Marvel's Big Creditor

"Since when does Polaris owe you $1.7 billion? How come I never heard about it?"

"A little over a month ago, that girl borrowed five cents from me for a ride. She said she'd pay me back double the next day."

"You put even five cents in your ledger?"

"Anything involving me gets recorded. I can't help it either."

"And in just a month, it turned into more than $1.7 billion?"

"Thirty-five days, to be exact!"

A hilarious tale of a man who transmigrates into the Marvel universe with a black leather-bound ledger, poses as a doctor, and goes around handing out loans. From then on, the Marvel universe gains the legend of White's Black Ledger, ranked alongside the Book of the Vishanti and the Darkhold as one of the Three Great Tomes.