Changing the Strategy for the War Against Columbia / Manfred Wants to Become a Real Man

The conflict between Utopia Bank and Columbia is ultimately just a conflict of interests. How could capitalists, who are greedy and ruthless, possibly allow their wealth to circulate to the lower classes?

Huang Cao's implementation of the capitalist system he had developed in Columbia, which had been modified and patched up by countless people in his previous life, was still a bit too advanced.

The practice of exploiting people to the point of exhaustion is exactly like the capitalist society of the First Industrial Revolution, which only knows how to drain the pond to catch all the fish.

Following the announcement, Columbia capital immediately responded and decided to engage in talks with Utopia.

Since their identities had already been exposed by this point.

Huang Cao placed his identity as the Gunslinger in southern Columbia, and then went to Columbia as the ruler of Utopia.

So, after he had been in Columbia for more than half a year, the diplomatic relations between the two countries finally made significant progress.

Previously, diplomacy between the two countries was essentially frozen, and the Columbia president was very curious about Huang Cao's current attitude.

Following the pre-arranged diplomatic procedures, Huang Cao and the Beast Lord President arrived at a secret room a few days later.

"Mr. President, may I address you as such?"

"Of course, Mr. Huang, or do you prefer to be called Master Huang?"

"If you could address me as 'Master,' I would certainly be honored."

After a few polite exchanges, Huang Cao played his cards.

"I think the relationship between our two countries needs a change, so why can't we develop this land together with Utopia?"

"But what you did before has greatly worried us elites. The purpose of your visit this time is..."

"I agree to dissolve all unions and the social security system under Utopia, but you need to open up the market for me."

The Huang Cao showed no sign of heartache, as if it were simply Chen a fact.

This method is too slow. Immigrants from other places have no sense of dependence on this land, and the unions will not be very effective in the short term.

As for the social security system, it has become a project where one party pays money unilaterally.

That won't do. Rather than being exploited by Columbia capital and Columbia, it's better to take a step back and make arrangements in advance.

Switching from offense to defense should be easier, so now it's just a matter of whether this blue bird will take the plunge.

The president of Columbia is a blue bird, with strong ties to Pre-Civilization, but seems to have his own ideas and wants to break free of this land in his own way.

He often disguised himself as the vice president's pet to attend various events.

However, it is clear that the Blue Bird has not yet discovered the trap set by Utopia, or perhaps the bird does not take Utopia seriously.

Although in its vision, capitalists would gradually move towards Order under their own regulation, and then establish a complete social Order over hundreds of years.

It's a pity that this takes far too long. A hundred years will have passed, and Utopia will have unified Terra. And I'll still be here playing house with you?

"It's wonderful that you've come to this understanding. Columbia is willing to develop this land together with Utopia, but this country isn't ruled by me alone. You need to show sufficient sincerity to satisfy my group of businessmen."

"Does the president think I'm just a pretty face? Of course I know the principle of reciprocity. After Utopia gains access to the Columbia market, it naturally has to offer corresponding incentives."

Huang Cao took out a document from the bag he was carrying, which included information about productivity machines being sold at a low price.

"President, you have long coveted our country's machinery, but due to past issues preventing a breakthrough, you have always failed to achieve your goal. This contract is a testament to my sincerity."

President Blue Bird flew to the table and carefully examined the contract. There were no traps in the contract; the other party had truly come with sincerity.

The range of machines available for sale is extensive, basically covering all aspects of industrial and agricultural production.

With the support of these machines, President Blue Bird is confident that Columbia can truly become a major power in Terra's land by utilizing the next twenty years of golden development.

Huang Cao saw the greed in the bird's eyes; this contract was one he had carefully drafted.

The machines inside are inexpensive, but they're definitely not free. They require annual management and membership fees, so the cost can be recouped in just three years.

However, for Columbia today, population is a major factor limiting its development, and machines can replace construction projects that require a large human resource investment.

Columbia is desperately short of manpower.

But the capitalists are also very unethical; immigrants die in waves, and new waves come in.

Without Utopia's interference, Blue Bird originally wanted to be seen as a virtuous person by the Columbia.

One plays the good cop, the other the bad cop; the taxes collected will be split 30/70, and the wealthy will be returned in full.

"I just wanted to earn some foreign exchange, so I didn't want to make things so tense. It's just that the former Finance Minister of Kazdel didn't like you guys and kept nagging me about it."

President Blue Bird certainly knew the identities of Huang Cao's wives.

Three of them are from Kazdel, and one of them is even Demon King.

Due to the constant clashes between the two countries, Dukare is known internationally as the "Crimson Coin of Kazdel," and its reputation speaks for itself.

President Blue Bird said, "In that case, I wish us a pleasant cooperation. In return, I will gradually lift the business restrictions on Utopia in Columbia. I hope to exchange sincerity for sincerity."

The gradual lifting of restrictions, rather than an immediate one, meant that Blue Bird was not blinded by the sudden windfall.

So, is it a sweet candy or a poisoned apple for the princess?

All of this needs time to prove.

Chapter 441: Changing the Strategy Against Columbia

"Friends, why are you refunding our membership fees? Didn't you say you would protect our rights?"

"My friend, you can't expect to seek refuge in a utopia only when your rights are violated. To be honest, I'm really fed up with some people's moral blackmail."

The Utopia staff refunded all the membership fees; frankly, she was fed up with the Columbia's unreasonable demands.

The staff were well aware that due to the Columbia government's policies, Uqturpan was unable to expand its scale and therefore could not extend insurance and social welfare to all aspects of the country's society.

That's why bank staff have to do everything they can to defend their core business.

But these Columbia were too shrewd; they knew how to use their media influence to squeeze Utopia's profits and staff.

For example, Utopia has a team of elite lawyers in Columbia who handle the treatment of workers in their unions. As long as you pay insurance and membership fees, you can use their services for free.

The problem is that many people only think about paying membership fees and insurance when they encounter problems.

How are Utopia's staff supposed to do business?

If it's just a matter of not being able to complete the task assigned by the lord, that's fine, as long as we don't lose money.

Therefore, to avoid losses, Utopia's staff adjusted membership prices several times for a period of time.

However, it was clear that these workers were not happy about losing their job security.

Under the deliberate guidance of the Columbia government, the responsibilities that should have been borne by the government were instead shifted to Utopia.

Making money from you is out of the question, but I can certainly disgust you.

Although Utopia knew the Columbia were being used, they still felt annoyed.

"Sir, please tell your friends that from now on, our bank will only offer small loans. Deposits are still possible, but the interest rates will be much lower. Starting today, our bank will no longer offer any insurance services, and all your membership fees have been fully refunded."

It's finally over. I can finally stop working 24/7 and dealing with these people's unreasonable demands.

The staff at Utopia breathed a sigh of relief and did not blame the Columbia.

"You can't do that. There's no such thing as giving up halfway through a business."

At this time, more and more Columbia rushed to the entrance of Utopia Bank, carrying their refunded membership fees.

However, most of them are people who have never paid any membership fees before, or rather, these people were originally waiting to pay when they actually encountered a problem.

The insurance industry operates on the principle of using the interests of the vast majority to protect the interests of a small minority. However, if everyone wants to pay a few hundred dollars to enjoy benefits worth tens or even hundreds of thousands of dollars, what then?

Dream on!

Why didn't you think of this earlier? Now that Utopia's insurance business is failing, you've all started paying up.

Why didn't you think about investing in the future when you had some spare cash?

Huang Cao pondered that Utopia's insurance premium didn't seem that expensive, and it wasn't like they were taking the money and then not doing anything.

Huang Cao's insurance is a real business; if any capitalist dares to default on payments to your company, I'm willing to send out my top-notch legal team to confront them head-on.

Moreover, due to the secrecy system, Columbia capitalists have no way of knowing who paid the membership fees; they can only meet the top-notch legal team and their clients when the scandal breaks out.

But only remembering me when something happens—isn't that a bit too opportunistic?

Utopia once tried not to accept temporary membership fees, but was severely criticized by the Columbia, who even deliberately spread rumors and smeared the insurance payout rate.

Therefore, Utopia Bank's insurance business has been unprofitable to date, and extremely unprofitable at that, essentially losing money to gain publicity without achieving good results.

Greed knows no class distinctions; everyone harbors a degree of greed within them.

The staff member shook her head at the tens of thousands of people in front of her; it was the first time she had ever seen so many people come to pay membership fees.

In the past, only a few thousand people paid in a year, while there were also thousands of lawsuits every year.

They usually beg and plead with everyone, and to achieve the goals set by the lord, they might even have to pay out of their own pockets to get them to pay membership fees.

As a result, we achieved the target for the past year in one go today. It's just a pity that the bank no longer offers this service.

Utopia Bank has been established in Columbia for a long time, and its elite legal team hasn't had a vacation in ages.

The elite legal team received their retirement pensions yesterday and went on a group trip to Sami.

With a bang, the bank staff ignored the growing number of people's complaints and simply closed the window.

Meanwhile, capitalists in the Columbia capital were all delighted to see Utopia Bank turn over a new leaf.

To be honest, if it weren't for a conflict of interest, they really wouldn't want to have such a bad relationship with Utopia.

After all, Utopia Bank is backed by the entire nation of Utopia, not a loose alliance.

The Columbia Commercial Union knows what's going on; they're already being kind by not stabbing their allies in the back. If something really happens, they'll all scatter like flies when disaster strikes.

Utopia's banking and insurance business has indeed put a lot of pressure on Columbia capitalists.

Capital initially intended to wear down the other side slowly, but it discovered that Utopia was a large and powerful entity that wasn't afraid of a prolonged battle and would instead offer its support to the other party.

Therefore, after careful consideration, it would be better to honestly pay the majority of workers their wages on time and improve their benefits in order to curb the expansion of their power.

Every country's laws have a certain civilized quality, and Columbia is no exception. Its laws include provisions protecting workers' interests and ensuring timely wage payments.

But capitalists know that as a federal country, Columbia's highest authority has very limited control over certain matters.

Utopia's legal team has won every case precisely because they have leveraged the seemingly just laws of Columbia, coupled with their superb professional skills and strong backing.

However, it's a bit ridiculous to expect capital to relinquish profits on a large scale, so delays or even complete non-payment of wages still occur from time to time.

Fortunately, Columbia are quite hardworking, with a kind of "I won't give up until I get a good deal" mentality. They managed to drive Utopia's insurance business away and even started doing business with them.

So, the day after Utopia closed its insurance business.

Most factories in the Columbia capital have announced wage cuts, bringing back the high wages that were once influenced by utopian ideas to their original levels.

Capital may offer concessions for a short time, but once the threat is removed, it will instantly reveal its true fangs.

If we only consider the insurance business, Huang Cao did lose this contest, but it has laid the groundwork for more opportunities to win in the future.

This failure proved one thing to Master Huang:

In Columbia of this era, bottom-up change is no longer possible.

Chapter 442: Manfred Wants to Become a Real Manfred

"It's time to introduce our own currency, gold coins or paper money. If I had a choice, I would definitely choose paper money!"

Having won over the capitalists in Columbia, Huang Cao decided to further expand his advantages.

Currency, the currency used throughout Terra.

Ideal Coin, the currency used domestically in Utopia.

This currency was actually prepared decades ago and has already achieved full circulation in some regions.

"Contact Theresia; it's time to convene another meeting."

Huang Cao picked up Kal'tsit, who was clinging to her.

Unfortunately, he will also be leaving Columbia for a while.

Because the plan was progressing even more smoothly than expected, Columbia capital was blind and unwise.

It was exactly like the world before World War II in my previous life, even more barbaric.

There was no oversight, no bottom line, and not a shred of compassion.