System New Features, I'm Issuing Chakra Loans in the Ninja World
"It's finally over!"
Feeling the removal of the restraints on his body and the restoration of his Chakra limit, Qingye couldn't help but let out a long sigh of relief.
The entire year's Mangekyo of Chakra Loan has finally been paid off.
Since enhancing his bloodline talent and awakening the Mangekyō Sharingan through loans, Qingye only postponed repaying the loan for three days, spending the rest of the time relying on the one card of Chakra from his Elite 6.
Check the system panel again.
It still consists of two main sections: "Permanent Loans" and "Temporary Loans".
Once you access the temporary loan section, you can either borrow money yourself or lend money to others; there's no significant change.
After opening the Permanent Loan interface, the new function that the system had previously prompted was indeed here.
It is indeed possible to provide permanent loans to other people!
After some trial and error, Qingye roughly understood the lending function of this permanent loan.
Once a lending target is selected, and provided the target agrees to the loan, a permanent loan can be issued to permanently enhance one's talent or allow one to learn Ninjutsu.
However, permanent loans differ from temporary loans in that they involve a slight difference in lending practices.
"Loan intention, what is that?"
Qingye inquired with the system but received no reply.
Currently, all we know is that a permanent loan can only be issued if the borrowing intention reaches the maximum threshold.
"It can't be the borrower's repayment ability and credit history, can it?" Qingye secretly guessed.
Probably not----
Once Chakra Loan are issued through the system, there's no way to renege on them, right?
At best, you can postpone loan repayments, but you still have to repay them eventually.
After searching for a while, they finally found clues in two temporary loans they had previously issued.
Open the loan interface of Pakura and Hozuki Akizuki, which displays various data.
This includes the two individuals' ability scores and their respective borrowing intentions.
Pakura, with a skill rating of 9, ninjutsu rating of 10, and Taijutsu, making her a standard Ninjutsu- type ninja.
Below this ability value is the borrowing intention, followed by a progress bar.
"75% borrowing intention?"
Qingye's brow twitched.
This loan application requires a maximum balance to be eligible for a permanent loan, but what level does 75% represent?
He then opened Hozuki Akizuki's loan panel. Chakra had slightly less chakra than Pakura, and his spirit value was 8, but he was still a Ninjutsu- type ninja.
"Only 30% of Hozuki Akizuki's borrowing intentions are expressed?"
How come someone who also borrowed temporary loans is so much worse off than Pakura?
Qingye had some guesses in her mind, but she still needed to verify them.
Currently, the system panel only displays the ability data and loan intentions of these two individuals. To view the data of others, you must personally visit them offline.
Qingye immediately left home and went to the Konoha Military Police Force.
"Captain, what's the mission?"
Shisui looked at Qingye, who was supposed to be on vacation, and asked curiously.
"It's nothing."
Qingye waved her hand.
He has already marked the Shisui data through the system.
"Captain, something seems off about your expression."
Shisui shrank back, feeling that Qingye's gaze was somewhat strange, as if he wanted to burn him to the ground.
He shouldn't have done anything wrong, right?
No, it's none of your business.
Qingye's gaze was already focused on the system panel.
The precision value of the Shisui is 8----
You beast!
You're only eleven years old, is it appropriate for you to have so much Chakra?
The other stats are just average; the stats for Ninjutsu, Taijutsu, and Genjutsu are all fairly balanced, generally consistent with Shisui's strength characteristics.
"The willingness to borrow is less than 10%----"
Qingye then checked the stats of Uchiha Tekka and Uchiha Fūshi and found that both of them were at Elite 6, with a lending intention rate of less than 20%.
"Does this mean that the more talented and capable someone is, the lower their willingness to borrow is?"
"Because they are already very talented and strong, they don't have much need to improve their strength through loans, so that makes sense."
"However, Pakura's strength is not bad either, and she has a 75% willingness to lend!"
"It's probably also related to a person's experiences and psychological state."
"Pakura probably really wants to gain power so she can take revenge on the Fourth Kazekage, which is why she's so keen on borrowing money."
"As for Hozuki Akizuki, he probably discovered that the Third Mizukage was being controlled, and then failed in his assassination attempt on Uchiha Madara, so he also had a loan interest of over 30%."
"In other words, this willingness to borrow reflects a psychological factor determined by a combination of talent, ability, and personal experience?"
Having made a guess in her mind, Qingye prepared to find more people to verify it.
Once a person's data is marked through offline contact, it can be viewed directly on the system, and the relevant data will be updated automatically.
"It would be best if everyone checked and marked it!"
This includes people like Hiruzen Sarutobi, Shimura Danzō, Orochimaru, and Minato Namikaze; all of them should have their data recorded.
After thinking for a moment, Qingye decided not to rush off to meet Hiruzen Sarutobi and the others in person, but instead went to his office.
Close the door.
Dōjutsu, the Kotoamatsukami is activated!
Time stands still at this moment!
Golden threads spread out from beneath his feet!
The Kotoamatsukami "Dōjutsu allows the user to foresee the next five minutes based on Qingye's choices.
This choice can be any possibility, even those that Qingye would almost never do in reality.
For example, he could commit suicide by slitting his own throat, blow up Danzo's Root, assassinate Hiruzen Sarutobi, forcibly kiss Kakashi, or flirt with Kushina Uzumaki.
The future five minutes after making these choices can be foreseen.
"Five minutes, at full speed, is enough time for me to get to anywhere in Konoha."
Within the endless world lines beneath our feet, the future of almost every corner of Konoha and every person is within our foreseeable range!
Qingye followed the golden threads one by one.
"Hiruzen Sarutobi, your Spirit stat is only 8 now? You've gotten weaker, you old man!"
"Over 20% of them are willing to take on loans, which suggests they're unwilling to accept aging, but at the same time, they seem to be giving up after stepping down Hokage."
"Shimura Danzō, level 7, should be even higher if he receives Hashirama Cells transplant in the future."
"Over 40% of borrowers expressed interest—ha, they're still young at heart despite their age!"
"Orochimaru, level 9, is he currently conducting experiments related to Hashirama Cells? And he's also doing human experiments, though it seems he's using prisoners of war from other villages that Root secretly hid away."
"The borrowing intention rate is less than 20%. If we were to use Mangekyo' approach to assess it, it should increase significantly."
Where is Minato Namikaze?
"Oh, I almost forgot, I went to pay my respects to the daimyo."
"Kushina Uzumaki, Spirit 10, loan intention over 30% -- could it be due to the Nine-Tails sealed within her?"
"Jiraiya, Spirit 10, less than 10% willing to borrow. He's in his prime, so a low rate is normal—tsk, this guy went to peep into the women's bathhouse again!"
"Kakashi, Elite 8, less than 20% of his borrowing intentions are in it. Kakashi, without the Sharingan, certainly doesn't lack Chakra."
"Hyuga Hiashi, Elite 8, less than 20% of borrowers are interested in lending."
"Hizashi Hyuga, Sei9, is a little higher than Hyuga Hiashi!"
"But why is the lending intention only 40%? Have they already gotten used to the fate of the Branch Family up? They really need the torture of Caged Bird!"
"Mei Terumi, I wonder when Kirigakure will come to ransom her—her spirit level is also 8, a standard Ninjutsu- type ninja."
"40% of borrowing intentions, and that's all? Looks like they still need some training!"
Qingye looked at each of the key figures in Konoha one by one, and memorized their loan intention values.
The Dōjutsu was withdrawn, and time resumed its flow.
As a result, when Qingye checked the system panel, she found that the people she had just looked at had not been marked at all.
"----Is it because we've only encountered the markers in the foreseeable future, but not in reality? It seems we'll need to find opportunities later to gradually make contact and mark them one by one."
After observing so many people, Qingye roughly confirmed her guess.
This willingness to borrow is indeed the result of a person's overall psychological state.
If you want to lend money permanently to someone, you first need to find a way to maximize the borrower's willingness to borrow.
"System, what benefits do I get from lending money to others indefinitely?"
[Permanent Loans require a special signing ceremony to be completed. The host can obtain the loan recipient's data through the signing ceremony and assimilate it into themselves.]
"Data?!" Qingye's pupils contracted. "Specifically, what aspects are included?"
[Bloodline, physical energy, mental energy, learned Ninjutsu, muscle strength, reflexes----]
The system listed a long string of things.
It encompasses almost every aspect of a ninja's strength!
"They can even obtain and assimilate bloodline data?" Qingye clicked her tongue in amazement.
In that case, even without a brother's Mangekyo to fuse with, simply lending out his Kaleidoscope and assimilating the bloodline of a Senju or Uzumaki would probably be enough to solve the problem of blindness caused by the Mangekyo.