"This is getting increasingly outrageous."
Su Wen sighed, then looked at Sycee and said, "Little Sycee, do you know why the River of Space-Time is so desperately in need of Wealth Source?"
Sycee, who was watching the movie, looked up and said, "I'm not really sure about that."
Su Wen leaned back in his chair, rubbing his temples, and said, "The price they're asking for on the River of Space-Time is getting higher and higher lately."
Sycee thought for a moment and said, "Maybe things from the River of Space-Time are inherently... very expensive?"
"You mean, the previous low price was essentially a subsidy for me, allowing me to get through the beginner phase more quickly?"
I think that's how it should be.
"Hmm... Indeed, I should have been wary when I saw that the time-space consumption increased tenfold after advancing to the First Rank the Wealth Disrupts Space-Time."
"Actually, Master, you don't need to think too much. If something from the River of Space-Time is useful and you think it's worth it, then buy it. If you think the price-performance ratio is too low, then forget it."
Sycee spoke up, "It involves time and space, especially the River of Space-Time where the past, present, and future intertwine. What he sells are almost all things you can't buy anywhere else."
In short, it's a monopoly!
"A monopoly... how could it not be expensive?"
"So if it's truly useful and can't be severed, then we have to buy it no matter how expensive it is."
"If it's not that urgent, and it's too expensive, then forget it!"
"It's so expensive, and the loan interest rates are outrageous. Let's wait and see. If it doesn't work out, we can discuss it further based on future developments."
"Ten million in Wealth Source is truly an astronomical figure for its current owner."
At this point, Sycee paused, then said, "As for the loan issue related to the River of Space-Time?"
"Master, Sycee does not recommend that you take out a loan, especially given your current rank. Taking out a loan from the River of Space-Time is an extremely unwise choice."
"Perhaps 40,000 a month in Wealth Source isn't much for you now, but last month alone, your finances were Wealth Flows In, bringing in 80,000 Wealth Source income."
"But you can't calculate it that way. Right now, you're in a period of steady growth, and your monthly Wealth Source is positively correlated with your income, so your Wealth Flows In gains will be high, and may even increase over time."
"But you must remain calm and not be misled by the prospect of abundant Wealth Flows In, nor allow yourself to estimate the Wealth Flows In or use Wealth Flows In to budget for future loans."
"Otherwise, if problems arise, such as a bad future situation, or if you find yourself in a restricted area."
"At that time, your only Wealth Source may be abundant Wealth Flows In."
"And if you lose contact with the world and are alone in a confined space, your Wealth Flows In income may gradually decline."
"In that case, perhaps one day in the future, you... won't be able to repay the loan from the River of Space-Time."
"Even though the River of Space-Time is treating you very well now, very politely, and even going to great lengths to meet your needs, and has even implemented special policies tailored to your situation."
"But if you default on your promise and fail to repay the loan from the River of Space-Time, the River of Space-Time will immediately take action and seize the general equivalent of the remaining outstanding Wealth Source from you."
"Master, would you like to suddenly lose something from your body someday in the future?"
"Especially since this loss was so unpredictable."
After a moment of silence, Su Wen said, "That is indeed dangerous. If nothing goes wrong, it's fine, but if financial problems arise, a monthly Wealth Source of 40,000 could probably drive someone to their death."
Sycee nodded and said, "Yes, especially from the perspective of the time-space contract, if you can't repay the time-space loan, then the physical Power of Immortality you purchased over a hundred years with 48 million in Wealth Source will probably be forcibly taken back by the River of Space-Time."
"But the value of the Power of Immortality is only ten million."
"If you end up with more than ten million in remaining Wealth Source, the River of Space-Time might take away other valuable things from you."
"In other words, if your Wealth Flows In don't go as planned, or even if your external income is lower during that period, then things will be very serious."
"Even in the worst-case scenario, you might find yourself in a situation where you've been working for the River of Space-Time for free for decades."
"After decades of hard work and so much Wealth Source, in the end, not only did you lose your physical Power of Immortality, but you also lost your spiritual Power of Immortality, your true spirit Power of Immortality, and even anything of value on your body might be taken away and pawned."
"Just think about it, isn't this situation... terrible?"
Su Wen waved his hand and said, "I didn't intend to sign this century-long loan, after all, I don't need it right now. I'm only Third Rank God of Wealth and Fourth Rank Martial Artist, still a long way from the Emperor Rank Limit!"
The consumption of the physique Blessing the River of Space-Time is determined by the strength of his physique.
He's just too physically weak right now, that's why he has to spend so much.
Once his Martial Dao skills improve, he'll probably need to spend much less Wealth Source.
"Actually, Master, if you really want to take out the Time-Space Loan, Sycee has a suggestion, though it's not entirely well-intentioned."
Sycee said softly, "Ten million in Wealth Source turning into forty-eight million is too little."
"The general equivalent of tens of millions in Wealth Source can be reclaimed from you through the River of Space-Time."
"If you really want to borrow, and the River of Space-Time gives you the opportunity in the future, you can directly borrow trillions, or even hundreds of trillions, or tens of trillions of Wealth Source."
"In short, borrow as much as you can, until the River of Space-Time dares not let you die."
"As long as you borrow enough, then with the River of Space-Time protecting you, no one can kill you."
"Anyone who dares to kill you will be hunted down to the death throughout the River of Space-Time!"
At this point, Sycee paused, then continued, "In fact, to give you the ability to repay the interest, the River of Space-Time might even have to enhance your strength and provide you with a free opportunity to travel through time."
"We'll even personally guide you, giving you the opportunity to absorb Refinement massive amounts of Wealth Source."
"Otherwise, if you can't even pay the interest and feel hopeless about life, wouldn't you suffer a huge loss in the River of Space-Time?"
"So, as long as we owe enough, we don't need to worry about the River of Space-Time taking anything away from us."
"He can take any life he wants, and if he dares to take it, we dare not return it."
"Of course, it's best if you don't easily choose this kind of 'what's the use' strategy, Master."
Otherwise, for a very, very long time to come, you will be an unpaid laborer in the River of Space-Time.
"Who knows, you, this major client of River of Space-Time, might just become an insider of River of Space-Time in the blink of an eye."
Unable to repay the loan, I can only contribute my remaining energy, spending my endless remaining years working for the River of Space-Time.