The Measly Twenty-Five-Year Mortgage? I, Madara Uchiha, Took It On!

"Lord Hokage, I've closed another big deal! Those rich bastards from the Land of Lightning are surprisingly wealthy, unlike those penniless paupers from the Land of Wind, who're so stingy!"

Kakuzu pushed open the door to Uchiha Nan's office while shouting, showing no regard for the fact that he was in the Hokage's office. However, as Konoha's top salesman, Kakuzu was incredibly strong, willing to work 007 and voluntarily work overtime. Such employees were hard to find even with a lantern, so Uchiha Nan had always been Kakuzu.

Currently, only Konoha in the entire Orochimaru possesses such potential!

Kakuzu entered the room and saw Chiyo with a long face, looking displeased. What a blunt truth this green-eyed guy was spouting!

The Land of Wind crickets, can't you keep things a secret for a bit?!

Kakuzu noticed that Uchiha Nan was not in the office again. Without even thinking, he knew that the Lord Hokage had gone off somewhere to slack off again, and he would have to wait in the office for a long time. The contract still needed Uchiha Nan's signature!

"You are... Sunagakure, a ninja from Chiyo?"

"Exactly!"

Kakuzu quickly recognized Chiyo's identity, and the entire Sunagakure knew that Konoha had sent an envoy to visit the Konoha.

Kakuzu, thick-skinned and ruthless, selectively ignored his earlier offensive remarks, found a stool and sat down, his small green eyes looking at Chiyo as he pondered.

According to news I heard from Nara Luyuan, Sunagakure is going to form an alliance with Konoha this time, and it seems the two villages will also start trading.

Currently, Konoha's main clients are the Daimyo, nobles, and middle-class commoners of the Land of Fire. In just over a year, Konoha's commercial reach has gradually extended to all sectors of the Land of Fire, and companies registered under Konoha's name have sprung up like mushrooms after rain.

Wealthy merchants and nobles from the Land of Fire jump off their trains to Konoha, obediently handing over their money. They register companies in Konoha, conduct the same business as before, and pay Konoha a large amount of tax every year, hoping to integrate into Konoha, a violent institution that is undergoing transformation, and become a brand-new community of interests. An indescribable capitalist monster is growing rampant.

Although Konoha's business development is rapid, the time frame is still too short. The ninja village and the Daimyo are simply not on the same track. <Yi Mu> Daimyo, especially those involving international transactions. They can only access these transactions with the Daimyo's help. Daimyo is contributing, Konoha inevitably has to share some of the profits with Daimyo. Doing business is about making money peacefully. Fighting and killing cannot last.

Is the Lord Hokage now trying to open up his own channels?

Ninjas have considerable spending power, but the Sunagakure is a bunch of poor people who can't be squeezed out much. The spending power of the smaller ninja villages around Konoha might even be stronger than that of the Sunagakure!

Chiyo seemed to sense that the green-eyed guy in front of her was thinking something very offensive to Sunagakure.

Never mind. Even a fly is still meat. After all, Sunagakure is one of the Five Great Ninja Villages. Even a starved camel is bigger than a horse. Let's chat with this poor bastard from Sunagakure first.

After some deliberation, Kakuzu made up his mind: whether there's a chance or not, it's better to take a shot first and ask around; business opportunities never fall from the sky.

Kakuzu quickly introduced himself: Senior Director of the Ministry of Finance, Head of Business Negotiations in Konoha, and a string of titles from the Business Intelligence Department. Chiyo was Chiyo. She couldn't believe that this impolite guy was actually a high-ranking official in Konoha. Could he be the person in charge of negotiations for the business team that the Lord Hokage had mentioned?

"Selling Chakra? Konoha does have this project, it's quite popular now. Many disabled ninjas and ninjas who can't get missions sell it. Konoha consumes a lot of electricity, so the price isn't low, but your Sunagakure wants to sell it? Tsk tsk tsk."

"Your Sunagakure grounds all need to be rebuilt, which will be a cost. Moreover, compared to Konoha, your Sunagakure's electricity consumption is negligible. I estimate that all of it will have to be divided into small tanks and transported to Konoha for unified recycling, which will immediately increase the cost. The price of Chakra won't be too high then."

"What? The Lord Hokage is going to send people to sell food, medicine, and daily necessities to Sunagakure?"

"How can Konoha possibly make money? Do you even know how high the transportation costs are? I think the Lord Hokage has gone mad!"

"You still need to recruit workers from Sunagakure? That's a good idea. Konoha is short of workers everywhere, from factories to construction sites. The conditions in Sunagakure are probably so bad that the villagers are suffering just to live. Coming to work in Konoha's factories is like winning the lottery."

Kakuzu pulled out several portable calculators from somewhere and started calculating costs and benefits in front of Chiyo, his face growing darker with each Kakuzu.

Will Konoha lose money after a year of this business? No matter how you calculate it, Konoha can't make any money. Has the Lord Hokage gone mad, doing a business that doesn't make money?

Are they going to lose money to support Sunagakure?

The Kakuzu spent his life pursuing money and profit, was there sighing heavily. He wouldn't sign contracts for businesses that were destined to fail; he'd let Nara Luyuan and sign them, and let him take the blame if they lost money.

Chiyo watched Kakuzu finished his calculations and sat there sighing. A chill ran down her spine. Was the alliance agreement between Konoha and Sunagakure going to fall through? It looked like Konoha was going to lose a lot of money.

Goodbye, see you later!

Kakuzu left Uchiha Nan's office without looking back. He made his living on commissions, and he didn't want to waste a single moment on a deal that was sure to lose money.

Chiyo was left sitting alone on the sofa, lost in thought. She waited for a long time, but Uchiha Nan did not appear.

"Lu Yuan, why didn't the Lord Hokage come today? I've been sitting here waiting for ages. Could it be..."

Chiyo was very anxious. After waiting for a long time without seeing Uchiha Nan, she nervously went to Nara Luyuan, the Hokage's assistant, to inquire about Uchiha Nan.

"Miss Chiyo, you can wait a little longer this afternoon. The Lord Hokage probably has something urgent to attend to."

Nara Luyuan brushed off Chiyo. He had sent someone to Uchiha Nan's house that morning, so he knew about Uchiha Nan's feat of taking on two opponents single-handedly the night before. It was impossible for him to come this morning, and he didn't even know if he could come this afternoon.

I can't exactly tell Chiyo that the Lord Hokage of Konoha is indulging in some kind of passionate lovemaking and has probably skipped work for a day.

Chiyo spent the morning sitting idly in the Hokage's office, while Madara Uchiha strolled around Konoha with great interest. After deciding to stay in Konoha, Madara Uchiha's hesitant and anxious mood suddenly improved a lot.

There are so many more people in Konoha than before.

As Madara Uchiha walked, he marveled at the changes in Konoha. The difference Konoha Konoha night and during the day was enormous, especially in terms of the number of people—it was like night and day.

Soon, Madara Uchiha arrived at the Konoha sales office. He followed the staff to visit the model house, which was simple yet exquisite. Madara Uchiha thought it was good. This was just a basic suite. As long as you were willing to spend the money, Konoha could design a luxury house for you.

Since the goal was to extract money from nobles and wealthy merchants, corresponding services would certainly be provided. However, Madara Uchiha didn't care about such things. He had already transcended base desires and had long since begun to pursue spiritual fulfillment. An ordinary single apartment was already quite good for him. In any case, it was much more comfortable than Madara Uchiha in the underground cave.

"The room is equipped with basic amenities, including lights, a water heater, an electric pot, and other latest products developed by Konoha's laboratories."

As the staff introduced the room's amenities, Madara Uchiha paced back and forth, a strange feeling welling up inside him.

Despite Madara Uchiha's Madara Uchiha efforts to conceal his expression and emotions, the staff could still sense the emotional fluctuations emanating from him. It wasn't that the staff member was particularly strong; it was simply that he had seen this kind of emotion and expression far too often—even the high-ranking nobles reacted the same way when they first encountered such infrastructure.

Has Konoha developed that quickly?

When did these strange ninja tools come about? The room lights up with each switch, and hot water is heated instantly. Is this some new type of energy source? What happened while I was away from Konoha?

All of this is thanks to Uchiha Nan. Well, we can reluctantly add Tobirama Senju, since it was Uchiha Nan Impure World Reincarnation Tobirama Senju using Uchiha Nan and provided the best research conditions. Tobirama Senju only provided a little bit of technical support.

Uchiha Nan put a lot of effort into promoting the widespread use of electricity in Konoha. Everything in the room was a new product combining electricity and Chakra. Over the past year, Uchiha Nan had been putting immense pressure on Tobirama Senju, and they had indeed created quite a few useful pieces of furniture.

The research team, comprised of dozens of Tobirama Senju, unleashed their potential, propelling technological innovation in a way that Uchiha Nan couldn't comprehend.

However, considering the distorted technological development of the Ninja world —a state of being both backward and advanced— Uchiha Nan isn't surprised. While Konoha is still a purely agricultural country, thirty-odd years later, in Naruto's era, Konoha technological development is not only close to modern times, but it has even produced advanced electronic products like computers. Then, in Boruto: Naruto Next Generations Naruto, Hokage fifty-odd years have passed. The technology displayed then becomes even more outrageous.

Kishimoto old scoundrel, is ultimately just a manga artist. That's truly a characteristic of the Ninja world!

As an old relic from the previous era, Madara Uchiha naturally didn't live a good life. Even a top Ninja world like Madara Uchiha never enjoyed such modern living facilities.

Ordinary people in Konoha can live like this. Going deep into the grassroots, understanding the lives of the lowest-ranking people in the Ninja world... Madara Uchiha suddenly remembered this line from the book: the little boy Itou Sousuke's family bought this kind of house yesterday.

Uchiha Nan, that junior, actually executed the plan quite well.

But all of this doesn't come for free; it starts at twenty years, and regular apartments don't have such superior facilities. If it were a show flat decorated like this, another ten years would probably be enough.

However, Madara Uchiha was not fully aware of all this, and even if he had known the cost, he wouldn't have said anything.

Even the most powerful ninjas have to risk their lives on missions to live a carefree life, while ordinary people can work comfortably in factories for thirty years. What more could you ask for in such a life?

I'll let you go hungry for a couple of meals, and you'll behave!

"How much would you charge for a house like this? I'd buy it!"

Madara Uchiha really liked the apartment and was ready to pay for it, but after the staff quoted a price, Madara Uchiha realized he didn't have enough money!

Back in the day, Madara Uchiha would sneak into the movies without paying, and the money he has now was stolen from a few reckless Missing-nin who tried to rob him on the road.

"Sir, if you don't have enough money, we offer loan services, but..."

The staff looked Madara Uchiha up and down; he looked like a refugee from the countryside, probably someone who had come to Konoha by begging for food and barely scraping by.

For an old man like Madara Uchiha, starving to death on the roadside was the normal outcome in this Ninja world; he wouldn't have survived long enough to escape to Konoha. He was truly lucky.

However, buying a house in Konoha is probably impossible in this lifetime. Although the mortgage business in Konoha is growing wildly, even in Konoha, mortgage lending is selective. An old man like Madara Uchiha might work in a sweatshop for a few years to make ends meet, living in a cheap shack with seven or eight people, not knowing when he'll die. But at least he can eat his fill before he dies, which is a decent way to die.

The ideal clients for Konoha mortgages are young people who work in factories and construction sites, the kind of people who can work like beasts of burden for twenty years with just two meals a day.

"Mortgages are generally for twenty years. If you can't make the payments by then, Konoha will take the house back. You'll lose all the money you've paid and the house itself."

The staff wanted to persuade Madara Uchiha give up, but the old man was doing odd jobs at the factory every day and living in a wooden shack. It was actually not bad; at least he was protected from the wind and rain and wouldn't starve.

"I'll take out a loan, I want this house!"

Madara Uchiha. He'd lived in the underground caves for so long; while he didn't crave material comforts, he wouldn't refuse them if offered. Even the elderly need to enjoy their retirement. As for money, it was even simpler for Madara Uchiha. He could just send a clone to the Bounty Exchange take on some bounty missions, collect a few kills, and make money. A very simple concept: make money by doing missions!

"The first batch of houses is about to be completed, and you can skip the lottery if you pay in full... Sigh? Why am I telling you this? Are you really sure you want a loan?"

"."

"Alright. Show me the documents you were issued when you entered Konoha."

Seeing that Madara Uchiha had made up his mind, the service staff tried to persuade him a few more times before shutting up. After all, his salary was calculated based on sales commissions and loan business. If he couldn't repay the mortgage and Konoha forcibly repossessed the house, Madara Uchiha wouldn't be blamed for sleeping on the streets.

There's no shortage of houses in Konoha that are hard to sell right now, and there's no fear of not being able to reclaim them.

Madara Uchiha pulled out the identification he had been given when he entered the village and quickly completed the loan application. The staff even kindly asked Madara Uchiha if he had a stable job, saying that if not, they could introduce Madara Uchiha to a factory job, which was considered a good deed.

"Go work in a factory?"

Madara Uchiha recalled the theory of ninja production and ninja stream division in Uchiha Nan's book. He could agree to it first, and then send a clone to experience it later; it wouldn't waste much Chakra.

After a series of tedious signings of purchase and loan contracts, Madara Uchiha paid a portion of the money and officially began his 25-year mortgage!

After finishing a series of trivial matters, Madara Uchiha looked at the sun outside; it was almost noon.

"Is it already this late?"

It's time to return this book to that child.