Lending Usury to the World's Richest Man

After breakfast, Xiao He and Ye Wanqing went to school for class.

"Hey, you!" Yin Jia saw Xiao He and slapped him on the back. "You're so lucky!"

"?" Xiao He looked at her blankly, not understanding what Yin Jia was talking about. Yin Jia rolled her eyes at him. "Still pretending! You've been photographed by the media! You took a picture with Yinglong, didn't you!"

"..." Xiao He was silent for a moment before laughing exaggeratedly, "Aha, ahaha, you actually found out."

But his real thought was: What's there to be happy about? I'm just taking a picture with myself...

"Hmph, you two, you secretly went to that place to play without telling us!" Zhou Huimei huffed.

"We're planning to go there tomorrow too," Yin Jia said with a smile. "I heard that tickets for the outdoor area are only a few hundred yuan each, but we can get student discounts for just 120 yuan. My boyfriend said he wants to try and see if he can run into Yinglong."

"What are we going to do tomorrow? There aren't any good matches tomorrow." Xiao He frowned. "All the exciting ones are over. Tomorrow it's just the Mutant from those small countries fighting. There's nothing interesting about it."

"That's true. Yinglong probably won't be here since there's no competition in our country, right?" Zhou Huimei suddenly realized. "Hey, how about we go together next Monday? Isn't there a competition for Yinglong? It'll be a triple date, and we'll have more opportunities to take photos together."

"Pah, my mouth..." Xiao He mentally slapped himself.

Ye Wanqing gave him a sidelong glance, as if to say, "Serves you right for being so talkative," and then turned to Yin Jia and said, "Forget it, I went with Old Xiao last time, and my living expenses for this month are almost gone. The tickets outside are only a few hundred, but you have to pay for food inside."

"Hmm... alright then, what a pity." Yin Jia sighed with some regret.

"Wait a minute!" Xiao He interrupted them, then pulled Ye Wanqing aside. "Are you sure? Opportunities to go out with friends aren't frequent..."

"What can we do? Aren't you going to participate in the team competition next week?" Ye Wanqing glared at him.

Xiao He thought for a moment, then stammered, "Perhaps... I could fight a battle and then come back to keep you company?"

"No, I don't want to wander around there alone without you..." Ye Wanqing pouted and complained, "They're all with their boyfriends, they don't care if you and I go with them. Why are you suddenly concerned about this?"

"Then, I was worried that you wouldn't be able to find bridesmaids when we get married?" Xiao He asked, frowning.

Ye Wanqing blushed instantly, covering her mouth and playfully punching Xiao He, "You're so annoying!"

"What's wrong?" Xiao He asked, puzzled. Ye Wanqing retorted irritably, "Why are you suddenly saying things like that!? I didn't say I wanted to marry you! Besides, then... then... then how do you even find a best man!?"

"I'll have Han Tianyu be my best man, and Qin Weize can be one too," Xiao He said confidently.

"Then I can have Xia Yu be my bridesmaid too," Ye Wanqing said, putting her newfound knowledge to use.

"Alright, that makes sense..." Xiao He shrugged, and Ye Wanqing smiled with satisfaction. Then she secretly glanced at Xiao He, a blush of happiness flashing across her face. "Old Xiao, shall we go to Willow Restaurant for lunch today?"

"Why?" Xiao He asked, puzzled. Ye Wanqing stammered, "Well... anyway..." After stammering for a while, she still didn't know how to say it, so she leaned over and gave Xiao He a light kiss on the cheek, saying coquettishly, "Go on."

"No problem." Xiao He readily agreed, patting her head. "I just can't do anything with you."

After declining Yin Jia and Zhou Huimei's invitations for a triple date, the two of them went to Willow Restaurant.

"Good heavens! It's only eleven o'clock and it's almost full!?" Xiao He asked in astonishment, looking at the guests in Willow Restaurant.

"With the recent Mutant Competition, there are a lot of tourists from foreign countries and other provinces," the owner of Willow Restaurant explained. "Our business is quite well-known around here, after all, we've been featured in the Michelin Guide and some food magazines. So business has been really good these days, we're sold out of ingredients every day."

"Now we don't even have enough ingredients to give to the old lady who collects garbage when we close up shop," the proprietress complained a little. "Lately, all we can give her is a bowl of white rice."

"How about we order more materials tomorrow?" the boss said with a smile, playfully pinching his wife's nose. His wife made a face at him and replied with a cheerful "Mmm!" The two of them were as affectionate as ever.

"The boss and his wife are such nice people..." Xiao He thought to himself.

The two ordered their food. Just then, the proprietress gave Ye Wanqing a wink, but Xiao He didn't see it. However, Ye Wanqing knew very well that the proprietress had something to say to her in private and didn't want Xiao He to overhear, so she said to Xiao He in a coquettish tone, "Old Xiao, could you go across the street and buy me a drink? I want milk tea..."

"You little devil..." Xiao He gently pinched her little ear, then got up to buy milk tea.

The owner was busy cooking in the kitchen and didn't have time to pay attention to the front desk.

No sooner had Xiao He left than the proprietress pulled Ye Wanqing aside and whispered with a smile, "You two are getting closer and closer lately. Has he proposed to you?"

"No, I'm not old enough to get married yet..." Ye Wanqing said, cupping her rosy cheeks. "But he's already said he's planning to, it seems he's thinking of proposing to me as soon as I turn twenty..."

"Heh heh, then I'll tell you a 'Love Code'," the proprietress said smugly. She whispered in her ear for a moment, then said mysteriously, "This code was given to me by my husband years ago. If he can guess the answer, then he truly loves you, and you can accept his proposal. If he can't guess it... then don't rush."

"But..." Ye Wanqing hesitated. The proprietress glanced at her and smiled, "Oh, so you've already decided to get married?"

"Because... well," Ye Wanqing mumbled shyly, counting on her fingers, "All sorts of things have happened, and my Old Xiao and I have been through a lot. I have a lot of confidence in our relationship..."

"Since you already have an answer, I won't say anything more." The proprietress nodded in satisfaction.

At this moment, the owner came up and lightly tapped her on the head, scolding, "Customers are ordering! There are so many people in the restaurant, and you're just chatting here..."

The proprietress stuck her tongue out at him, then went off to get busy.

At this moment, Xiao He returned with milk tea, and Ye Wanqing pretended that nothing had happened.

After having dinner at Willow Restaurant, Xiao He and Ye Wanqing went to class in the afternoon, and then in the evening, as usual, they ate dinner, washed the dishes, took a walk, and fed the cat.

Just as Xiao He was about to enjoy his lovely girlfriend, a spoilsport appeared.

"Yinglong, can we go check out the Fine Food and Fashion Street? I heard some foreign Mutant are causing trouble there," Cui Man replied. "I know it's getting late, but Mutant... are troublesome, since they're Mutant overseas. You're the only one capable of handling this, right?"

"Okay, I understand," Xiao He replied, glancing reluctantly at Ye Wanqing in his arms. "I have a mission now?"

"It's already this late..." Ye Wanqing said somewhat reluctantly.

Xiao He shrugged and gently tapped her nose. "There's nothing I can do, bad guys don't care about the time when they commit crimes. You watch an episode of the Big Bang Theory at home, I'll be back soon."

"Hmm..." Ye Wanqing pouted and nodded.

So Xiao He connected the "Trigger" to the channel, quickly changed his clothes and put on his mask, and then entered the Dimensional Walker's plane. The surrounding scenery changed, and the next moment he arrived at the Fine Food and Fashion Street. As the busiest pedestrian street in Beichang City, it was naturally affected by the Mutant Competition and was crowded with tourists from abroad.

Xiao He's appearance naturally attracted the attention of the surrounding tourists, who all grabbed their phones and cameras to take pictures of Xiao He. However, Xiao He had important business to attend to and no time to pamper his fans. He simply pressed his earpiece and said, "Sister Man, I've arrived at Fine Food and Fashion Street. What's the exact location?"

"Yuhua Bar across from Lanlin Building," Cui Man replied simply from the other end. "Hurry up."

"Give me ten minutes," Xiao He replied, then muttered to himself, "Then I'll go back and be with my girlfriend."

Then, Xiao He into the air, and only then did everyone dare to confirm that he was really Yinglong, so they cheered and greeted him.

But Xiao He ignored the crowd and rushed towards the scene of the incident. After flying for two minutes, he saw the place where the trouble was taking place.

A large crowd had already gathered at the bar entrance. A man was holding a girl's arm, surrounded by a large group of people. Some people were lying on the ground, looking seriously injured, while others were trying to break up the fight but to no avail.

Xiao He immediately spotted the man holding the girl sporting a familiar two-tone pineapple hairstyle, and his heart leaped with joy: What a coincidence, he'd run into Yousuli! He'd been thinking of meeting him after watching his match yesterday...

"Perfect timing, I'll teach you M Country Mutant a lesson beforehand," Xiao He thought to himself, accelerating forward and landing in the crowd like a cannonball, making a "heroic entrance."

The powerful gust of air it generated pushed everyone back, and a clearing with a radius of five meters was immediately created. Everyone except Yousuli and the girl he was holding was pushed back.

"It's Yinglong..." "It's Yinglong himself! My God!" "Yinglong is here, that's great!" The crowd whispered among themselves.

Xiao He stood frozen for a moment, his legs still numb from the heroic entrance pose. It took him ten seconds to catch his breath, slowly stand up, and stare at Yousuli in front of him.

Even from more than three meters away, Xiao He could smell the strong stench of alcohol emanating from him. He frowned immediately, glanced around, and then turned to the woman Yousuli was holding, asking, "What happened?"

"I... I just accidentally stepped on him, and he... he wants me to spend the night with him..." the girl replied, frowning.

The girl looked to be no more than twenty years old, with long, dyed gray hair and dressed in a glamorous and revealing manner, with flashy tattoos on her legs and chest. Dressed like that, and appearing in a bar around ten o'clock at night, she was probably not a respectable girl, but that was no excuse for Yousuli's reckless behavior.

However, Yousuli clearly didn't see it that way. He turned to the girl and sneered in English, "Stepping on me is a serious crime! If it were anyone else, I would have killed them on the spot! I'm only giving you a chance because you're somewhat pretty! You're asking for it, aren't you!"

The other party's identity was sensitive, Xiao He couldn't just openly kill him in the crowd, but giving him a simple lesson shouldn't be a problem, right?

"You're drunk," Xiao He said calmly, arms crossed. "Behave yourself and leave with me, or you might get hurt."

"What!? Who the hell are you! How dare you talk to me like that!" Yousuli, drunk, looked at Xiao He irritably. After scrutinizing Xiao He for a while, he seemed to recognize him as Yinglong.

But emboldened by alcohol, he wasn't afraid at all. Instead, he pointed at Xiao He and laughed, "Oh! Isn't this Yinglong?! I never expected that Mutant like you would be out chasing girls at night, doing something like this!"

"I'm angry..." Xiao He was getting a little annoyed: What the hell do you think I was doing before I got here?

"Alright, alright, you like this woman, I'll give her to you. We still have to give Yinglong face." With that, Yousuli tossed the girl behind him towards Xiao He. Then, drunkenly, he looked around and spotted a pretty girl. He reached out to the crowd, "This chick's not bad! Come on, spend the night with me, I'll give you 100,000!"

The girl hesitated, seemingly a little tempted, but her boyfriend stepped forward to protect her, angrily saying, "Are you an animal?!"

"Get out of my way, you lowlife!" Yousuli roared, swinging his hand in a sweeping motion, but his hand was grabbed before it could strike the girl's boyfriend.

"I'll repeat myself," Xiao He replied coldly, "You're drunk. Come with me honestly, or else..." Xiao He tone turned grim. "You'll get hurt."

At this moment, Yousuli turned his head slightly, a sinister smile appearing on his lips, his eyes flashing with a fierce light. "Hey, Mr. Yinglong, is it really okay to grab someone like this so casually? Isn't that a bit too careless?"

"Hmm?" Xiao He raised an eyebrow, somewhat puzzled. "Why?"

"Because..." Yousuli said, activating his Superpower. Xiao He felt a force transmitted from Yousuli, but he wasn't sure what the Superpower was. It was obviously Yousuli's "Forced Lending" activated.

Yousuli's smile grew increasingly sinister, "Even Yinglong can't escape the trap of 'Loan Sharking'..."

Xiao He was stunned for a while, then scratched his head curiously, seemingly not quite understanding what Yousuli meant. But at this moment, Yousuli had already let go of his hand and taken a big step back, and the surrounding crowd quickly dispersed upon seeing this.

"Are you ready to Loan Repayment?" Yousuli sneered.

Xiao He stood there with his arms crossed, and replied calmly, "I'll give you a minute. Do as you please for a minute, and I'll make my move after that."

After saying this, Xiao He felt a portion of his power being drained away.

"It'll activate in ten seconds? That's incredibly fast," Xiao He couldn't help but think to himself.

"Ha! It's here! The power of Yinglong..." Yousuli clenched his fists and laughed maniacally, "It's too strong, this power... You'll regret giving me even a minute!"

"Really? I'm looking forward to it." Xiao He yawned and replied, then raised his hand and used his Psychokinesis to create a spherical barrier with a radius of ten meters. The surrounding onlookers were all pushed back by the Psychokinesis.

Upon seeing this scene, Yousuli was immediately startled: Yinglong's "Loan Repayment" only granted physical Superpower, not Psychokinesis.

It's alright, I already knew that Yinglong had multiple Superpower. Yousuli comforted himself: Once this guy's Physical Strength is drained, it will be his turn to use other Superpower.

As he pondered this, more power returned to Yousuli through the act of "Loan Repayment."

"I see..." Xiao He pondered to himself, "Forced Lending" starts "Loan Repayment" after ten seconds, so "Loan Repayment" also draws on the enemy's ability once every ten seconds.

Xiao He wanted to find out more details about this Superpower, so he stood still and waited, asking, "Is sixty seconds enough? If you wish, I can give you more time."

"Hmph, let's see if you'll still be so arrogant in a bit," Yousuli sneered.

Although he was drunk, his mind was perfectly clear. He had been making calculations ever since Yinglong arrived. Time was his greatest ally; all he needed to do in the battle was stall for time.

"Almost a minute's up?" Xiao He took out his phone to check the time and said, but just as he looked down at the time, Yousuli seized the opportunity and flew out like lightning, punching Xiao He in the forehead. His arm was surrounded by electricity and flames, probably the Superpower he got from the enemy in the previous match by "Loan Repayment".

A powerful shockwave spread out from the two of them. If it weren't for Xiao He's Psychokinesis barrier, the passersby would probably have been blown away by the shockwave.

However, Xiao He stood still, motionless, except that his hairstyle was slightly messed up by the impact.

"This... this is impossible!?" Yousuli asked in astonishment.

Xiao He yawned lazily and asked, "What's wrong? Not going to continue the attack? Well, I'm about to launch my own attack!"

"Wait, wait a minute!" Yousuli panicked and activated the Debt Borrowing again, this time lending out even more power.

Yousuli immediately distanced himself, taunting, "If you're so tough, wait for me for another minute!?"

"I understand." Xiao He looked down at his hands and muttered to himself, "Your 'Loan Repayment' has a fixed Loan Repayment period, it's not indefinite, right? It will stop after the principal is repaid. And the 'interest' paid depends not only on the Loan Repayment period, but also on the amount of money you lend out."

"Tsk, so what if they know?" Yousuli sneered.

Xiao He sighed softly, "That's why I don't understand you." Xiao He then stared at Yousuli, "Have you ever considered that using your Superpower on me is practically like lending Loan Sharking exorbitant interest rates to the world's richest man?"

Xiao He paused, then continued with a cold laugh, "How long do you think it would take you to bring down the world's richest man, given your resources?"