"Nine Mountains Sect said that you can be replaced by others, but you still work day and night?"
In the Watching Ripples Palace, after hearing the report from their subordinates, Madam Thousand Mechanisms and the three of them looked at each other in confusion.
The subordinate nodded affirmatively and said, "They are really changing, there is no obstruction at all."
These words made Madam Thousand Mechanisms even more disbelieving, so he simply stood up and said, "I want to take a look."
Peacock Great Emperor and Daoist Guhong looked at each other and said at the same time, "Then let's go take a look together."
The three of them concealed themselves and sneaked into Nine Mountains Department Store.
It was already dusk at this time, and all other buildings in Nine Mountains Department Store were closed. Only Heaven-Earth Bank had a long queue at the door, and it seemed that it was not closed.
The three of Madam Thousand Mechanisms quietly walked into Heaven-Earth Bank, and saw a disciple of the Nine Mountains behind the counter talking. "If you withdraw this deposit certificate now, we will not pay interest."
"No interest?"
There was a female nun standing in front of the counter, she looked very shrewd.
"Yes, your certificate of deposit has a five-year term, but if you withdraw it in advance, we will only refund the principal without adding interest."
"Why not give interest?"
"It's clearly written on the deposit receipt, read it yourself."
The female cultivator didn't seem to even look at it, she just kept shouting that Heaven-Earth Bank was bullying others. The Nine Mountains disciple said coldly, "Am I, Heaven-Earth Bank, bullying others, or do you think I, Nine Mountains Sect, am easy to bully?"
As soon as he said this, the female cultivator immediately fell silent and did not dare to say any more.
The Nine Mountains disciple seemed to have been used to this situation for a long time and was not angry. He just asked again, "Are you still withdrawing money or not?"
"Take! Take it all out!"
The female cultivator gritted her teeth and said.
Soon, she brought Spirit Stone out from upstairs, and walked out of Heaven-Earth Bank with a troubled look on her face, still muttering to herself.
Madam Thousand Mechanisms The three of them looked at it for a long time and found that Nine Mountains Sect really didn't have any difficulty in withdrawing the money, and the process went very quickly.
Back to the Watching Ripples Palace, Daoist Guhong asked in confusion, "Why does this Nine Mountains Sect seem not afraid of us withdrawing money?"
Madam Thousand Mechanisms's face changed slightly. She came up with this strategy, and now Nine Mountains Sect's reaction far exceeded her expectations.
Daoist Guhong obviously doesn't believe her anymore.
"No, they are bluffing!" Madam Thousand Mechanisms said firmly, "No matter how they move, one thing cannot be changed."
"What?"
"Spirit Stone is not enough! Xuanwei has been lacking Spirit Stone since ancient times!"
When Daoist Guhong said this, they nodded slightly, somewhat convinced by her.
Peacock Great Emperor asked again, "But they are so calm now----"
Madam Thousand Mechanisms thought he had seen through the Nine Mountains Sect's thoughts, and chuckled, "It's just to stabilize people's hearts. What Heaven-Earth Bank needs most is the trust of the monks!"
"If they are not like this, there will be more and more monks withdrawing money. By pretending that everything is normal, they can dispel people's doubts and maybe there will be fewer monks withdrawing money."
This statement made sense, and Peacock Great Emperor nodded slowly and said, "Then how will we respond?"
"After one month, go and withdraw the money! The three of us will withdraw the money together, Nine Mountains Sect naturally can no longer hide the truth."
"At that time, no matter how much they pretended, it would be difficult to dispel the suspicion of other monks."
Seeing that her analysis was so conclusive, Peacock Great Emperor nodded repeatedly, and couldn't help but praise Daoist Guhong: "It's really enviable for fellow Daoist to have such a smart person as Qianji as his assistant."
After hearing this, Madam Thousand Mechanisms said he didn't dare to take it seriously, but the expression on his face became more confident and proud.
While many people were waiting, the one-month period agreed between Han Qi and Madam Thousand Mechanisms arrived, and Madam Thousand Mechanisms walked towards Nine Mountains Department Store with several Spirit Transformation.
There were many people following her, and Madam Thousand Mechanisms had no intention of driving them away. On the contrary, she wished those monks would follow her to expose Heaven-Earth Bank's disguise.
Those monks were also smart. Seeing her attitude, they not only followed her, but also started talking boldly behind her.
She heard two monks talking. "Hey, do you think there is Spirit Stone in Heaven-Earth Bank?"
"I've seen a lot. These days, anyone who goes to withdraw money will be given away."
"But didn't Qianji High Immortal say it? People are demolishing the east wall to make up for the west wall----Qianji High Immortal is there any truth to what he said?
Madam Thousand Mechanisms has a good reputation in Strife-Free City. As soon as he said this, the monk just now was speechless. Of course, maybe it was also because Madam Thousand Mechanisms was in front. No matter how bold he was, he would not dare to say that Madam Thousand Mechanisms was lying----
Having the upper hand, the monk who was still chasing after him said, "I took out Spirit Stone a long time ago. Losing some interest is nothing, I'm afraid that the principal is gone."
"...
"I heard you're still in there."
"I wanted to come here to get it before, but I went back because Nine Mountains Sect looked very confident."
"Confused! Let me tell you, there is definitely a big hole in Heaven-Earth Bank."
There are many people who say this, and Madam Thousand Mechanisms understands in her heart that this does not necessarily mean that they can really understand the current situation of Xuanwei lacking Spirit Stone like her. However, most monks who withdraw money will secretly pray or be sure that something will go wrong with Heaven-Earth Bank - maybe they are worried about the interest, or they simply want to prove that they are right.
The group of people arrived at the door of Nine Mountains Department Store, and Han Qi had already followed the sound.
"Qianji High Immortal." Seeing Madam Thousand Mechanisms, Han Qi bowed respectfully.
Madam Thousand Mechanisms returned the favor, his expression still polite, and his tone even gentler. "Manager Han, I came to pick up Spirit Stone as promised. You promised me before that you would help me allocate Spirit Stone, are you ready?"
Han Qi smiled bitterly when he heard this, as if he was a little depressed. "Before, I only thought that you, Strife-Free City, were the only ones who wanted to withdraw money, but I never thought that Suspended Island and Beyond-Heaven Mountain were also asking for money. It really caught me off guard."
Madam Thousand Mechanisms had a look of surprise on his face after hearing this, as if it was such a coincidence?
Han Qi's expression became more and more sad. "You three are my Nine Mountains Department Store's big customers in the Northern Continent. I can handle one of them, but three of them come at the same time. The entire Northern Continent's Spirit Stone is not enough, so there is no need to talk about allocation."
"What's more, there are some monks who are well-informed and come directly to withdraw money, for fear that Heaven-Earth Bank will be emptied by you."
After listening to Han Qi's complaint, Madam Thousand Mechanisms narrowed his eyes, and there was unconcealed dissatisfaction and suspicion in his tone. "So, Manager Han, what you mean is that you don't have Spirit Stone for me? I gave you a full month!"
"If you don't complete Spirit Stone for me today, then how can you have the dignity to continue driving Northern Continent with Nine Mountains Department Store?"
She was full of aura, and for the first time in front of Han Qi, she showed her power as a monk of Dao Fruit.
The monks behind her looked at Han Qi and Nine Mountains Department Store with even more suspicion and even anger.
"Northern Continent No." Han Qi remained firm and laughed instead, "But Strife-Free City is our big customer, and Nine Mountains Sect never lets customers suffer."
"What do you mean?"
"High Immortal must be Spirit Stone?"
"Of course."
"Okay, we have Spirit Stone."
"----You said Northern Continent doesn't have----"
"But we Nine Mountains Sect have it!" Han Qi explained, "I heard that monk Northern Continent needs Spirit Stone recently. The sect specially sent Divine Firmament Fleet to escort Spirit Stone here. He will arrive today!"
Madam Thousand Mechanisms was stunned, and she looked outside the city. Sure enough, hundreds of Divine Firmament Warship flew past the Strife-Free City and landed in front of everyone.
Xie Qingxue held Green Duckweed Sword, standing proudly on the bow of the flagship, his eyes swept over Madam Thousand Mechanisms's face, and then he nodded slightly and said, "Hand over Spirit Stone."
A group of the Nine Mountains disciples flew out from behind her, took out dozens of Storage Bag, and solemnly handed them to Han Qi.
Madam Thousand Mechanisms stared at Storage Bag, and his tone was a little awkward unconsciously. "These are all Spirit Stone?"
Han Qi chuckled lightly and did not answer her words. As if on purpose, he untied Storage Bag one by one.
In an instant, a dozen small mountains of Spirit Stone were piled at the door of Nine Mountains Department Store.
Under the sunlight, these Spirit Stones are shining and dazzling. Probably because they are too high, from time to time some Spirit Stones roll down from the top of the mountain and fall at the feet of everyone.
The surroundings were extremely quiet, and all the monks, including Madam Thousand Mechanisms, looked like their brains were shut down when faced with the Nine Mountains Sect's behavior of using Spirit Stone to spread the floor.
In this quietness, the sounds of those secretly swallowing saliva became very clear.
It's really not that these monks are ignorant.
Just like Madam Thousand Mechanisms said, Xuanwei has been lacking Spirit Stone since ancient times. How have these monks ever seen such a big scene.
Even Madam Thousand Mechanisms's eyes were a little straightened - now she knew why Nine Mountains Sect sent Xie Qingxue with the fleet. Others really couldn't stand these Spirit Stone.
Others were in a daze, but Han Qi had already asked his disciples to count Spirit Stone.
After a while, he picked up a Storage Bag, handed it to Madam Thousand Mechanisms and said, "High Immortal, this is your Strife-Free City's deposit. Of course, we will not pay interest."
Madam Thousand Mechanisms stared blankly at the Storage Bag in Han Qi's hand, and then looked at the Spirit Stone mountain range that didn't look much missing, his lips trembling.
She didn't say anything, but a female cultivator behind her suddenly shouted, "I want to save Spirit Stone!"
She looked back and saw that what a coincidence, it was the nun she saw withdrawing money when she sneaked into Nine Mountains Department Store before.
Others also understood. With the Nine Mountains Sect's financial resources, what else do they have to doubt?
Heaven-Earth Bank is rich and provides interest, and Nine Mountains Currency itself is convenient and easy to use. Naturally, they want to deposit Spirit Stone into the bank.
Unexpectedly, Han Qi laughed, "Fellow Daoists, our Tiandi Bank has undergone some changes starting from today."
"What changes?"
"One is that the interest rate will be reduced." Han Qi sighed, "We Nine Mountains Sect came to the Northern Continent for the first time before, and wanted to give you some benefits to fellow Daoists to gain everyone's trust, so the interest rate is quite high. It's just——"
The monks standing at the door of Nine Mountains Department Store were speechless.
After all, they don't seem to trust Heaven-Earth Bank very much.
"What's more, over the past month, I, Nine Mountains Sect, have been in a hurry and my energy has been severely damaged. Even Xie Taishang has to travel day and night. It's really hard."
Xie Qingxue twitched her lips, she didn't know where Zheng Fa found such a person, she was not in a hurry on this trip, she came all the way to enjoy the mountains and rivers.
"It has been decided within the clan that for certificates of deposit that have not been withdrawn before, we will pay the original interest."
"But now that fellow Daoists want to save money, we at the Nine Mountains Sect cannot provide such high interest rates."
As soon as he said this, Nine Mountains Department Store was filled with joy and sorrow outside.
Most of the monks were in mourning. After all, with this withdrawal of money, many monks not only lost the previous interest, but also could not get such high returns in the future.
But a few monks had their mouths turned up, just because they were frustrated by others and didn't dare to express it.
Most of the monks were naturally worried that Heaven-Earth Bank would have no money, so they withdrew the money.
Those few monks naturally did not withdraw money.
Han Qi looked at these monks with different expressions and laughed in his heart - given Nine Mountains Department Store's position in the Northern Continent, Nine Mountains Sect doesn't need to do anything big, just lowering the interest rate is enough to make those monks who don't trust Nine Mountains Sect drink a pot, and it is even enough to affect the entire Northern Continent price.
As for those who still trust Nine Mountains Sect, according to the algorithm of Zhang Taishang, the deposit certificates in their hands have actually appreciated in value based on future earnings.
Of course, most monks don't have financial thinking like Zhang Taishang, but ----Madam Thousand Mechanisms does!
She looked at the Storage Bag in her hand and could even calculate how much Strife-Free City had been lost each time it came in and out.
But more importantly----
She looked around and saw many monks who had withdrawn money. The eyes looking at her now were full of anger and even hatred.
Of course they will not think that they have no analytical mind, they will only think that you Madam Thousand Mechanisms caused everyone to lose money.
"I'll save it!" the female nun shouted, "Save it for me first!"
Others also reacted and rushed towards Heaven-Earth Bank, as if they were afraid that the interest would be reduced if it was late.
Soon, another long queue appeared at the door of Heaven-Earth Bank. Even the people in the queue were the same people as last time. Last time they were all rushing to withdraw money, but now they were rushing to save money.
Madam Thousand Mechanisms's heart became colder and colder. She could see that even though Nine Mountains Sect lowered the interest rate, their credibility increased instead - exactly the opposite of her own.
Among the Nine Mountains Sect.
"Our Heaven-Earth Bank's deposits have tripled, but in terms of interest costs, they are 70% less than before." Uncle-Master Pang reviewed the report sent back by Heaven-Earth Bank, smiling so hard that he could not see anything, and said, "Han Qi is really a talent."
--
Senior Sister Zhang shook his head and said, "After so many years of experience, he is much more stable than before, and he copes well."
Heaven-Earth Bank is a new thing in Xuanwei. Many monks live long lives, so naturally they are not willing to accept the emergence of Heaven-Earth Bank so quickly.
At this time, Nine Mountains Sect showed a little financial strength, but Heaven-Earth Bank finally quickly became famous in the Northern Continent, attracting many new depositors.
Water Mother listened to the conversation between the two and couldn't help but sigh in his heart: Nine Mountains Sect took advantage of it this time.
First of all, it saves a lot of interest - those monks withdraw money in advance and Nine Mountains Sect do not pay interest.
Another, most important thing is that Nine Mountains Sect found an excuse to lower the average interest rate by two points. Now the average annual interest rate of Heaven-Earth Bank's deposits is even less than one, which greatly reduces the cost of funds.
Generally speaking, I don't know whether Strife-Free City is losing money or not Water Mother, but Nine Mountains Sect is making pure profit, not only in terms of resources, but more importantly, Northern Continent People who have controlled Jade Pool's Water Mother one by one are very ignorant. Where Xiu Huole puts his own Spirit Stone may be more important than which sect they are from.
She never thought that a bank could have such influence.
"Most of the Northern Continent repairs and Dole resources were sold to Heaven-Earth Bank----Water Mother fellow Daoist. We can prepare for the first round of test firing."