange.

Jin Xia bought Song Min’s old Western-style house and learned that the welfare home where she grew up was close to shutting down because of debt and unpaid rent. She arranged for An He to pose as an angel investor and proposed moving the children to a larger former nursing home.

• Jin Xia learned about An He’s past and hired her as her driver.
• Jin Xia got along with Song Min, arranged to buy her old Western-style house, and planned to sign the contract.
• Jin Xia contacted Mama and promised one million to support the welfare home, learning that it owed five years of rent and might have to close.
• Jin Xia signed the house contract and went with An He to meet Mama at the welfare home.
• Jin Xia introduced An He as the investor, then showed Mama property listings and proposed moving the children to a former nursing home.

Jin Xia helped move the orphanage and its children to a new home, where Director Wang Xiumei suddenly collapsed. At the hospital, Jin Xia learned that Xiumei likely had Gaucher disease and faced treatment costs the doctors said most people could not afford.

• Jin Xia and An He arranged the orphanage’s relocation after Jin Xia agreed to buy its building for 700,000 yuan.
• Jin Xia helped move the director, teachers, and 56 children to the former nursing home in Huaxi Village.
• Director Wang Xiumei collapsed while inspecting the new home, and Jin Xia rushed her to Central Hospital.
• A doctor told Jin Xia and the teachers that Xiumei’s symptoms and test results strongly suggested Gaucher disease.
• Jin Xia learned that Xiumei would need costly long-term medication, and the doctor recommended giving up treatment unless they could find a medical project team.

Jin Xia paid for Wang Xiumei’s urgent Gaucher disease treatment and reassured her without hiding that she was seriously ill. After Wang Xiumei began treatment and her condition stabilized, Jin Xia left the hospital reflecting on her bond with the director and the orphanage’s ongoing medical needs.

• Jin Xia gave the doctor three million yuan and asked him to begin Wang Xiumei’s treatment as soon as possible.
• Jin Xia visited Wang Xiumei, refused the money she offered, and reassured her that An He was supporting them.
• Wang Xiumei asked to go home and have her ashes buried at the orphanage, but Jin Xia told her to stay for treatment.
• Jin Xia explained that Wang Xiumei had a rare disease rather than cancer and credited An He with helping pay for care.
• After Wang Xiumei fell asleep, Jin Xia learned that the hospital had started her on imported medication and that her condition was stable.
• Jin Xia left the hospital considering the orphanage’s many children and the enormous cost of treating those with rare diseases.

Jin Xia paid An He 300,000 yuan for helping her and reflected on how her past choices had led to ruin. Seeing the orphanage struggling without its director, she arranged an amusement-park trip for the children and prepared to take them out.

• Jin Xia transferred An He 300,000 yuan as a commission, and An He gratefully promised to keep driving for her.
• Jin Xia read her college classmates’ group chat and considered how her past lack of education and financial choices had led to prison, debt, and despair.
• Jin Xia reviewed Teacher Bai’s list of orphanage children and called to offer a day at a nearby amusement park.
• Jin Xia arrived at the orphanage, where the children were distressed and Mengmeng had been struck during an argument over Director Mommy.
• Jin Xia comforted Mengmeng and offered to take the children on an outing, while Teacher Bai welcomed the plan.
• Jin Xia said An He had suggested the trip so the orphanage staff would not question her motives.

Jin Xia, Teacher Bai, and Teacher He brought the children from Tongxin Welfare Home to Happy Fight Amusement Park, where the security guard insulted them and demanded inflated ticket prices. The guard shoved Mengmeng and other children, leaving Mengmeng in tears and the group in chaos outside the park.

• Teacher Bai arranged for the children to visit the amusement park, and Jin Xia, Teacher Bai, and Teacher He brought more than thirty children there in vans.
• The security guard accused the group of seeking free admission and demanded 99 yuan per child and 199 yuan per adult.
• Teacher Bai challenged the guard with a video showing cheaper ticket prices, while Jin Xia offered to pay by Zhifubao.
• The guard rejected mobile payment, insulted the group, and demanded cash for tickets.
• When the guard accused Mengmeng and several boys of touching the entrance statue, he shoved them away, making Mengmeng cry and the children argue over whether to leave.
• The guard shouted at the children and ordered everyone to get lost.

Jin Xia confronted Happy Fight Amusement Park after its guard insulted the children from Tongxin Welfare Home and tried to overcharge them. The guard was taken away for investigation, and Jin Xia left with the children, who happily ate the hamburgers she had ordered.

• Jin Xia called the municipal service center after Uncle Lan insulted the welfare-home children and accused them of trying to enter without paying.
• The service center sent staff to the amusement park, and Jin Xia played a recording of Uncle Lan’s abuse for Lan Jie and the investigators.
• The investigators questioned the amusement park’s ticket prices, and Uncle Lan admitted he had charged the group more because he assumed they could not afford admission.
• Uncle Lan was taken away to cooperate with an investigation into possible long-term overcharging, while Lan Jie offered the group free admission.
• Jin Xia declined Lan Jie’s offer, arranged a car, and took the children home after they ate their hamburgers.
• Jin Xia told An He to take her to the mall later.

Jin Xia spent her mall voucher on a discontinued Chanel handbag and slippers, then went to finalize the purchase of the old courtyard on the former orphanage site. Her agent told her that the owner of a nearby recycling depot also wanted to sell.

• Jin Xia bought two Hästens mattresses and received a fifty-thousand shopping voucher from the store.
• Jin Xia recognized a once-unpopular Chanel handbag that later became highly sought after and bought it with the voucher, adding a pair of house slippers.
• Jin Xia left the mall and had An He drive her to the real estate agency to complete the purchase of the old courtyard.
• The agent told Jin Xia that the owner of the recycling depot behind the courtyard had urgently contacted him about listing the property for sale.

Jin Xia bought a scrap collection station, made a leveraged short trade as the A-share market began to fall, and returned to her newly furnished house. She accepted a friend request from her former roommate Zhang Niannian, deciding to embrace university life and pursue medicine.

• Jin Xia bought the scrap collection station for five hundred thousand and set off with An He for the old Western-style house.
• Jin Xia used four million to open leveraged short positions as the A-share market fell, turning it into twenty-one million by market close.
• Jin Xia transferred An He another hundred thousand in pay and told her she would stay home for the next few days.
• Jin Xia enjoyed the house and remembered how she had neglected her university life in her previous life and hoped medical studies might help treat the director's illness.
• Jin Xia accepted a friend request from Roommate 319, and Zhang Niannian introduced herself in a message.

Jin Xia joined her dorm group chat, organized new staff for the orphanage, and met roommates Meng Ya and Zhang Ru before their first meal together. The chapter ended when Zhang Ru learned Song Li had arrived by car and wondered how she could already own one before college began.

• Zhang Niannian added Jin Xia to the dorm group chat, where the roommates agreed to meet for a meal at Dahui City.
• Jin Xia recruited five candidates to help at the orphanage and sent their details to Teacher Bai for evaluation.
• Jin Xia took a taxi to Dahui City and met Meng Ya and Zhang Ru outside.
• Zhang Ru introduced herself and Meng Ya to Jin Xia while carrying her suitcase.
• Meng Ya said Song Li had arrived and was parking, prompting Zhang Ru to marvel that Song Li already had a car.

Song Li and her roommates rushed to help Zhang Niannian after a car owner demanded twenty thousand yuan for a scratch on his Santana. Jin Xia accused the driver of causing the crash while driving against traffic and called the police, who took him away for questioning.

• Song Li met Jin Xia, Zhang Ru, and Meng Ya, then learned from Zhang Niannian that she had hit a car near Dahui City's west entrance.
• Song Li and the others found Zhang Niannian crying beside a scratched Volkswagen Santana while its owner demanded twenty thousand yuan.
• Jin Xia reasoned that the driver had come from the wrong direction and accused him of trying to commit fraud.
• Jin Xia called the police and warned the driver not to leave the scene.
• Police arrived, heard Zhang Niannian's account, and ordered the driver to accompany them while they collected evidence.

Jin Xia treated her classmates to an expensive meal at a private kitchen restaurant and paid the bill without hesitation, revealing that she had more than 500,000 yuan in her account. She left after topping up 50,000 yuan, while the servers marveled at her wealth and composure.

• The driver was taken away by the police after Zhang Niannian and Jin Xia exposed his attempt to scam them.
• Jin Xia led Zhang Niannian and their classmates to a private kitchen restaurant, where they ate and drank together.
• The girls were shocked when they saw that the meal cost 4,600 yuan, and Song Li offered to call her father for money.
• Jin Xia remembered how she had once been forced to repay a stolen phone from her wages, then went to pay the bill herself.
• The server saw that Jin Xia had more than 500,000 yuan in her account and offered her a prepaid-card promotion.
• Jin Xia topped up 50,000 yuan and left, prompting the servers to envy her apparent wealth.

Jin Xia offered Song Li’s brother Song Ming a high-paying assistant job, hoping to use his market skills to profit before a crash. She then rushed to the hospital after learning Mengmeng’s leukemia had worsened, and the chapter ended with Teacher Bai describing the child’s poor prospects and the enormous cost of treatment.

• Jin Xia paid the 4,600-yuan bill for the meal and privately asked Song Li about her missing father and brother Song Ming.
• Jin Xia offered Song Ming a flexible assistant job with a 10,000-yuan base salary and profit sharing, and Song Li was stunned by the offer.
• Jin Xia received an urgent call from Teacher Bai saying Mengmeng’s high fever had worsened and took An He’s car to the hospital.
• Jin Xia recalled Mengmeng’s leukemia diagnosis and considered how to find medical resources for the sick people at the orphanage.
• Teacher Bai told Jin Xia that Mengmeng’s fever would not go down, a bone marrow match was unlikely, and treatment could cost several hundred thousand yuan.

Jin Xia paid for Mengmeng’s treatment and planned to improve the orphanage while preparing to hire Song Ming to help her trade stocks. After showing him her trading records, she left him interested but worried about the risk of losing money.

• Jin Xia stayed at the hospital with Mengmeng and learned that her unstable condition required a bone marrow match and might need a specialist surgeon.
• Jin Xia gave the doctor 450,000 for Mengmeng’s treatment and told Teacher Bai to say the money came from An He.
• Jin Xia planned to buy smart appliances for the orphanage and arranged to meet Song Ming to discuss a job.
• Jin Xia offered Song Ming one million for his first trade and showed him a contract and records of her stock trades.
• Song Ming understood some of Jin Xia’s trading decisions but hesitated because he feared losing money without any experience.

Jin Xia tested Song Ming’s trading ability with a million, and he turned it into 6.7 million in under half an hour. She hired him as her assistant and paid him 570,000 in commission, leaving him wondering why she trusted him so much after just one meeting.

• Jin Xia offered Song Ming a ten-thousand salary and a ten percent commission, and he accepted after considering his family’s financial troubles.
• Jin Xia gave Song Ming a million in a demo account and told him to turn it into three million by trading.
• Song Ming rapidly traded and raised the account balance to 6.7 million, far surpassing Jin Xia’s target.
• Jin Xia told Song Ming the account had been real and transferred him 570,000 in commission.
• Jin Xia asked Song Ming to sign an employment contract and buy a separate work computer, and he asked why she trusted him so much.

Jin Xia reassured the director that An He would fund her treatment and planned to donate supplies to the orphanage. When the director called Bai Qiao for advice about smart devices, Jin Xia recognized him as Bai Jingyan, a rising technology executive, and asked for his contact information.

• Jin Xia went to the hospital and overheard the director asking the doctor to contact An He instead of spending money on her treatment.
• Jin Xia told the director that her illness had research value and that An He planned to support medical facilities, with the doctor confirming her story.
• Jin Xia showed the director a list of supplies An He supposedly planned to donate, and the director suggested contacting Bai Qiao for advice about smart devices.
• Wang Xiumei called Bai Qiao, who said his company was developing an AI project and that he could talk later.
• Jin Xia recognized Bai Qiao as Bai Jingyan, a technology executive associated with Rock Technology, and asked the director for his contact information.