The Reason Qin Haoran Was Hunted Down

Creditor, a term quite familiar to Lu Yang, as he had a friend who held this identity.

"Why are you looking at me? I didn't borrow any money!" Meng Jingzhou noticed Lu Yang's gaze and said angrily.

"Do you know which faction is the creditor? Is it the Meng family, the Luodi Money Merchant Guild, or some other force?"

In Lu Yang's memory, there were only two most famous loan companies: the wealthy Meng family and the Land Money Merchants Association, whose merchants were all over the world.

Li Haoran shook his head. "I don't know which force it is. The fragments in my dreams are always incomplete. A few days ago, I dreamt of Qin Haoran before he was seriously injured. From their conversation, I learned that the other party was a creditor, and Qin Haoran had no money."

"However, it may not necessarily be Qin Haoran who borrowed the money. It could be the entire Nine Nether Sect borrowing money, and the creditor has found the person in charge of the Nine Nether Sect, that is, the sect leader."

"The other party knows that Qin Haoran is the leader of the Nine Nether Sect?" Lu Yang was surprised. How dare they borrow money from the Nine Nether Sect?

If the Great Xia Dynasty found out about this, they would be severely punished, if not killed.

Li Haoran shook his head, stroking his chin as he analyzed that through repeated torment by Qin Haoran's memories, his knowledge reserves were growing rapidly.

"They probably don't know. Based on the fragments of memory I obtained and my understanding of Qin Haoran, the most likely scenario is that Qin Haoran first took a portion of Spirit Stone from the Nine Nether Sect's treasury to register a small chamber of commerce, whose members consisted of Qin Haoran and dozens of people from the Nine Nether Sect."

"Then they use certain methods, or rather, operations that bring in quick money but have hidden risks, to make the small chambers of commerce appear to be thriving and prosperous."

"Small chambers of commerce have borrowed money from lenders several times, and each time they have been able to repay it on time."

"This way, when borrowers assess this small chamber of commerce, they will feel that they have high credit, good industry, and a promising future."

"If a small chamber of commerce requests a large loan to expand its influence, the lender will most likely agree."

"Once they get the money, the small chambers of commerce can use the guise of doing business to spend all the Spirit Stones. In reality, they secretly transfer all the Spirit Stone to the Nine Nether Sect."

"Finally, the small chamber of commerce declared bankruptcy."

"Because Qin Haoran registered the small chamber of commerce as a limited liability chamber of commerce, the chamber of commerce is liable only to the extent of its capital contribution, and the members of the chamber of commerce are not liable. Therefore, the borrower cannot directly demand repayment of the debt from Qin Haoran and other high-ranking members of the Nine Nether Sect."

Li Haoran concluded, "In this way, Qin Haoran and the Nine Nether Sect borrowed money without having to repay it. It's a perfect plan."

After listening to this, Lu Yang felt that it was understandable for the creditors to hunt down Qin Haoran.

I understand.

"Fortunately, Qin Haoran is dead, so you don't have to bear his debts." Meng Jingzhou felt relieved for Li Haoran, otherwise, even if Li Haoran were sold, he wouldn't be able to pay back the money, let alone the interest.

"I hope so." Li Haoran didn't feel comforted, which was one of the reasons he couldn't eat or sleep.

Legally speaking, he certainly won't inherit debts from his previous life, but whether the creditors will respect the law is another matter.

That scoundrel Qin Haoran deserved to die!

Lu Yang patted Li Haoran on the shoulder. "It's not good to stay cooped up in the cave abode all the time. Why don't you go out for a walk? Have you come up with any ideas about forming your core yet?"

Li Haoran shook his head. "No."

In fact, he remembered Qin Haoran's approach to Core Formation, but he was unwilling to follow Qin Haoran's path.

"That's perfect. It's time for you to form your core. Go out for a stroll, clear your mind, and you might just find fortuitous opportunity to do so."

"With two Golden Core stage experts like us protecting you, we guarantee this trip will be foolproof!" Meng Jingzhou gave himself a thumbs up, not forgetting that the initial purpose of this trip was to show off that the two of them had reached the Golden Core stage.

Li Haoran: "..."

Reaching the Integrated Body Peak Stage Soul cultivator to back me up; I'll surpass you two sooner or later!

Li Haoran was strictly forbidden by his senior sister from leaving the Dao Ask Dao Sect; otherwise, he too would have gone to the dense forest to seek the opportunity to form his fortuitous opportunity.

There's only one possible reason why Li Haoran left the Ask Dao Sect: it was under Lu Yang's leadership.

Led by Lu Yang, it's safer than being led by the Fifth Elder; we're not afraid of even encountering immortals.

"I'll let my master know before I leave."

"Walk"

The three found the Fifth Elder, who was refining a weapon. The Fifth Elder was holding a large iron hammer and hammering the weapon, sparks flying everywhere. Each strike was like a mountain colliding, an earth dragon turning over, and the ground shaking.

"It's Haoran, what's wrong?" When the Fifth Elder saw Lu Yang and the other two looking for him, he stopped forging, shrank the hammer, and tapped his stiff back.

"Master, I'd like to go out with Senior Brother Lu and Senior Brother Meng..."

Li Haoran succinctly explained his situation, Fifth Elder nodded repeatedly, understanding Li Haoran's predicament. This was equivalent to Li Haoran dealing with all sorts of affairs of a large sect every day, which was very distressing.

Otherwise, they wouldn't have made the Silent Daoist the Sect Master.

"Junior Sister Yun Zhi said that if you go out with Lu Yang, nothing will happen. You should go."

"Should we tell Senior Sister?" Li Haoran asked, feeling guilty about leaving the sect.

"Senior Sister has gone out on business and won't be back for a while," Lu Yang said. He was probably the only one in the entire Ask Dao Sect who knew what Senior Sister had gone out to do.

Emperor Xia replied, saying that the cave abode could be moved, and the eldest sister went to move the immortal fairy's kitchen.

Moving a cave abode without damaging the integrity of the immortal ruins is extremely difficult and requires the eldest senior sister to do it personally.

The Immortal Fairy was overjoyed for a long time, her mouth agape, saying that once the kitchen was moved back, she would definitely show off her skills to Lu Yang.

Lu Yang was so frightened that he dared not utter a sound.

After reporting to the Fifth Elder, just as the three were preparing to board the ship and leave the Ask Dao Sect, Lu Yang suddenly asked, "So, where are we going?"

I don't know where or how to buy ferry tickets.

The three looked at each other, preoccupied with leaving the Ask Dao Sect, and hadn't yet decided where to go.

We can't exactly go back to the dense forest.

"How about this, we go to the mission hall and choose a mission, then go to whichever one we choose?" Li Haoran suggested, as he was short of contribution points.

"Alright." Lu Yang and Meng Jingzhou nodded, deciding to consider it as helping Li Haoran earn contribution points.

Of the three, only Li Haoran lacked contribution points, while Lu Yang himself had many contribution points and could use the Immortal Fairy's contribution points at any time.

Meng Jingzhou can exchange Spirit Stone for contribution points.

The three arrived at the mission hall, and Meng Jingzhou immediately took a liking to the mission he wanted.

"In the southern part of Ji Province, in Shoutian County, in the ancient town of Guhuai, there is an abandoned temple outside the town. Travelers often stop there, as it is suspected that a female ghost who devours human yang energy is haunting the place. Travelers, having heard of this, flock there in droves..."

"This is it!" Meng Jingzhou slapped his thigh excitedly, feeling that he was destined to be involved in this mission.

Perfect timing to test how effective his dual single Spirit Root are!

Li Haoran rubbed his chin. "Guhuai Town... why does this place sound so familiar?"